nob hill south - My Site

Transcription

nob hill south - My Site
NOB HILL SOUTH
january 2015
Maintenance
Office
54 Richmond Blvd.
631.585.4429
HOURS
8AM to 2PM
EMAIL
[email protected]
JOIN US ON FACEBOOK
Nob Hill South
Condominium
Community Organization
.facebook.com/pages/
NOB-Hill-South-Condominium/592681750852213
CAMCO SERVICES
Of NY
P.O. BOX 990
Pt. Jefferson Station
NY 11776
Property Manager
Carol Fishberger
631.476.2100 x206
Senior Property Mgr.
Drew Varano
631.476.2100 x212
After Hours Emergency
631.476.2100 Press 1
5PM to 9 AM
FJC Security. Service.
24 Hour Dispatch
1.516.328.6000 X1148
Suffolk Police
NON EMERGENCY
631.852.COPS
PSEG Long Island
1.800.490.0025
24 Hours/7 Days
RONKONKOMA, NEW YORK
5 Must-Know Tips for Healthy Winter Travel
Don't let illness or injury slow your travel plans
Whether heading to grandma's house for the holidays or to a tropical destination to get away from the
cold, winter travel comes with the added challenge of staying healthy. Crowded airports and train stations
and tight guest quarters make us all more exposed to germs - and this year's cold and flu season is projected
by the Centers for Disease Control and Prevention to be among America's worst yet. Vacation illnesses or
injuries are not only inconvenient and expensive, but often completely preventable.
(BPT) -
Follow these tips to keep yourself and your family healthy during this year's winter adventures:
1. Pack a travel first aid kit. You can purchase a kit at a local pharmacy or easily make your own.
Include essentials like bandages, alcohol swabs, hand sanitizer and over-the-counter treatments
for colds, allergies, aches and pains, and indigestion.
2. Keep health information handy. Travel with your health insurance card and a good supply
of any prescription medication your family will need (bring a few extra for good measure). As
backup, snap a photo of your prescription labels in case you need a refill on the road. Keep these
important items on your person instead of packing them in your checked baggage.
3. Sleep when you can. A tired body is a susceptible body. Resist the urge to binge on airplane
movies during that cross country flight. Instead, rely on your eye mask, ear plugs and cozy socks
to help you log a few extra hours of rest, relaxation, and cold-fighting.
4. Don't spread germs. Before going in for a round of hugs, kisses and handshakes straight from
your journey, wash your hands or put that travel-size hand sanitizer you packed to good use.
Helping to prepare family dinner? Use a spoon just once for taste-testing; no double-dipping this
year!
5. Find the best local care. Don't try to wish away a runny nose or aches and pains. If you do need
to see a doctor, don't get stuck wasting time or cash in overcrowded and expensive emergency
rooms or urgent care clinics. Use a handy online website and app like ZocDoc to find local doctors
who take your insurance, read reviews from real patients, and book a quick appointment. The
typical patient booking with ZocDoc sees a doctor within 24 hours.
With these simple tips, you and your family will be well-prepared to avoid illness on the road. And if you
do get sick, you'll have the tools you need to recover and get back to your vacation as soon as possible.
Those Funny Rules We All Have to Live By
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In the event of snow, both Unit Owners &
Residents are required to clear their vehicles of
snow. As you clean your cars, if possible, please
be sure that the snow is not shoveled back into
the street or onto the walkways. Balconies must
be cleared of all snow.
Dog owners are required to walk their dogs
along the dog walk area; the dog walk area is
located along the south side of the parking lot
just in front of the picket fence. Please be sure
to always pick up after your dog. It is unsanitary
and hazardous to your dog as well as your
neighbor’s dog if you do not pick up.
Cleaning the hallway is the resident’s
responsibility. All persons residing in their
respective building must participate. A suggestion
for those resident’s that have a cleaning service
might be to request an extension of maid services
to the outside hallway. Any additional costs – if
there is any - can be shared by all residents.
Re-decorating must be agreed upon and paid
for by all unit owners sharing the hallway.
If you are outside in the courtyard early in the
morning or in the evening, be considerate of
your neighbors (our 1 bedroom units do face
the courtyard). For resident’s making use of the
courtyard for recreation, please be mindful and
tidy up. If you have used the BBQ, please put out
any remaining fire & remove the used charcoal,
empty the grease pan, dispose of cigarette butts
and empty any ashtrays that should then be
moved inside.
Vehicles must park within the painted lines;
parking lot lines help people know where to park
and where not to preventing possible damage
to your vehicle. The designated striped walk
way should also be clear of any vehicles having
parked over the parking lines.
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Unit Owners and Residents who do not adhere
to the Parking Rules & Regulations will be towed
at their expense.
Garbage pick up is scheduled on Monday,
Wednesday & Friday. Place all garbage inside
the dumpster & contact our Maintenance
Manager, Mike Ward at 631.585.4429 for large
items you may require assistance. Arrange with
the company delivering the new appliance(s)
to remove the old appliance(s). If this is not
possible, please contact Mike who may be able
to assist.
Our parking lot is for residents only and not for
family members on vacation. And, SLOW DOWN!
There are young children and other residents
who have pets whom you place at risk.
Quiet hours are between the hours of 10 p.m.
and 8 a.m. Be considerate of your neighbors,
and do not run any appliances during this time.
All main entrance doors are to remain closed
at all times due to fire code regulations.
Items are not to be stored in common hallways
that impede a clear entrance and exit to units.
Combustibles are not permitted in any
common areas or in the storage rooms. Any
flammable items will be removed.
All items stored in storage rooms must be
labeled with unit owner’s name and unit
number. Furniture is not permitted to be stored
in common storage rooms.
All outdoor spigots have
been turned off and will
not be turned on until
approximately Memorial Day
2015 pending current weather
conditions at that time.
{
K through 8
Global & U.S. History (Regents)
AP World & European History
SAT II World History
Research Papers
Homework Assistance
Summer Assignments
Former Teacher & District-wide Chairperson
Past President of New York State Council
for the Social Studies
Member National, State, and Long Island
Councils for the Social Studies
2 nob hill south | january 2015
Hair Studio
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•
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?
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Cell: 631-974-4064•
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The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
nob hill south | JANUARY 2015 3
Town of Islip Community Development
Agency Housing Rehabilitation Program
Don’t Replace Your Tile or Marble Floor
Bring it Back to Brand New!
We Clean & Seal Your Grout and Tile
Funds are available for no interest loans for low income homeowners, including
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Family Size
1 2
3
4
Max Income
$ 58,850.00
$ 67,250.00
$ 75,650.00
$ 84,100.00
Family Size
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6
7
8
Max Income
$ 90,800.00
$ 97,550.00
$104,250.00
$111,000.00
For an application and brochure with additional details and loan repayment
information, please call Terry Toth at 631.665.1185 EXT 22.
Before
Condo Board Position
Nob Hill South
Open Board
Position(s)
Ability to represent community
unilaterally. Must be nonjudgmental,
and have the ability to work without
personal agenda.
If interested, please submit either a
letter of intent outlining experience
or, resume. Please contact Carol
Fishberger at CAMCO Services,
631.476.2100 ext206.
Advertising Space Available! 631-223-2029 / 5starnewsletters.com / [email protected]
Type of Work: Eligibility Requirements:
Roof and window replacement
Town of Islip resident
Plumbing and electrical repairs
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Heating system replacement
Credit worthy
Carpentry repairs
Owner occupied at least 1 yr
Energy saving repairs
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HUD max guidelines below
After
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4 nob hill south | january 2015
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Keeping your loved ones independent
Our Home Care Services
Companionship, Bathing, Grooming, Dressing, Laundry,
Light Housekeeping, Medication Reminders, Meal
Preparation and Planning, Assistance Returning Home
from Hospital/Rehab and Relief to Caregiver
Our Companions are Available on an Hourly and
Live in Basis.
Our Transportation Services
We Transport and Accompany to Doctor Appointments,
Medical Procedures, Personal Care Appointments,
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Claudia A. Geier - Owner
nob hill south | JANUARY 2015 5
6 Tip for Managing Your Year End Tax Planning
(BPT) - The
end of 2014 is shaping up to be relatively quiet compared to the challenges of recent years - such as the fiscal cliff. After
this year's mid-term elections a lame duck Congress needs to fund the operations of the federal government, so it is possible
new tax law changes could affect current income tax and financial planning. For the time being, though, the current laws provide
the guidelines of how taxpayers need to plan.
Robert Fishbein, a vice president in the Tax Department for Prudential, offers some tips and caveats to keep in mind when filing
your tax return this year. As a taxpayer, you can take steps now to:
Minimize taxes from capital gains.
One way to do this is to sell stocks or
mutual funds at a loss to offset any capital
gain that you have for the year.
If you're married and your combined
income is $73,800 or less - or if you're
single and your income is $36,900 or
less - you are eligible for a federal zero
percent long-term capital gains rate. If you
qualify for this rate, you may want to take
advantage and sell some stock in a gain
position.
If your income is higher, consider other
steps - such as making your January
mortgage payment in December - to
reduce your income and qualify for the
zero percent federal rate on capital gains.
Remember that you may still be subject to
state income taxes.
Stay below the 3.8 percent
investment income tax threshold.
The 3.8 percent tax on investment income
became effective in 2013, with a threshold
of $200,000 of adjusted gross income for
individuals and $250,000 for joint filers.
Short term, you can manage your tax
position to keep below the income
threshold or minimize investment
income in any year where you'll exceed
the threshold. Longer term, consider
investment options that avoid the tax, such
as tax-exempt bonds.
6 nob hill south | january 2015
Consider converting retirement
assets to a Roth IRA.
Even with tax rates remaining the same
or rising, converting traditional IRA
assets to Roth IRA assets may still be wise.
For one thing, having Roth IRA assets
diversifies your retirement assets from a
tax perspective. Roth assets allow you to
better manage your tax position annually
in retirement, and limit the impact of
Medicare surcharges and the 3.8 percent
investment tax.
Remember, if you wait to convert until
January 2015, your tax liability will not
be due until you file your return in 2016,
giving the Roth assets time to grow taxfree.
Contribute to an IRA.
You may contribute to an IRA annually as
long as your earned income is at least the
amount contributed and you're not yet 70
1/2.
Income limits apply only to determine
if the contribution is deductible from
income. Don't be confused into thinking
you're not eligible. To be clear, every
individual with earned income and who
has not reached age 70 1/2 can contribute
to an IRA. But it may be on an after-tax
basis. Still, the earnings are tax-deferred.
This can be a powerful way to add to
retirement savings on a tax-favored basis.
Funding a traditional IRA also offers an
indirect path to funding a Roth IRA for
those who earn too much and cannot
fund the Roth directly. Once you fund
a traditional IRA you can immediately
convert it to a Roth. There are no income
limits that apply to Roth conversions,
and assuming this is your only IRA, there
should be little or no income tax due upon
conversion because there should be little
or no gain on the assets.
Regardless of whether you fund a traditional
or Roth IRA, consider making your 2014
contribution now rather than waiting for
the April 15, 2015 deadline. Also, consider
making your 2015 contribution in January.
By accelerating the contributions, you will
allow more time for these investments to
grow on a tax-deferred or tax-free basis.
Make charitable contributions
using IRA funds.
The special provision to exclude from
income certain IRA funds used for
charitable contributions expired at the end
of 2013. However, Congress may reinstate
the provision this year or early next. So
you should adhere to the old provision to
be eligible for the reinstated version. For
example, pay IRA funds directly to the
charity and limit the contribution to under
$100,000. There's no guarantee you'll
qualify under a reinstated provision, but
not observing the formalities will almost
certainly mean you'll be ineligible.
Of course, because individual circumstances
are unique, it's always a good idea to consult
with your tax and legal advisors before
making any tax-related decisions.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
Advertising Space Available! 631-223-2029 / 5starnewsletters.com / [email protected]
Avoid withholding too little.
If you think you're going to owe money
when you file your return, consider
increasing your tax withholding with your
employer or paying 100 percent of what
you owed in taxes last year - or 90 percent
of what you estimate you owe this year - to
the IRS now. In general, you're not subject
to penalties or interest if you make such
payments.
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nob hill south | JANUARY 2015 7
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8 nob hill south | january 2015
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
nob hill south | JANUARY 2015 9
Long Island Fun Facts
UNMATCHED Inc.
An insight into Long Island for anyone, whether they are a resident or a visitor.
Long Island has a number of very
strange laws
Licensed & Insured… 23 YEARS EXPERIENCE
New York State Laws
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According to 2013 US Census data, LI is the most
populus island in the United States
If geographical Long Island were its own state, it
would be the 13th biggest in the union with the
highest population density
Long Island is 118 miles long and 23 miles wide at its
most distant points
There are 10 islands in the US that are physically
larger than Long Island, but LI is larger than the State
of Rhode Island
Both Queens and Brooklyn, boroughs of New York
City, are physically located on the west end of LI, but
the term “Long Island” is colloquially used to refer
Nassau and Suffolk Counties
Long Island’s Gold Coast served as the backdrop to F.
Scott Fitzgerald’s classic novel, The Great Gatsby
(http://www.longisland.com/the-gold-coast.html)
The Long Island Rail Road is the oldest railroad still
operating under its original name in the US, and is
also the busiest commuter railroad in North America
There over 120 public school districts on Long Island
operating over 650 individual schools. There are also
6 public universities and over a dozen private colleges
(http://www.longisland.com/school-districts/ and, http://www.
longisland.com/colleges/)
Long Island is home to more than 10 microbreweries
and over a dozen wineries
Several professional sports teams play on LI,
including the New York Cosmos and Long Island
Ducks
Belmont Park in Elmont is the site of the Belmont
Stakes—the final leg of the horse racing’s Triple
Crown
The now-Brooklyn Nets were called the New
York Nets when they played in Commack, West
Hempstead, and Uniondale between 1968 and 1977
Many famous bands and musicians came from Long
Island, including Dream Theater, Twisted Sister, Blue
Öyster Cult, Steve Vai, Joe Satriani and Billy Joel
The Hauppauge Industrial Park is the largest
industrial park on the East Coast, containing over
1300 companies which in turn employ over 71,000
people
In addition to vineyards, Suffolk County’s east end is
also the site of many pumpkin farms (http://www.liwines.
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When one is in a elevator, one is not permitted to talk
to anyone and must look straight ahead at the door
with one's arms crossed.
Slippers are not to be worn after 10pm
People cannot greet each other with their thumb up
against their nose while wiggling their fingers.
It is illegal for women to wear body hugging clothing.
Jumping off a building is illegal and punishable by
death.
Nassau County Laws
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It is illegal to be naked or fondle yourself in public
unless you are breastfeeding or under 10 years old.
(Town of Hempstead)
It is illegal to feed migratory waterfowl.
It is illegal to sell broad tipped markers to minors in
fear of vandalism.
It is illegal to possess a deceptively colored handgun.
An employee is allowed seven days paid leave to
donate bone marrow or 30 days paid leave as an
organ donor. They can do this only if they provide
their supervisor with written notice no less than 14
days before the surgery unless it is an emergency.
Suffolk County Laws
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Anyone under the age of 16 cannot play commercial
video games during school hours on any weekday
that school is in session. (Town of Babylon)
You cannot disrobe in your car. (Sag Harbor)
It is illegal to hold a picnic in public. (Village of Head of
the Harbor)
One cannot release 25 or more helium balloons
within a 24- hour period.
You cannot sell marijuana-flavored candy.
[Source: US Census, Encyclopædia Britannica, State University of New
York, State of Rhode Island]
Advertising Space Available! 631-223-2029 / 5starnewsletters.com / [email protected]
(www.longisland.com/strange-laws-of-long-island-and-new-york-state.html)
Dear Gas Fireplace Owner….
Manufacturers recommend
that your gas fireplace be serviced every year. Service ensures that your fireplace is
safe and running at peak efficiency. Worn parts cause carbon monoxide, health risks
and property damage.
Joe Sapio & Pat Fass
Residents get 25% OFF
our already LOW PRICE
MAY to SEPTEMBER
RELIABILITY EXPERIENCE HONESTY
com/)
10 nob hill south | january 2015
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The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
nob hill south | JANUARY 2015 11
Calling All
Volunteers!
The Board of Managers is seeking
interested Unit Owners who would
be available to volunteer helping
to coordinate events that will allow
our communities to join together.
If anyone is interested, please
contact the Board of Managers,
Nob Hill Section I [email:
[email protected]].
The group meets an average of
once a month on a Wednesday
night in the Clubhouse.
New Year Quotes
Youth is when you are allowed to stay up late on New Year's Eve.
Middle age is when you are forced to. - Bill Vaughn
An optimist stays up until midnight to see the new year in. A
pessimist stays up to make sure the old year leaves. - Bill Vaughan
Many people look forward to the new year for a new start on old
habits. - Author Unknown
Advertising Space Available! 631-223-2029 / 5starnewsletters.com / [email protected]
Both Nob Hill North & Nob
Hill South are working together
to establish a Recreational
Committee.
ASSISTED LIVING COMMUNITIES
A New Year's resolution is something that goes in one year and out
the other. - Author Unknown
Licensed and operated by
Arcadia Management, Inc.
12 nob hill south | january 2015
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The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
nob hill south | JANUARY 2015 13
It’s time for a
retirement party!
How to Stop Pet Stains From Straining Your Family Events
While there is no doubt that pet
owners love their furry friends, it's
fair to say that dogs and cats can easily
take over the home. Whether you're
dealing with a sick cat or attempting
puppy potty training, you can quickly
find yourself in a bacteria breeding
ground.
Eighty percent of pet owners admit to
masking stains instead of remedying
them, according to a new survey from
Woolite(R) Carpet & Upholstery. This
includes flipping cushions, rearranging furniture, covering furniture,
entertaining guests and visitors in
other parts of the home and dimming
the lights.
But you don't have to hide stains. With
a few easy steps, you can provide a clean
and healthier home for the entire family:
Set boundaries: Pets function best
when they have consistent access to
specific rooms. Rather than changing
the "allowed" areas from day to day,
determine which rooms are "petfriendly" and stick to them. Close
doors and set up pet gates to make
sure boundaries are clear. It's wise to
have at least one pet-free room in case
guests are affected by pet allergies.
Wipe paws: For pets that go outside,
it's handy to have a towel by the door
to wipe paws all year round. Not only
does this cut down on tracking outside
dirt and debris in the home, but it's
also important to reduce the amount
of moisture sitting in a dog or cat's
paw.
Sanitize pet messes: While many
household cleaners reduce the visible
signs of pet messes (including vomit,
feces, urine and blood), they don't
always sanitize the affected area.
14 nob hill south | january 2015
Woolite(R) Advanced Pet Stain &
Odor Remover + Sanitize kills 99.9
percent of Enterobacter aerogenes
(ATCC 13408) and Staphylococcus
aureus (ATCC 6538) (Staph) on
carpets (not for use on Polypropylene/
olefin or wood fibers) and soft
surfaces, and eliminates tough pet
odors for a cleaner, fresher home.
Brush pets regularly: To reduce the
amount of pet hair on your floors and
furniture, it's important to brush pets
regularly. Try to make it a daily chore
and do it outside if possible.
Use specific linens: Assign linens
for cleaning up pet messes and then
only use them for that purpose. The
same goes for towels and linens that
are used in pet kennels or to shield
furniture from pet hair.
Clean with frequency: While it
by assigning pet cleanup duties to
everyone. One person can even take
the pet for a walk or distract him while
the others are completing chores.
Items that should be cleaned on a
weekly or biweekly basis include food
dishes, pet beds and toys.
Don't neglect the yard: Make a
habit of picking up after your dog on
a daily basis and guests won't have to
tip toe around your yard. Dog owners
who dread yard pickup can pay for
a service that will do so on a weekly
basis.
Owning a pet doesn't mean the clean
state of a home needs to be sacrificed.
By keeping up with these tips, you will
be able to spend more quality time
playing with your pet.
Woolite(R) is a trademark of Reckitt Benckiser licensed to BISSELL
Homecare, Inc.
seems like common sense, it's easy
to push off cleaning tasks that don't
seem urgent. Include the entire family
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A Partial List of Our Services
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nob hill south | JANUARY 2015 15
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Chicken Piccata
ARE YOU CONCERNED ABOUT YOUR
HEALTHCARE COSTS?
2 chicken breasts, butterflied and pounded thin
salt and pepper to taste
DO YOU HAVE THE MEDICARE PLAN
THAT IS BEST FOR YOU?
1 tablespoon olive oil
OR
1 tablespoon butter
1 clove garlic, chopped
1/2 cup chicken broth
1 lemon, juice
1 teaspoon honey
2 tablespoons capers
1 tablespoon butter
salt and pepper to taste
1 tablespoon parsley, chopped
Directions
Heat the oil and butter in a pan over medium heat.Season
the chicken with salt and pepper and fry until golden brown,
about 2-3 minutes per side and set aside. Add the garlic to
the pan and saute until fragrant, about a minute. Add the
wine to the pan and deglaze it. Add the broth, lemon juice,
honey and capers in the pan and simmer until the liquids
have reduce by half, about 2-3 minutes. Stir in the butter,
season with salt and pepper, mix in the parsley, return
chicken to pan and toss to coat.
Chicken Marsala
1 tablespoon oil
1/2 cup marsala
4 small chicken breasts,
1 cup chicken broth
pounded thin and seasoned
2 tablespoons lemon juice
with salt and pepper
(~1/2 lemon)
1 tablespoon butter
salt and pepper to taste
8 ounces mushrooms, sliced
1 tablespoon butter
1 medium shallot, finely diced
1 tablespoon parsley,
1 clove garlic, chopped
chopped
Directions
Heat the oil in a large pan over medium-high heat, add the
chicken and cook until browned, about 2-3 minutes per side
and set aside. Add the butter and mushrooms and saute
until browned on both sides, about 7-8 minutes. Add the
shallot and saute for 1 minute. Add the garlic and saute for
half a minute. Add the marsala, deglaze the pan, add the
chicken broth and lemon juice, bring to a boil and let simmer
until reduced by half, about 5-7 minutes. Season with salt
and pepper, mix in the butter and return the chicken to the
pan and cook for 2-3 minutes. Mix in the parsley and remove
from heat.
16 nob hill south | january 2015
Advertising Space Available! 631-223-2029 / 5starnewsletters.com / [email protected]
1/4 cup dry white wine
GMG INSURANCE BROKERAGE
• Health Insurance
• Life Insurance
• Disability Insurance
• Medicare Advantage Plans
• Medicare Supplements
• Individuals and Groups
WE ARE THE
AFFORDABLE CARE ACT (OBAMACARE) SPECIALISTS!
For a No-Cost Professional Analysis
Please Call Us Today
631-473-1370
Visit Our Website
www.gmgbrokerage.com
Melissa Guiseppone
[email protected]
Gary Guiseppone
[email protected]
GMG INSURANCE BROKERAGE
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
4 Field Lane, Miller Place, NY 11764
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
nob hill south | JANUARY 2015 17
Suggestion Form
Please state the concern:
We Want To Hear From You!
on the lookout for new ideas and suggestions that
can help improve our community. Please complete
the questions below and leave the suggestion
form in the Maintenance office.
You can make a suggestion anonymously. But, in
order for us to be able to follow up with you, we
would prefer you provide your contact information.
Any suggestion submitted will be scheduled &
discussed at a board meeting.
Describe your proposed solution: (Attach
examples, photos, charts, etc., as needed to
explain.)
Note: Respectfully, this is not a forum for criticism,
but a vehicle with which our community can
share ideas and present thoughtful solutions in a
constructive manner.
How can we get in touch with you?
Name:
Unit #:
Have
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18 nob hill south | january 2015
Advertising Space Available! 631-223-2029 / 5starnewsletters.com / [email protected]
Your Nob Hill Board of Managers is constantly
This New Year’s,
uncork some
extra money.
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providing a full line of high-quality personal mobility
equipment. Fast, trustworthy, personal service is our
watchword and our greatest strength. We sell, install and
service many different types of scooters, van lifts, wheelchairs,
stair lifts, chair lifts and other personal mobility equipment.
Lynne M Barnhardt Ins Agcy Inc
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58 North Country Rd Rte 25 A
Smithtown, NY 11787
Bus: 631-265-5030
Comedy Show Options:
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- Special Occasions
- Birthdays
- Anniversaries
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
1103167.1
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
Out with the old, over-priced
auto policy – in with State Farm.®
Start 2015 off right, with some
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the new year happier than that?
GET TO A BETTER STATE.®
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nob hill south | JANUARY 2015 19
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January
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Day
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