Summer Newsletter See What`s Going On Now at BFCU

the
Exchange
BFCU
Financial Advisors:
SUMMER 2016
BOSTON
FIREFIGHTERS
CREDIT UNION
BFCU
FINANCIAL
ADVISORS
Work With Someone
Who Has Your
Future In Mind!
THE SMART CHOICE
401(K) / PENSION ROLLOVERS
RETIREMENT SOLUTIONS
EDUCATION FUNDING
INSURANCE PLANNING
WEALTH MANAGEMENT
Don’t Trust Your Future To Just Anyone.
Your personal Financial Advisor
Joseph Shea is here to help you get a
handle on your financial future!
With years of experience and a detailed understanding of the financial planning needs of BFCU members,
Joe can help guide you through the process of planning out your finances to get you to your goals! With
the right planning, education expenses, special family events and a comfortable, secure retirement can all be
achieved – and possibly easier than you think!
So don’t put off for tomorrow – get started today, and enjoy tomorrow! Make your complimentary
appointment at either BFCU branch by calling Joe at (857) 220-0152 or email [email protected].
*Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is
under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee.
Not a deposit of any financial institution.
Oh The Things You’ll Do...
with a
Take a great vacation and
Have More Fun – For Less!
Borrow up to $5,000 and take up
BFCU
to a year to repay with our low
FIXED rate! And there are NO
VACATION pre-payment
penalties
LOAN
of any kind!
Only
5.00%
APR*
Get your loan in a SNAP:
Online at bosfirecu.com
At any branch or give us a call!
*APR=Annual Percentage Rate. Payment is approximately
$19.73/week for 52 weeks per $1,000 borrowed. Rate
reflects .50% discount for automatic payments from
your BFCU account. Maximum amount is $5,000.
Maximum term is 1 year. No pre-payment penalties.
President’s Message
L
ast Thursday evening I was invited to the Local 718 awards banquet at Florian Hall and
was honored by President Rich Paris as an Honorary Member of the Local. This is an award
that I accept personally but also as a representative of the entire team at Boston Firefighters
Credit Union, who works day in and day out to provide service to the members of Local 718.
It is through the efforts of this team that the Credit Union and Local 718 have come to form
a strong working relationship. It is a relationship that started many years ago when BFCU was just a small “Firefighter
Only” Credit Union and through the years as the Credit Union has grown stronger by adding new members, additional
staff, new products and services and even a new branch, the relationship between the Credit Union and the Local has also
grown stronger. Through all of these changes, the BFCU Team has never lost track of our mission to serve our members.
This same level of service and this same close working relationship between the credit union and labor is in evidence with
our work with the PFFM and their leadership team under the direction of Ed Kelly and Jay Colbert. Furthermore since
February of 2015, we have begun to establish similar connections with the labor unions that represent the Suffolk county
Sheriffs, The Boston Police and the Massachusetts State Police.
The Board of Directors at BFCU has great respect for the labor organizations that we are affiliated with and we realize
that these organizations and the credit union share a common goal which is to improve the lives of our members. Working
together and in constant communication with union officials we are able to demonstrate the difference that comes with a
credit union that is uniquely focused on a small and well defined group of members. This is the way we have worked and
will continue to work and we are proud of it.
John B. Winne, President and CEO
Say Good-Bye To The “Finance Guy”
Get a Guaranteed Price & Great Financing with
BFCU Auto Link
The New Way To Buy a Car Is Here!
Wouldn’t it be great to get a guaranteed price on a new or used car
purchase BEFORE you go to the dealer; PLUS, have your financing
paperwork already started at a great LOW rate by your BFCU loan rep so
you don’t have to deal with the dealer finance guy?
Now you can, when you use BFCU Auto Link! You’ll get a guaranteed price,
faster loan processing as well as other great benefits like:
- Less Expensive GAP Insurance
- Better Warranty Protection
AND
- 3-years of MY EZ CAR discounts!
Using Auto Link is EASY, Too!
Just click on “Auto Link” on bosfirecu.com.
2
Your BFCU Debit Card +
=
The BEST WAY to Pay!
When you make
your BFCU debit
card your default
card for Apple Pay,
you’ll pay for retail
purchases the
most secure and
efficient way!
Plus, you won’t have to dig through your wallet or bag –
it’s right there on your phone!
Start using your BFCU debit card and Apple Pay today!
Got a BFCU VISA Card?
®
Now Get
The App!
Check History
View Pending
Transactions
Make Payments & More!
Just search BFCU VISA
in your phone/tablet’s
app store and follow
the simple setup
instructions. Why not
try it today!
Helping Students (and Parents)
Is One Of The Things We Do Best!
BFCU Student Loans
College Student Accounts
Low Interest Rates
Pay for School & Expenses
Fill Gaps Left by Fed. Loans
Great Member Benefits & MORE!
No monthly fee, No minimum
Easy transfers from parents
Fee-free access everywhere!
Apply for a student loan or open a student
account today! Call or visit bosfirecu.com.
The BFCU Community Corner
2016 BFCU Scholarship Winners
Congratulations to our $5,000 college scholarship winners: Christian Farrar, son of
Shawn Farrar; and Sean Heffernan, son of James Heffernan. And our $1,000 high school
scholarship winners: Brennan Carrier, son of Pauline Carrier; and Andrew Hally, son
of Tara Hally. We wish you all the best in your academic pursuits!
Directors Retiring
Join us in thanking retiring BFCU Board members Richard (Dick) Kelleher, FAO –
Retired, and Thomas (Tommy) Matthews, HQ – Retired, for their many years of
dedicated service to BFCU. The Credit Union would not be what it is today without
their invaluable contributions.
Holiday Closings
Independence Day
Monday, July 4th
Labor Day
Monday, September 5th
3
Member
Services:
DEPOSITS
Free Checking
IRAs & IRA CDs
eChecking
All Purpose Club
Regular Savings
Christmas Club
Money Market Accounts Jake Jr. Account
CDs
HS/College Student Accounts
Consumer Loan Interest Rates
REAL ESTATE LOANS
Mortgages
Home Equity Lines of Credit
PERSONAL LOANS
Unsecured
Vacation
Tuition
Holiday
Line Of Credit
Share Secured
Loan Type
APR*
Auto (new or used)
as low as 1.99%
Personal
as low as 7.99%
Tuition
6.99%**
VISA® Platinum Credit Card 9.90%
*
APR = Annual Percentage Rate. Rates reflect a .50% discount for automatic payments from your BFCU account. Rate may vary based on terms and
individual credit scores. **This rate does not apply to the Student Choice private loan.
Locations & Hours:
Contact Numbers:
Main Branch
60 Hallet Street, Dorchester, MA 02124
(Located across from Florian Hall)
Main Phone:
617.288.2420
The Hot Line:
617.288.BFCU (2328)
Automobile/Motorcycle Loans
Boat
VISA® Credit Card
Monday, Tuesday, Wednesday and Friday
8:30a to 3:30p
Thursday 8:30a to 7:00p
Saturday 8:30a to 12:30p
Out of Area:
877.288.BFCU (2328)
Lost VISA Card:
866.820.5839
eSERVICES
New Branch
2029 Centre Street, West Roxbury, MA 02132
(Located at the intersection of Centre St and
Lagrange St)
1st Floor Fax:
857.220.2158
2nd Floor Fax:
617.288.8750
CONSUMER LOANS
Mobile/Text Banking*
Mobile/Remote Check Deposits*
Direct Deposit
Online Banking
Bill Pay
eStatements
Debit Card
SERVICES
Surcharge Free ATM Networks
Shared Branching
Payroll Deduction
Wire Transfers
Finance Works
Pre-Authorized Payments
Property & Casualty Insurance#
BFCU Financial Advisors+
24 Hour Hotline
Notary
VISA® Gift Cards
Extended Car Warranties
GAP Insurance
Monday, Tuesday, Wednesday and Thursday
10:00a to 5:00p
Friday 8:30a to 5:00p
Saturday 8:30a to 12:30p
Board of Directors
Ralph Dowling, FAO, Gr. 2
Chairman of the Board
Robert Ford, Headquarters
Clerk
Charles M. Buchanan, Jr., E-24 - Retired
Vice Chairman
George Patukonis, Training - Retired
Treasurer
*Carrier Fees May Apply
+
Securities sold, advisory services offered through CUNA Brokerage
Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and
investment advisor. CBSI is under contract with the financial institution
to make securities available to members. Not NCUA/NCUSIF/FDIC insured,
May Lose Value, No Financial Institution Guarantee. Not a deposit of any
financial institution.
#
Eastern Insurance products are not federally insured by NCUA
Federally Insured by NCUA
EQUAL HOUSING
OPPORTUNITY
Equal Opportunity Lender
Lost MasterMoney Card: 800.264.5578
Joseph Casper, DFC/HQ, Gr. 2
William G. Dewan, E-10 – Retired
Joseph Finn, Fire Commissioner and
Chief of Department
Daniel Magoon, E-21, Gr. 3
Kevin Meehan, E-7, Gr. 4
Joseph Nee, Maint. - Retired
Tom McCann, E-39 - Retired
Edward Paris, Jr., E-18, Gr. 1
George Patukonis, Training - Retired
John Soares, L-4, Gr. 4
Edmund M. Street, L-18 - Retired
Visit us at: bosfirecu.com
for product information,
online banking, bill pay and more.
Keep up with the latest
member events!
4