September 2013 - Detroit City Limits
Transcription
September 2013 - Detroit City Limits
FREE Read the Positive! FREE Detroit City Limits Detroit’s Hidden Gem: The Tuskegee Airmen National Historical Museum See story on page 2 Some of the Positive Stories Inside... A Mission from the Heart.... Men on the Move -Promotion Mariner’s Church of Detroit The doc is in.... Tuskegee Airmen Downtown Tour Suggestion Mortgage Points...... Think (& Remodel ask) Before You Detroit’s Hidden Gem: The Tuskegee Airmen National Historical Museum By Phil Stayhue Motivated nearly three decades ago by concerns that the story of African Americans fighting on behalf of their nation in World War II simply wasn’t being told, the Tuskegee Airmen National Historical Museum was born. It was a humble beginning in 1987 when the museum opened, fittingly in the city known as the “arsenal of democracy” thanks to a massive war production effort. Today, the inspiring exploits of America’s first black military airmen have landed a more appropriate place of honor in the history books. Those legendary Tuskegee airmen – aided by dedicated museum members – are now waging a campaign to inspire a new generation of aeronautical leaders. “One of our major missions for the Tuskegee Airmen National Historical Museum is to encourage African American youths to explore career opportunities in the field of aviation,” said Dr. Brian Smith, museum board president. “We want all young people to realize they can fly airplanes. There is an incredible sensation when the light bulb goes on in the faces of children visiting the museum, as they realize their potential.” Visitors at the museum quickly learn about the young black men – beginning in July 1941 -that started pilot training in an era when many people believed black men lacked attributes like intelligence, skill, courage and patriotism required to engage in aerial combat. The first 13 cadets in the class started training at Tuskegee Army Air Field in Tuskegee, Alabama, where they proved their mettle. They weren’t the last. A total of 992 graduated from the field from 1942 through 1946, according to the museum Web site (www. tuskegeeairmennationalmuseum.org). “One of the greatest aspects of the museum is The museum is filled with historic reminders. the untold story of these Tuskegee pilots,” said Perhaps the most striking is a T-6 training plane Larry Sargent, a three-year board member of the known as the “pilot maker” for its reputation as a Tuskegee Airmen National Historical Museum. reliable two-seat instructional craft. “It’s not just a story about black history. It’s a “This is not just the same kind of plane,” added story about American history. A few people in the Smith. “It’s the government wanted same serial this experiment to number as the Pilot Brian Smith is joined by original fail, but these pilots Tuskegee airman retired Lt. Col. Harry planes those were the cream of the Stewart in a T-6 trainer over Detroit. pilots flew.” Stewart flew this same plane as an crop, with four-year instructor in Alabama. The Renaissance college degrees. Even Center is visible in the background. Photo Owning a by John Stewart. better, ‘Tuskegee’ vintage craft means ‘warrior’ in the actually flown by local Native American Tuskegee airmen language. How could these pilots fail?” A total of 450 pilots training in Alabama served overseas in two squadrons. The 99th Fighter Squadron ultimately received a pair of Presidential Unit Citations for outstanding tactical air support. The famed “Red Tail” fighters of the 332nd Fighter Group earned a similar honor for its longest bomber escort mission to Berlin, Germany in the waning months of the war in 1945. Smith did correct a misconception about the 332nd Fighter Group, as well. Contrary to tales shared over the years, the group did lose about 25 bombers under its protective wing. The group had earned a reputation for remaining close to the bombers they were tasked with protecting, instead of seeking glory with aerial combat. Check out our website: www.detroit-city-limits.com Like us on Face Book: Detroit City Limits Twitter @believeintheD Detroit City Limits [email protected], Twitter: @believeintheD www.detroit-city-limits.com For advertising rates, comments or just a conversation, call Publisher: Elizabeth H. 586-303-7216 Contributing Writers Russ Bisinger, Jen Bucciarelli, Annette Compo, Michelle Fallena, Andre Salamy, Tim Pascarella, Jane Peterson, Sarah Rigg, Kurt Schwarz, Phil Stayhue Detroit City Limits is run by EHAC, LLC. Copyright 2013 - Detroit City Limits reserves all rights. This is a free publication and may not be reproduced either in part or whole without permission from the publisher. Detroit City Limited does not assume responsibility of unsolicited materials of any sort. The publisher has the right to decline anything that is submitted and does not meet the guidelines of what Detroit City Limits represents. Whatever is submitted to Detroit City Limits becomes their property unless otherwise specified. Whatever material needs to be returned must have a self-stamped addressed envelope attached to it, if it’s not- your loss! Everything within the publication is strictly the view of Detroit City Limits and in no way represents the view of other cities, suburbs or individuals. 2 Volume 1 September 2013 is a major coup, but it’s no more important than the personal m e m e nt o s donated to the museum by the ranks of Tuskegee airmen that included the late Detroit mayor, Coleman Young. Airman Walter Downs donated three of his uniforms; Alexander Jefferson, shot down and captured during the war has shared his experiences for museum visitors; and a replica of a highly-prized 1949 competitive gunnery award earned by Harry Stewart will be arriving at the museum soon. Smith has a very personal connection to the Tuskegee airmen, too. His father, a World War II veteran, was one of the soldiers responsible for providing security at airfields used by the airmen. He would later become a prisoner-of-war, captured by German forces. “That was how I first learned about the Tuskegee airmen,” said Smith, a friend with many of the airmen for more than three decades. “After the war, both my father and I were inspired by their actions. We could do nothing less than to try to excel in our lives.” Smith ultimately earned a PhD in biomedical engineering, and many former Tuskegee aviators were present for Smith’s graduation. “It felt like many of these men helped raise me, and that’s played a big part in my dedication to the museum for so many years. My wife often refers to the museum as ‘the other woman’ for all the time I’ve dedicated to it.” The museum holds numerous programs and informational sessions to foster a desire among youth participants to pursue careers in aerospace, aviation and other related fields. Many past participants have successfully pursued careers in these areas. A tax deductible charitable corporation, the Tuskegee Airmen National Historical Museum is located at 6325 West Jefferson Avenue in Detroit. The museum is open to the public free of charge from April to September and weekends and by appointment the other times of the year. Schedule appointments via: [email protected]. Do you have a great story about Detroit to share? contributor Contact Phil Detroit Stayhue City at Limits pstayhue@ exuberancecommunications.com. Event Planning, Event Managment & Décor Anyone can plan an event, let us make it Fabulous! (248) 962-3225 h Livonia, MI email: oohsofabevents.com Detroit City Limits Mariner’s Church of Detroit is brimming with history By Sarah Rigg Over the past few months, Detroit City Limits has profiled beloved Detroit landmarks, from the Detroit Princess Riverboat to The Spirit of Detroit Statue to Belle Isle. None of those landmarks can boast that they are name-checked in a hit song by Gordon Lightfoot – but the Detroit Mariner’s Church can. Using a bit of poetic license in the name of the church, in 1976 Lightfoot racked up a #2 hit in the U.S. and a #1 spot in the Canadian pop charts with a song that includes the lyrics: In a musty old hall in Detroit they prayed, in the “Maritime Sailors’ Cathedral.” The church bell chimed ‘til it rang twentynine times for each man on the Edmund Fitzgerald. The Mariner’s Church has been serving sailors and the maritime community since1842, and the church’s history is so packed full of exciting and unusual turns of event that we can’t cover all of them in a brief newspaper piece. However, here’s a list of some of the juiciest bits of historical trivia: • The church was founded by a widowed woman, Julia Anderson, whose will directed that the lot of land she owned become a site for a mariner’s church. • The building was originally located at the corner of Woodward Avenue and Woodbridge Street, but to make way for a civic project, the 3,000-ton stone building was moved 900 feet east to its current location in 1955. • Anderson’s husband, John, was an employee of the U.S. Topographical Engineers, and the church’s second and current site at 170 E. Jefferson Ave. was, coincidentally, established as the U.S. Topographical Engineers headquarters in 1937. The engineering organization was merged with the United States Army Corps of Engineers in 1863. • The church’s current Jefferson Avenue location is believed by historians to be the site of the first Protestant worship in Detroit. The church sits on land that originally held the Old Indian Council House, used for meetings with Native Americans, worship, and later, meetings of the Masons. • During the days of American slavery, the church served as a stop on the Underground Railway. Slaves passed through a tunnel from its basement to the waterfront. • Mariner’s Church has been listed on the National Register of Historic Places since 1971. • The congregation, while using the Common Book of Prayer and coming from the Anglican tradition, is an independent church with no denominational ties to or oversight by the Anglican Church. The Episcopal Church tried to overturn Mariners’ legal independence but was defeated in 1990 and again in 1992. Photo credit: Dave Hogg We hope these tidbits have roused your interest. The church’s congregation maintains a webpage with a more detailed history of Mariner’s Church at http://marinerschurchofdetroit.org/ history. A concise history of the church, along with historical photos, is also available through the National Parks Service, which oversees the National Register of Historic Places. Visit http:// www.nps.gov/nr/travel/detroit/d16. htm. Detroit DJ Steve Black Releases New Autobiography By Kurt Schwarz Steve Black loves Detroit and he loves music. The local DJ has led quite the RockStar life without succumbing to the pitfalls of the industry. From the concert stages to the back of tour buses, Black has seen it all. He’s backpacked his way across Europe, co-hosted a radio show with Ted Nugent, partied alcohol-free with Slash, and fought with Alice Cooper backstage at Joe Louis Arena. He’s got an uncanny ability to bond with the listeners and will forever be revered in this town tied to the memories of his first wife, the beloved radio personality Sabrina Black. After being diagnosed with cancer only days before their wedding, Sabrina died in 2006 after a hard-fought battle with Hodgkin’s Lymphoma. When his days seemed the darkest, Steve fought back depression the only way he knew how: through hard work. With a successfully syndicated weekly guitar-based radio program, The Chop Shop, to showcase Detroit City Limits his interviewing skills, Steve’s business mogul-dreams are becoming a reality. He’s happily remarried and a proud stepfather. Now he can add “published author” to his impressive resume. Black recently decided to publish a memoir that uniquely blends his experiences along with some of the writings of his late wife. ’From Black To Light’ is a Detroit DJ’s triumphant tale of Life, Love and the Pursuit of Rock N’ Roll. With the release of this fantastic new autobiography, we decided to turn the tables on the professional interviewer by asking him a few questions for a change: DCL: From your perspective, how does the Detroit music scene rate these days for up and coming bands? Black: Detroit will always be a pivotal place for music to grow. Paul O’Neill of the Trans-Siberian Orchestra, who helped break many bands in America including Joan Jett and the Scorpions, once told me that all the management guys in New York agreed that if you could break a band in Detroit, they will work anywhere. We are picky listeners yet extremely loyal. DCL: Any new local favorites that we should know about? Black: I just started listening to Tripp N’ Dixie and they sound good, fresh. I’d love to see what they could do with a big time producer. I also like some of what The Erers are doing. If they get more focused, there is a lot of talent there. DCL: Are there any Detroit-area legends that are missing from your interview “Bucket List”? Black: I don’t think so, I’ve talked to most of the big names. Outside of the rock realm, I’d sure love to talk shop with Stevie Wonder. I’ve never talked to Jack White, he tends to shun the media, but that may be his loss. Talking to the media is still the best link to potential new fans. DCL: What’s your favorite area venue for live music? Black: I always like the Magic Bag and the Magic Stick on the smaller side. On a bigger scale, I’m so happy that Freedom Hill is back; it’s a great place to see a show. DCL: What do you and your family like to do for a fun night out on the town? Black: My job at WRIF is kind of my fun night out and it often has me at concerts and events. My wife Gina and I are big sports fans, so we like to get out to a game or two when the schedules allow it. To purchase a copy of ‘From Black To Light’, please visit www.ChopShopRadio. com or visit the ‘From Black To Light’ Facebook page for excerpts and details on any upcoming local book signing events. And of course, always be on the lookout for Steve Black at a rock concert near you! Volume 1 September 2013 3 A Mission from the Heart & Garden By Jane Peterson This is the time of the year in Michigan when home gardens are exploding with tomatoes and zucchini, supermarket shelves are jam packed with cucumbers and sweet corn and farmer’s market vendors are fully stocked with greens, fresh herbs, peppers, watermelon, berries and so much more locally-grown produce. The sight of all these local goodies can make anyone’s mouth water, but it can also be overwhelming. In order to get the nutritional benefits of fresh produce, people have to do more than just buy it – they have to eat it. That’s where Maggie Kantola comes in. As a nutrition program instructor for the Health & Nutrition Institute, a program of the Michigan State University Extension (MSUE) - Wayne County, she is on a mission to help people change their perspective on fresh produce by increasing their fruit and vegetable consumption. “You just feel better when you eat fresh produce,” she said. Kantola staffs a MSU Extension- Wayne County kiosk at the Eastern Market that aims to educate visitors about the different produce available in Michigan. She also teaches weekly Cooking Matters classes, which teach income-eligible adults how to prepare nutritionally-packed meals on a limited budget. Michigan has a strong farmer’s market presence. Across the state, communities are providing farmers, vendors, food producers and artisans the means to reach consumers directly. Eastern Market is one of the most storied markets in Michigan. Today, many farmer’s markets accept EBT cards, giving people who receive food assistance the opportunity to reap the benefits of fresh produce. Kantola is a trained chef who enjoys sharing her Photo courtesy of Maggie Kantola knowledge about produce with others. She said people are often shocked by the number of diverse crops that can be grown in Michigan and are almost always surprised by the tasty results she produces in the Cooking Matters classes. Among her favorite veggies is kale because it has a long growing season, is affordable and is versatile as it can be eaten plain, cooked or in smoothies. It’s rewarding for Kantola to hear from program participants who shop at farmer’s markets or maintain personal gardens. “Sustainable agriculture is an empowering feeling,” she said. To learn more about the MSUE Nutrition Program, call (313) 567-9701 or visit the extension’s Facebook page or booth at the Eastern Market. M O T O W N SENIOR P R O M DATE: Saturday, September 28, 2013 Place: First Congregational church of Detroit 33 E. Forest at Woodward, Detroit, MI 48201 Time: 3:00PM – 5:00PM Performance by: Vocalist Delores Washington “Londen” of ADI Entertainment Photos packages will be available starting at $5.00 Photographer Jim R. Cliff Certified Organic Raw Milk Cheese Certified Organic Grass Fed Beef Available at Detroit’s Eastern Market year round. www.oliverfarms.com (810) 356-1799 Price: Advance - $10.00 at the Door $ 12.00 R.S.V.P. By September 14, 2013 Phone: (313) 831- 4080 Ask for Michelle or Yolanda COM’ON EVERYBODY! LET’S GO! 4 Volume 1 September 2013 LET’S GO!! Detroit City Limits The doc is in: Children’s Health Project adds new mobile clinic this fall to treat Detroit’s youth By Jen Bucciarelli As the new school year beckons and parents schedule annual check-ups, the doctor will come to you and your child—and remain nearby should you need them later this year. The Children’s Health Fund and Henry Ford Health System paired in late 2010 to birth Children’s Health Project of Detroit, which has given way to the city’s first mobile health clinic. And the program gains traction as another unit will be added to its fleet this fall. The first clinic rolled out with the name Health Alliance for Neighborhood Kids, or HANK for Henry Ford. It stretches 38 feet in length and is an RV, holding pediatricians, medical assistants and other staff. From annual physicals and immunizations to infections, injuries, asthma and disease prevention, the team treats it all. “It’s the same quality of care that you would get if you went to an ordinary clinic,” said Kate Conway, administrator for pediatrics at HFHS. HANK and crew make their rounds through the city, stopping at several Photo courtesy of Children’s Health Project of Detroit schools and a few community centers to amass patients. “If kids aren’t feeling good and aren’t healthy, they’re not going to be able to learn,” Conway said, “so one of our goals is to take care of the child and if we can, we send them back to class.” The latest addition, appropriately named Clara after Henry Ford’s wife, will make her debut this fall, adding four to five new school locations to the route, said Elliott Attisha, medical director for the Children’s Health Project of Detroit. “We had roughly 800 visits to HANK this past year and estimate that Clara will catch up to this number pretty quickly,” Attisha said. R u s s e l l Here is our exclusive Detroit City Limits interview with Kate Conway on some more details: DCL: Where will mobile clinics HANK and the soon-to-be Clara park this year to see their young patients? K.C.: Dixson Educational Learning Academy, Sampson-Webber Academy, Catherine Ferguson Academy and Don Bosco Hall and others. DCL: Who treats the patients and what are the costs for care in these clinics? K.C.: The staff is employees of the health system. We bill insurance for our services. Most of the kids we see have Medicaid DCL: What does the clinic do if a child without insurance wants to be seen? K.C.: We see them any way. That’s partly why we also have to have grant funding, T r a d e C e n t e r Friday 11am-8pm; Saturday 10am-8pm; Sunday 12pm-6pm 1600 Clay Street, Detroit True Scents 36 Wholistic Beauty Connected TM Helping you remember how to be kind to yourself Bath, Body & Wellness 313.923.7119 Booth 320 Now Featuring The World’s Healthiest FrozenTreat! Almond-licious ICE Supreme INNER CITY SUB-CENTER, INC. Healthy Snacks & Ice Cream Fresh Fruits, Vegetables, Peanuts, Popcorn, Chips, Juices, Teas, Water, T-shirts, Hats and Cultural Souvenirs Call Brother Paul at (313) 477-1146 Booth 200 Detroit City Limits wholisticbeautyconnected.com SUITE 401 Ladies Collection Boutique Stylish handbags, clothes, and all kinds of accessories. Retail and Wholesale (248) 402-3216 Booth 318 because we don’t necessarily get paid for everything we do. DCL: Do other hospitals offer mobile clinics in the area? K.C.: In Detroit, we are the only ones. DCL: What does it take to get a mobile clinic up and running? K.C.: It takes months and months for the unit to be built because we want to make it to our specifications so it meets all the state and federal requirements for a clinic and then it has to be equipped with all the exam tables and equipment that you need for any kind of visit—blood pressure monitors; otoscopes for the ears, (etc.). An important part is to work with the principals at the schools or the community center to engage those sites because we require parental consent for the kids to be seen DCL: What is something important to remember about the clinic on wheels? K.C.: Unless it’s an emergency, we don’t see (children) if they don’t have a parent consent (form) on file. An official launch event for Clara will be announced later this month. Want to learn more? Be sure to check out the clinics online at www.HenryFord.com. Uncut Body Oils High Quality Incense Burning Oils S&M Jewelry Designs Custom & Retail Jewelry & Scented She Butter! Booth 424-425 (313) 506-8975 Sandra or (313) 559-0154 Sandria Bill’s Old School Candy & Ac c e s s o r i e s Call Vic (The Oil Man) (313) 231-5012 Booth 311 F&S Perfume Perfume Jewelry Watches Sunglasses & More Wa t c h e s - H a t s Pictures and More Stop by and check us out! Booth 613 - 614 Booth 321-322 (313) 564-7522 Volume 1 September 2013 5 Eastern Market Profile: Verace Pasta e Olio PASTA ARTISAN IN DETROIT By Sarah Rigg In each issue of Detroit City Limits, we’ll profile a regular vendor at Detroit’s Eastern Market, focusing on some of the lesser-known vendors, products. This issue: Verace Pasta e Olio. Vendor: Cas Chirco Products: Pasta, sauces and olive oil. Location: At Eastern Market in summer, we’re in Shed 2; in winter, Shed 3. Phone: 586-298-1344. Website: None yet – one is under construction. DCL: What does your business name mean? VP: In Italian, “verace” means “true and genuine.” I was born in Sicily, and what I’m trying to do is bring the heritage I have – true and simple food – to the market. It’s food without preservatives or chemicals, no bleached or brominated flours, no GMOs (genetically-modified food crops). I’m making the simple kind of food my mom makes, where it takes six hours to make a sauce. DCL: How did you get started? VP: I’ve been in business just for a year. Before that, I worked for a family member in a family business. Five years ago, I worked in construction. I had some bad luck, but when I fell down, I picked myself up and never looked back. DCL: What makes your pasta different? VP: Our pasta is all hand-produced, not Q & A with Cas of Verace Pasta forced or extruded. Commercial pasta is rapidly dried and boxed. It takes three days for me to make pasta and let it dry the old way, on the racks. If you force pasta to dry quickly, it’s hard and brittle. When it’s naturally air-dried, it’s soft and moist and melts in your mouth, instead of feeling like you’re chewing on a shoe. I’m selling a premium gourmet product, and I’m not trying to compete with big boys. People say they want to eat well, but they want it for 50 cents. I had a lady come up to me and show me a package of pasta that she’d bought for $3 at the store, and I told her to look at the ingredients list, and half of it, she had to do an internet search to figure out what those chemicals were. DCL: What products do you sell? VP: For pasta we sell traditional dried pastas, and handmade ravioli with organic whole-milk cheeses. We hand make our gnocchis and pasta sauces. We Photo taken by DCL staff member also sell extra-virgin first cold pressed olive oil. My uncle in Sicily is 90 years old and has a mule on a family vineyard, hundreds of years old. He hand picks the olives, true cold-press extra-virgin oil. For me, true virgin olive oil is from one source, it’s not a blend of oils from many different countries. So, it depends on my uncle and his mule, if they have any available. We don’t carry a large quantity and only offer it for sale when it’s available. I also do pasta tasting parties, fundraisers, at your home or office. I’ll bring my pasta, give out samples, tell them the story of how it’s made and talk about the ingredients. Then I take orders, and then I get referral business from them. DCL: Who’s your typical customer? VP: My typical customer is a woman. I get people from all different ethnic backgrounds, though, who understand traditional pasta, little old ladies from Germany or Italy who say they make everything themselves. If someone doesn’t understand good pasta and oil, I will educate them a little bit; really I do that with every sale. It’s what I like to do; it’s my passion. Sometimes, I’ll have a spirited debate with a customer, but after I win them over, I get them for life. DCL: What do you like about Detroit? VP: I come to Eastern Market, and it’s like a family; I feel like the people here are like cousins I didn’t even know I had. I tell everybody to come down here and become part of the family, because we’re all connected to each other. Some people want to talk about the negatives in Detroit, but I always believe in looking at the positive, and like my mother say, always look forward and never look back. If everyone contributed one ounce of positive, Detroit would come back overnight. Downtown Detroit Tour Suggestion By Russ Bisinger About 15 years ago, I started giving informal downtown tours to out-oftown guests. Over the years, a somewhat formal route took shape. It has even got to the point that people think I run a part-time business giving Detroit tours. Although I do it for fun, I graciously accept Photo Taken By Russ Bisinger the compliment. My tours begin at Belle Isle around 10 AM. Our first stop is the Conservatory and the Aquarium. For anyone who has been there, you can imagine the positive reaction to the lush foliage. For return guests, I alternate the Conservatory with the Maritime Museum. I also try to give historical facts and point out 6 Volume 1 September 2013 the sights along the way. One example is the Nancy Brown Peace Carillon. Nancy Brown was an advicecolumnist that organized the construction of the tower by soliciting small change donations. I highly suggest that you research facts online to impress your guests. If possible, try to get your guests to the Belle Isle nature zoo by 11:00 AM to feed the European Fallow Deer. The Zookeepers give a nice history of the deer that first came to the island as a gift from France in the late 1800’s. Among the other exhibits, there is a bird viewing window where you can see a good variety of live specimens. When leaving the Island, I like to take a ride to Indian Village. I usually go down a couple of streets and point out a few of the famous homes. Out-oftown guests are usually surprised to see a whole neighborhood of stately homes that some have called, “mini-mansions”. After Indian Village, I usually go to Jacoby’s for lunch. Jacoby’s is on Brush Street and claims to be Detroit’s oldest saloon. Most weekends, there is available street parking. After lunch, we walk to the Renaissance Center. I enter through the front door and walk around to the Winter garden. My guests are usually quietly impressed with the building interior. From there, we walk down the River Walk and enjoy the sights. From the Renaissance Building, we take the People Mover for a full loop, ending in Greek Town. The 20 minute People Mover ride gives a really nice over-view of our famous downtown architecture. This nice 5 hour tour provides a good overview of our great Downtown Detroit area. I hope you and your guests will enjoy! Detroit City Limits E a s t e r n M a r k e t V e n d o r s Tuesday, 9am-3pm Shed 2, Saturday, 6am-4pm Shed 2, 3 & 4 Handmade Authentic Pasta - Pasta Sauce 2934 Russell St., Detroit Fusilier Family Farm & Greenhouse 6 Generations of Family Farming Rudich Farms Fresh Produce ( 5 8 6 ) 74 9 - 6 4 0 2 R o m e o To w n s h i p, M I Ravioli - Gnocchi & Olive Oil (586) 298-1344 www.veracepastaeolio.com M umby Pie Comp any Flowers - Fruit - Vegetables Family ow ned Michigan for over 88 years Grown (734) 428-8982 Manchester, MI Tuesday Shed 2 - Saturday Shed 4 Nana’s Garden Same Recipe For 75 Years Family Owned, Locally Grown Handcrafted Vegetarian & Fruit Pie’s (248) 514-9773 www.mumbypie.com or [email protected] Shed 2 -Tuesday Only Heirloom Potatoes - Tomatoes - Squash Custom blend herbal infusions Fresh cut & dried herbs Tuesday’s Only My Family’s Backyard Barbeque Sauce (313) 538-7060 or (248) 320-2309 www.myfamilysbbq.com Fresh fruits and vegetables Apples - Peaches - Pumpkin Pie Cider - Donuts - Corn Cauliflower & more! (586) 784-9710 Market Shoe Repair While You Wait Service! The Finest Home-Grown Pork, Custom Cut & Wrapped To Your Specifications Farm Fresh Pigs & Custom Cookers Delivered Right To Your Gathering Located at Alfed/Russell directly across from Shed 1 Tues-Wed. 9am-3pm; Thurs. - Fri. 11am-3pm; Sat. 8am-4pm We’ll Show You How To B-B-Q or We’ll B-B-Q For You! (810) 798-3743 or (810) 614-2954 Like Us On Face Book Redford, MI Hyatt Black Angus Farms “All Natural Beef” No Growth Hormones or Implants Retail Beef cuts & freezer beef Detroit City Limits (810) 824-6221 e-mail: [email protected] www.hyattblackangusfarms.com Gluten Free Baking Company Ethel’s edibles 22314 Harper Ave., St. Clair Shores, MI 48080 (586) 552-5110 www.ethelsedibles.net (313) 449-6755 Holtz Farms We Grow What We Sell Flowers - Fruit - Vegetables (734) 856-2989 Quality Meat Snacks Since 1936 (586) 566-8661 www.kubischsausage.com Prices given upon viewing work Fresh all home grown Michigan produce C & L Farm & Greenhouse Kubisch Sausage Co. Give and Grow Mushrooms All varieties of FARM FRESH gourmet mushrooms King Trumpets White Elm Oyster, Maitake Beech, Crimini Portobellos, and Lions Mane Try our grow at home mushroom kits. They make great gifts too. (734) 735-2463 (586) 243-8885 www.giveandgrowmushrooms.com Volume 1 September 2013 7 Got a Real Estate Question? Ask Annette! Dear Annette I am currently buying my home on a land contract. It has been. 3 1/2 yrs. would like to refinance into a conventional mortgage. I have a poor but improving credit history. Any advice? Ps love the show! A. The first thing to do is to plan ahead! You can’t start to repair or grow your credit score until you know exactly what you need to work on, you need a starting point. Throw on your running shoes, this may take a little run to get it up to what we would consider the finish line with the prize being a mortgage approval. Your credit report includes a list of the accounts that are damaging and supporting your credit score. Get a copy of your credit report from each of the three major credit bureaus to find out which accounts need work and which are just fine. You can obtain a free credit report from AnnualCreditReport.com. What does a score translate into? • 300-580: You’ll be denied credit or will only be approved for the very high interest rates. • 581-650: You may qualify for credit at high interest rates. • 651-710: You’ll qualify for credit at moderate interest rates. • 711-750: You’ll qualify for credit at competitive interest rates. • 751 and up: You’ll get the most competitive, lowest interest rates on the market. This is not a time to run out or with today’s technology get online and apply for another credit card. JUST SAY NO! OR NO THANK YOU! New credit card purchases will raise your credit utilization which is the ratio between your credit card balances and your credit limit. The higher your balances are, the more your credit score is affected negativity and will lower your score. So, pay cash for purchases instead of putting them on your credit card. Even better, if you can avoid the purchase completely, you can use that money to reduce your credit card balance. Lowering your balances helps improve your credit score. When using the credit cards as a “in case of emergency”, never charge more than ½ of your credit limit as this will affect your score negatively as well. Pay on time! The further behind you are on your payments, the more it hurts your credit score. If you have the money, get caught up on your credit card payments before they are charged-off or sent to a collection agency. Talk to your credit card issuer about your missed payments. Always ask your creditor to help you sometimes they may be willing to re-age your account so your credit report shows your account has always been paid on time. If you don’t use the card, and it is paid off, cancel it. Understand though never close credit card accounts that have become delinquent. Try to work out an arrangement with the creditor to see if there is a way to isolate the financial HICCUP, so it will not negatively affect your credit. For example, canceling a credit card with a balance can damage your credit score if the creditor also stops reporting your credit limit. Last but not least…………Be Patient! Patience isn’t a factor that’s used to figure your credit score, but it’s something you need to have in your tool box while you wait to see how your activity is improving your credit. Your credit wasn’t damaged overnight, so don’t expect it to improve in the same amount of time. I always tell people the analogy, credit repair is like dieting. You have to exercise or have activity to see a difference, but the difference in not overnight. You did not over eat 24 hours to get the 25 pounds you are trying to lose. Staying busy will help the time clock move and continue paying your debts on time each month and over time you will see your credit score improve. If your credit report contains errors, you have the right to have them removed by writing to the credit bureau. Check out Credit411now.com for help as well. When you write a letter to the credit bureau, you will need to reference the creditor the amount and why it is incorrect. The credit bureau will have 30 days to contact the creditor with a response asking for validation of the debt. If there is no response from the creditor then the credit bureau has to remove the inaccurate information immediately. Follow up and record keeping are you tools you will need to have in place to get this resolve. Errors can hurt your credit score more than you think. For example, an inaccurately reported late payment could bring your credit score down 60 to 110 points depending on the other information in your credit report. *If you have a Real Estate Question and want to “Ask Annette”, you can submit your question at www.realestate411now.com or call (877) ANNETTE AEC GREEN LIGHTING LLC. to meet your needs. We look forward to working with you soon. AEC GREEN LIGHTING LLC was formed in 2011 by Aubrey Crosby to provide, supply and installs solar streetlights and hybrid solar/wind power LED Street lights for commercial, residential and industrial entities. AEC Green Lighting LLC is licensed and insured in the State of Michigan and on the Federal level as a construction contractor. The company is veteran owned, minority owned, and NSP2 Certified. AEC Lighting LLC is a green company and provides the following services: • Geothermal Heating and Cooling • Solar Roofing; Solar Shingles 8 Volume 1 September 2013 • Supply and Install Solar Panels • Supplier of Solar Street Lights AEC Lighting LLC utilizes products with the following codes 6135, 6140, 6240, 6250 and 6625. The company prides itself on personalized services realizing the budget and personnel constraints of many of the businesses within out network. Aubrey Crosby works effectively and closely with architects, engineers, subcontractors, inspectors, designers, and agents to ensure a smooth and successful project. Aubrey believes that customer service and satisfaction are paramount, and he is passionate in his efforts to see that same sentiment is shared b everyone at AEC Green Lighting LLC. We are here Sincerely, Aubrey E. Crosby President/Owner AEC Green Lighting, Inc. A Go-Green Company Licensed Builder/Consultant Aubrey E. Crosby Owner/President (248) 636-8955 [email protected] M i n o r i t y & Ve t e r a n O w n e d Detroit City Limits Mortgage Points. What’s the point? By Tim Pascarella, Mortgage Expert If you could pay money to get a better interest rate on your mortgage loan, would you? Before you’re quick to answer, “yes,” let’s take a closer look at how discount points work to determine if paying mortgage points is in your best financial interest. Discount points are a prepaid interest fee that you pay upfront to lower your interest rate. Points are calculated as a percentage of your total loan amount and typically equal 1% of the loan. For example, one point for a $200,000 home costs $2,000. Although each point generally lowers your interest rate by .25%, there is the potential that you could lower your interest rate by up to .5%. You also have the ability to deduct points as prepaid interest come tax time. While the idea of paying mortgage points to lower interest rates may intrigue you, there are two key factors you need to take into account before making a decision: your current financial situation and the length of time you expect to live in the home. Once the down payment and closing costs are accounted for, most people don’t have the luxury of allocating funds toward mortgage points. If you are able to put a portion of your funds toward paying points, you need to consider how long you plan on living at that house. The longer plan on living there, the more you’ll benefit from paying points. To weigh the opportunity cost of paying points, let’s go back to our example of the $200,000 loan. For a $200,000, 30-year fixed rate mortgage loan with an interest rate of 6%, your monthly mortgage payment would be approximately $1,199 a month. If you decided to pay one point to lower your interest rate to 5.75%, your monthly mortgage payment would drop to $1,167. This would save you an extra $32 each month, with $8.33 in monthly investment savings, for a true monthly savings of $23.63. If you take your true monthly savings and divide it by the cost of points (in this case $2,000) you can determine how long you will need to live at that residence to break even. At this rate, it would take you approximately 84 months, or seven years, to regain the money you paid for points. So, if you plan on living there for seven years or more, then it would be wise to consider paying mortgage points. However, if you plan on relocating in the relatively near future, I would advise you to look at other ways you can improve your interest rate. When it comes to purchasing a home, you want to carefully consider all of your options. After all, it is one of the biggest financial decisions you’ll make in life. To determine if you should pay points to lower your interest rate, try using our mortgage point calculator. With more than 10 years of experience at Ross Mortgage Corporation, Tim Pascarella has closed more than 1,750 mortgage loans, totaling more than $300,000,000. He is consistently the top producer at Ross Mortgage. Tim’s business is primarily by referral only, and customer satisfaction is his top priority. Tim is a graduate of Western Michigan University and a native of Bloomfield Hills, MI, where he lives with his wife, three children and dogs. Tim is an avid outdoorsman and enjoys golfing, boating and traveling with his family. Think (and ask) Before You Remodel By Andre Salamy True story: One of the first clients I started working with when I got into Real Estate were a newlywed couple. They had very specific things they wanted in a home. We must have looked at no less than 50 of them. Several offers were made along the way until they fell in love and got their dream home in Royal Oak. Fast forward 10 months after purchase, they called me for advice about an addition they were doing. They explained their remodel and also stated they weren’t comfortable with whom they had gotten quotes from. I informed them that not only were they making a sound decision on what they wanted to do because it would pay back no less than 2 times the investment but I could also put them in contact with one of the contractors within our Real Estate 411 network. Let’s just say the work will begin soon and they are getting a lot more work for their money than they would have using a different contractor. A great thing is happening. With all of the programs available to homeowners now, more and more families are able to keep their home (contact us at 877-ANNETTE if you don’t already know about these programs and would like to). Because of this, they are remodeling or adding on to their homes as well. The biggest mistake you can make when doing so is to throw money away by doing something that adds no value or worse, decreases the value of your home. If you are going to invest your hard earned money, you might as well get a return on that investment. Your home is your largest investment, yet some people don’t view it that way. There are two rooms that people look at the most as factors to purchase or not purchase a home; kitchens and bathrooms. The reason is these two rooms need to be the most functional because they are used most often. I’m not saying you have to go out and spend big money on those, but if you’re thinking about remodeling, those rooms are where you should start. It can be as simple as re-staining or re-painting the cabinets and adding or changing the hardware (note: if you are changing the door hardware, make sure it matches, at least in color, the hinges). It can be as elaborate as gutting the kitchen and adding more cabinets, marble countertops, built-in appliances and island. The key to remember is ask a professional for their advice on what value will be added after the remodel. Another thing people like to do are additions. Remember one thing, if you are doing an addition, always think it through in terms of necessity or functionality. If your home has 3 bedrooms and only one bath, you may want to consider adding a master bath if possible. Buyers like having a master bath. There is something inherently pleasing to buyers that they don’t have to share their bathroom with anyone else. It gives them a sense of privacy. Speaking of privacy, another functional thing that you can do is, if you don’t already have a garage and have the room for one, add one. And if at all possible, make it attached. This not only adds value to your home but its another sense of security for future buyers to be able to pull into the garage close the door and walk into their home. I could fill this entire newspaper describing all of the things to consider and not consider doing when remodeling, but I think you get the idea by now. Your home IS your largest investment. Anything you do to your largest investment, should garner a return. The only way to make sure that happens is to consult with your trusted real estate professional. If you don’t have one, call me at 877-ANNETTE or 248-932-0330 or email me at [email protected]. I’m happy to assist you. Detroit City Limits Volume 1 September 2013 9 Welcome to the Big “D” ! by Michelle Fallena INDIAN SUMMER 2013 IS STARTING OFF WITH A “BANG”!! Paramount Pictures is shooting another movie, “Transformer 4” here on Washington Blvd. in Downtown Detroit. Nothing like a movie set to put Detroit’s name on the map! The glitz and glamour of Hollywood right here in our own backyard. It has brought everybody out from all over. Most of the foot-traffic seems to be going toward Tiger Stadium or here where they are filming. Streets are closed off, traffic re-routed and in a general snarl. Even the Transit Center was closed for a day. I live right in the middle of all this excitement. Being a veteran volunteer of eighteen years this is nothing new. By next week everything will be back to normal or almost. There is so much going on in the “Big “D”, everyday there seems to be a different “normal”. All the new construction everywhere, suburbanites moving in, people in hurry all the time – no wonder I love this city. One more outing before school starts and then its Football season and Dad will be glued to the TV set. The Detroit Historical Museum has a recent exhibit – “Doorway to Freedom – Detroit and the Underground Railroad” discover Detroit’s fundamental role in historical story of the Underground Railroad. For a really great experience visit the Underground Railroad Living Museum tour at the First Congregational Church in Mid-town Detroit. This is a “true to life” tour put on by live cast members that make the “Flight for Freedom”, real. People have come from all over the United States to see it. This is a great place for learning about our historical heritage, see the web-site. Mark your calendars and get ready for some fun! Calendar of Events 2013 September Seniors ROCK! Resource Fair - Saturday, September 21st, http://JuliesList.homestead.com Eastern Market Vendors - Tuesday from 9am - 3pm; Shed 2 October Detroit Free Press Flagstar Bank Marathon - Sunday, October 20, www.freepmarathon. com America’s Thanksgiving Parade - Thursday, November 28, www.theparade.org Eastern Market Vendors - Tuesday from 9am - 3pm; Shed 2 November Big Bright Light Show- Mid-November-Early January, downtownrochestermi.com December Holiday Nights at Greenfield Village - December 6-8, 13-15, 19-23 and 26-28, www.thehenryford.org Noel Night - Saturday, December 7, detroitmidtown.com 10 Volume 1 September 2013 Under New Ownership Golden R azor Barber Shop Servicing All Hair Types All walk-ins welcome Open Tuesday thru Saturday 300 River Place (Joseph Compo & Atwater) (313) 567-6677 Detroit City Limits Can You Buy /Sell and Make Money in a “Seller’s Market”? By Annette Compo, National Real Estate Expert, Radio Personality for Real Estate 411 If you looked in the dictionary, for the definition of an investor in the 90’s, you may have seen a picture of a business person in a suit, tie and briefcase. You also would have assumed that the briefcase was filled with piles of money. Fast forward with evolution, we now define an investor as not a particular income bracket, shape, education or size. It is a person or group of people that have money to invest and feel that they can make their money grow faster in real estate than in maybe the stock market. With the market value of real estate increasing, many investors have become frustrated because the margin between costs vs. profit has shrunk. When you look at buying a home to remodel and sell for profit you should know what equation you are comfortable with. The numbers change but the equation still is: (Acquisition +Construction Costs +Closing Costs when you Resale) – (Resale Price) = Profit When the market value increases, it will impacted the equation at the profit level if the numbers remained the same in the equation. If one variable changes then you need to be creative and adjust appropriately. Looking at a seller’s market, here are a few points to help you with your equation so your profit continues to stay with you. Profiting from property can take reimagining and rehabbing. With the housing supply is down and competition is up, real estate investors must work harder to buy homes to own, rent or flip. Some brave veterans of the process are going deep for value: buying decrepit homes that others won’t, to fix and sell. • Create the Competitive Advantage! Look for a home that has a special need. –When I go to view a potential house project, I am looking to see which wall I can move, create a more open floor-plan with desirable indoor-outdoor living. There is a higher value on a home that has something unique that other homes do not have. • Structural Problems – OH MY! Do not be afraid of what others are. You can find a great deal on a home that may have a structural defect that you can fix. Let’s open our eyes and look at a house with tree damage or a basement with water damage. What’s the success formula for these major rehabs? Buy it right, then redesign a bad layout or fix a nasty repair. The value of a solid construction team is priceless. • Location – Location – Location! Generally speaking the rules of thumb are buying low as possible and buy the worst house in a good neighborhood. You can fix ugly structural issues, but you can’t fix a lousy location. Avoid busy streets or neighborhoods that do not have curb side appeal. “Flipping” homes is not hard to understand with the right team of people on your side. Surround yourself with a talented Real Estate Professional and Construction Crew and anyone can be a success. The report from the foreclosures site RealtyTrac shows that single-family home flips across the U.S. were up 19% in the first half of 2013 from the same period a year ago and up 74% from the first half of 2011. It defines flips as homes that were purchased and then sold again within six months. Investors made an average gross profit of $18,391, or 9%, on the initial purchase price, the RealtyTrac report says. Don’t be afraid to “JUMP IN”. Annette Compo is the popular radio personality of Real Estate 411, heard weekly on Saturdays from 6-7pm on 760AM WJR. Annette is a Real Estate Broker and has been helping consumers understand all options when making decisions with their largest investment, their real estate. You can always contact her at (877) ANNETTE. Support DCL by supporting their advertisers;) Moving made easy N E W P ROM OT ION ! Take a picture of a MEN ON THE MOVE truck on the road, at a job site, restaurant, gas station....and post the picture on your Face book page and be entered in a monthly drawing for a $50.00 Gas Card. (Make sure you tag Men on the Move or Gary Bulson on the post) * *Don’t forget to LIKE US on Face book * * Movie Review: We are the Millers Over all very disappointing. Some of the family-bonding bits are nice and Jennifer Aniston is good at problem solving for her fake family, particularly when the kids are involved. But over all very predictable with a couple weird if not creepy scenes. Might be worth a $5.00 matinee ticket but certainly not worth a night time ticket at full price. This mover gives it 2 out of 5 stars Detroit City Limits Volume 1 September 2013 11 Detroit Stunning masterpiece that boasts a large living room and fireplace, a sweeping staircase, gives 1st fl wonderful flow, great for entertaining, 3 br suites & 5+ br, and large yard with car carriage house Detroit Well maintained 3 story brick colonial, bath on each level, finished basement with 1/2 bath, large fenced yard, 2-car garage, move-in ready, a must see! Detroit Great neighborhood, wonderful house, hardwood floors, original hardwood paneling, fireplace in living room. You can put your finishing touch on this turn of the century home. Detroit Historical and beautiful 4BR/2BA colonial. This home is a diamond in the rough. In the right hands, this gem will shine again. Detroit Curb appreal. Five bedroom brick colonial. Third floor masters quarters with bathroom Detroit Words cannot describe this historic, gorgeous colonial! Exquisite features include 7 bedrooms, 5 full and 2 half baths; 8 fireplaces; ballroom; full kitchen with all appliances and cooks pastry pantry, butlers pantry with German silver sink, cooks prep and breakfast room; formal living room; formal dining room; sunroom; fully fenced manicured grounds with rear patio. These featured properties are not necessarily listed by this office (877) ANNETTE (266-3883) Fisher Building, 3011 W. Grand Boulevard, Ste. 800 Detroit, MI 48202 12 Volume 1 September 2013 Detroit City Limits