Why Buy Travel Insurance?


Why Buy Travel Insurance?
Why Buy Travel Insurance?
1. My daughter is too sick to travel.
The protection plan includes trip cancellation/interruption coverage which allows you to cancel or interrupt your trip for a covered
sickness or injury and be reimbursed for non-refundable expenses related to your trip, protecting your travel investment.
Pre-existing condition coverage is also available when requirements are met.
2. We were traveling when I suddenly developed chest pains.
When a medical emergency happens far away from home and proper medical facilities, you want to ensure you receive medical
care and emergency transportation for you if needed to the nearest facility or back home. Pre-existing condition coverage is also
available when requirements are met.
3. My employer is downsizing – I’m concerned about losing my job.
Trip cancellation/interruption benefits allow you to recover your trip investment if the unthinkable should happen, protecting
against involuntary employment termination or layoff, not under your control. You must have been continuously employed with
the same employer for 1 year prior to the termination or layoff. Not applicable to temporary employment, independent contractors
or self-employed persons.
4. I arrived at my destination but my luggage didn’t.
Whether your bag is lost, or delayed more than 12 hours, you can be reimbursed for the purchase of clothing and personal articles
so you can enjoy your vacation.
5. We missed our connection because of a flight delay.
Inclement weather and mechanical difficulties may delay arrivals into a connecting city past the departure of the next flight. If your
travel delay is 8 hours or more, you can be reimbursed for additional accommodations, meals and local transportation.
6. A terrorist act has occurred in a city where my flight will be connecting.
Both domestic and international terrorist incidents occurring within 30 days of your scheduled departure date can be reasons to
cancel your trip and protect your investment.
7. I think my son has an ear infection – how do you say ‘ear infection’ in Italian?
The protection plan includes 24-hour travel assistance & concierge services*. Call toll-free to access our travel assistance
company to receive advice or get contact information for English-speaking doctors in your area.
8. My wallet – with my credit cards and passport – has been stolen.
Emergency assistance services will help you to report your lost documents and make arrangements for an emergency cash
transfer should it be required.
*Travel Assistance & Concierge Services are provided by the designated provider as listed within this Description of Coverage. This plan provides insurance coverage for your trip that
applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other
coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your
insurer, insurance agent or broker. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. This is a partial
description of benefits. For a summary of the plan details on coverages, benefits, limitations and exclusion of the insurance plan, please refer to the Description of Coverage. Travel Insurance
is underwritten by Transamerica Casualty Insurance Company, Columbus, Ohio; NAIC #10952 1073193