Welcome to the Family Brochure

Whatever you choose, we make it
easy and available to you.
24-hour access
Making loans is our lifeline
n Night depository outside the Credit Union
Your Credit Union relies on loans made to you as its
primary source of generating income to support all
the specific products and services available. By
utilizing our loan products
and services, the Credit
Union remains competitive
with interest rates, fees and
services. The next time
you need a loan, don’t
look elsewhere…go to
your Credit Union and
support the CAMC family.
The process is quick,
convenient and easy!
n VISA Debit Card with no transaction fee by us
for PIN-based transactions
The following loans currently are available to meet
your needs:
n Internet bill payment service through our new
credit card program
n New and pre-owned vehicles and auto secured loans
Personal service
n Mortgage loans
n Lobby and drive-thru service covering all
three shifts
n Personal loans or line of credit
n Direct deposit
n Payroll deduction of loan payments
n CU-Online — Internet banking/CAMnet access
n Key-24 — Automated telephone service
n ATMs — located at each CAMC hospital and
outside the Credit Union
n NO transaction fee by us for using foreign
ATMs
n Telephone access to a Credit Union representative
n Home equity loans or line of credit
n Visa Credit Card
n E-mail access
n Recreational (i.e. motorcycle, boat, RV, jet ski, ATV,
T-Trailers, etc.)
n Correspondence via US Post Office or
interoffice mail
n Christmas loans
n Fellow employees there when you need them
n Vacation loans
We are here for you, so return the favor and support
your Credit Union! Let us EARN your business. The
next loan we want to make is yours.
Welcome
to the Family
CAMC Federal
Credit Union
Welcome!
It is a pleasure to welcome you to the Charleston
Area Medical Center family. As a CAMC employee,
you and your immediate family members are eligible
for membership in the CAMC Federal Credit Union,
which allows you access to a full range of financial
services. Once you become a member, you may remain
a member for life and enjoy the many money-saving
benefits of membership for life (initial membership is a
benefit available only to CAMC employees and their family
members).
Your Credit Union offers the same services that you
find at any bank, but our services are specifically
designed to benefit CAMC employees. Because our
membership is closed to the public, employee support
is vital to our success. We rely heavily on earning each
employee’s trust to become their financial partner. Our
mission involves people working together to provide
convenient and competitive financial services that
build value and contribute to the quality of life of our
members.
CAMC Federal Credit Union was established in 1977
as a not-for-profit, member owned financial institution
serving employees of CAMC, related groups and their
family members and is a leader among its peers. We take
great pride not only in what services we provide, but
also in how we conduct business. Our staff recognizes
that our members are our first priority and the most
important part of our success.
Your Credit Union is conveniently located on
MacCorkle Avenue, east of CAMC’s Memorial Hospital
and next door to the CAMC Imaging Center.
Thank you for the opportunity to share information
about Credit Union services with you. We welcome the
opportunity to EARN your business. If our staff can be
of assistance to you, please call us at (304) 388-5700
or stop by our office to establish your accounts or setup direct deposit of your payroll.
Together, We Make a Difference!
Nicholas P. Arvon
CEO, CAMC Federal Credit Union
Credit Union checking: easy and
convenient
Enjoy the difference…not just the status quo
checking that other financial institutions offer. We
want to exceed your expectations with a checking
account that is economical, convenient and meets
your needs. It’s simple and easy to change your
existing checking account
to a Credit Union checking
account. Simply stop by the
Credit Union to complete
an account card or request a
packet by mail. It takes just
five easy steps:
1. Open your account and get a supply of
temporary checks.
2. Set up your CAMC payroll direct deposit
to your Credit Union checking account.
3. Complete an application for our VISA debit
card and order checks.
4. Receive information to redirect any ACH
deposits, deductions or automatic payments
to your new Credit Union checking account.
5. Close your existing account when your checks
have cleared.
Join the more than 3,000 members who already use
our checking services and enjoy the benefits of free
checking with many extra value-added features.
Feature
CAMC Federal
Credit Union
Checking
Earn interest on account daily
balance above minimums
✓
NO below minimum balance fee
✓
Unlimited check writing privileges
✓
FREE unlimited 24-hour access
to your accounts via CU-Online
✓
FREE unlimited 24-hour access
to your accounts via Key-24
✓
VISA Debit Card available with NO
per-transaction charge or monthly
fee with direct deposit
✓
ATMs conveniently located at each
CAMC Hospital and at the Credit Union
✓
FREE personal service from a
Credit Union representative
✓
FREE direct deposit/payroll
deduction of loan payments
✓
NO per-check charges
✓
NO monthly maintenance fees
✓
FREE notary service
✓
Low-cost single or duplicate
carbon-copy checks
✓
NO annual fee overdraft
protection plan (which includes one
free overdraft transfer per month)
✓
FREE monthly statement
✓
Relationship discounts available
on loans/other services
✓
What does convenience
mean to you?
We recognize that your time
is valuable. That’s why we
offer several delivery channels
to meet your busy schedule.
Whether you choose walk-in,
drive-up, phone, mail or logon service, you can conduct
your Credit Union business in
the following ways: (over)