2016 Blue Care Network - UAW Retiree Medical Benefits Trust

Transcription

2016 Blue Care Network - UAW Retiree Medical Benefits Trust
2016 Blue Care Network
Stay on the road
toward healthy living
care
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Maternity care
tal and other services
atives to hospital care
Benefits: See what comes standard
Plan benefits
Ready to join
Who can join
Maternity care
When you choose Blue Care Network, you receive all the high-quality medical benefits
you expect from Michigan’s largest health maintenance organization, including:
Who can join
rvices
Mental health and substance abuse
treatment
g the hospital
Questions
Leaving the hospital
Questions
DME
Substance abuse
DME
Member
Substance abuse
Physicians/Providers
Low copays for the services you need, such as primary care physicians
and specialist visits, and emergency and urgent care
Member
re
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Physicians/Providers
Plan benefits
Ready to join
Maternity care
Preventive care
ption drugs
Prescription drugs
Deductible, coinsurance and dollar
maximums
Deductible, coinsurance and dollar
maximums
Eye care
Reasons to join
Eye care
Maternity care
Physician office services
Who can join
Outpatient diagnostic services
Mental
health and substance abuse
Surgical
services
hearing Leaving the hospital
treatment
Surgical services
Questions
Substance abuse
Shot
Pneumonia
Pneumonia
Member
Comprehensive preventive care covers flu shots, routine physicals,
mammograms, lab works, allergy shots and more
Substance abuse
essation
Facing a complex medical condition Emergency services
can join
Where amWho
i covered
Coping with heart failure or COPD
Preventive care
Questions
Prescription drugs
Research
Facingmonitors
a complex medical condi-
tion
Deductible, coinsurance and dollar
maximums
Where am i covered
Eye care
Substance abuse
Annual eye exam, plus a 20 percent discount on glasses. For details,
call VSP Vision Care at 1-800-877-7195 or go to vsp.com.*
Missouri
Customer service
Member
Physicians/Providers
ice Magazine
care
Deductible, coinsurance and dollar
maximums
Physician office services
Outpatient diagnostic services
Reasons to join
Surgical services
hearing
Eye care
Missouri
Shot
Customer service
Pneumonia
Hearing exam and aid covered in full every 36 months
rgical services
hearing
ation
Emergency services
2
cing a complex medical condion
Shot
Pneumonia
Coping with heart failure or COPD
Facing a complex medical condition
Where am i covered
Research monitors
*Blue Care Network of Michigan doesn’t control this website or endorse its general contents.
Where am i covered
their family members.
Research monitors
Reasons to join
DME
Eye care
Research monitors
autoworkers, retirees and
Physicians/Providers
Maternity care
with heart failure or COPD
more than 1.1 million
hearing
DME
Ready to join
2,300
UAW-represented
staff members,
we proudly serve
Customer service
Customer service
Shot
Plan benefits
Missouri
A network of more than 5,000 primary care physicians,
over 15,000 specialists and most of the state’s leading hospitals
Missouri
edicare Magazine
ces
nt diagnostic services
Reasons to join
With more than
All of us at Blue Cross Blue
Shield of Michigan and
Blue Care Network work
together to provide quality,
affordable health care.
Important terms/definitions
Hospital care
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Maternity care
Important terms/definitions
Hospital care
HEALTHY LIVING
Important terms/definitions
AHEAD
Hospital care
Beyond original medicare
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Who can join
Maternity care
Call/nursing telephone support
Other services
Hospital and other services
Alternatives to hospital care
Mental health and substance abuse
treatment
Important terms/definitions
Ready to join
Plan benefits
Leaving the hospital
Questions
Hospital care
Call/nursing telephone support
DME
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Maternity care
Who can join
Substance abuse
Member
Who can join
Beyond original medicare
Other services
Beyond original medicare
Other services
Mental health and substance abuse
treatment
SilverSneakers
Leaving the hospital
DME
Substance abuse
Preventive care
Mental health and substance abuse
treatment
Questions
Who ca
Physicians/Providers
Leaving the hospital
Prescription drugs
Deductible, coinsurance and dollar
Beyond
original medicare
maximums
DME
Questions
Reasons to join
Other services
Mental health and substance abuse
treatment Member
Physicians/Providers
Missouri
Leaving the hospital
Extras included: Programs, services and discounts
Questions
DME
Eye care
Customer service
Substance abuse
Member
Physicians/Provide
Physicians/Providers
SilverSneakers
SilverSneakers
Internet/bcbsm.com/online/live
coaching
Internet/bcbsm.com/online/live
coaching
Everyday savings
Everyday savings
Internet/bcbsm.com/online/live
coaching
Preventive
care
MyBlue
Medicare Magazine
Prescription
drugsservices
Physician office
Deductible,
coinsurance
Reasons to join
Outpatient
diagnostic
servicesand dollarSurgical services
maximums
Eye care
Helpful health care resources — Ask a registered
nurse any health-related questions by phone 24/7.
Find articles, videos, recipes and more at bcbsm.com.
Preventive care
Everyday savings
MyBlue Medicare Magazine
MyBlue Medicare Magazine
Tobacco cessation
Physician office services
Physician office services
Prescription drugs
Emergency services
Outpatient diagnostic services
Outpatient diagnostic services
SilverSneakers
Deductible, coinsurance and dollar
Reasons to join
maximums
Coping with heart failure or COPD
Facing a complex medical condihearing
tion
Surgical services
Surgical services
Internet/bcbsm.com/online/live
hearing
coaching
Everyday savings with your Blue Care Network ID card —
See how you can save at bcbsm.com/xtras:
Tobacco cessation
Emergency services
Coping with heart failure or COPD
Facing a complex medical condition
Emergency services
Coping with heart failure or COPD
savings
Facing a complex medical condi- EverydayWhere
am i covered
tion
• Savings on Michigan products and services, such
as gyms, fitness classes, travel services and local
activities through Healthy Blue XtrasSM
Important terms/definitions
Shot
Hospital care
Pneumonia
Coverage when you travel — Emergency and urgent
care services are covered around the world with
BlueCard®.
Preventive care
Missouri
Customer service
Prescription drugs
Deductible, coinsurance and dollar
maximums
Reasons to join
Eye care
Missouri
Research monitors
Shot
MyBlue Medicare Magazine
Shot
Missouri
Customer service
Where am i covered
Where am i covered
• Discounts for national health and fitness services,
sporting goods and more with Blue 365®
Tobacco cessation
hearing
Pneumonia
Physician
office services
Outpatient diagnostic services
Surgical services
hearing
Tobacco cessation program — Our online tobacco
cessation program supports your efforts to quit.
Pneumonia
Research monitors
Tobacco cessation
Emergency services
Coping with heart failure or COPD
Research monitors
Facing a complex medical condition
Where am i covered
Other services
Research mon
Multi-language interpreter services — Translation is
available in more than 140 languages.
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
• Online coupons for grocery-brand items with our
Daily Coupons
Beyond original medicare
Shot
Who can join
Mental health and substance abuse
treatment
Leaving the hospital
Questions
DME
Member
Physicians/Providers
Questions? Call 1-800-222-5992, 8 a.m. to 5:30 p.m. EST, Monday through Friday.
SilverSneakers
TTY users call 711. Or visit us online at bcbsm.com/UAWTrust.
Preventive care
Prescription drugs
Deductible, coinsurance and dollar
maximums
Reasons to join
Missouri
3
Customer service
nd other services
es to hospital care
Plan benefits
Ready to join
2016
e hospital
Questions
Maternity care
Benefits at a glance
Who can join
DME
Substance abuse
You pay
Deductible and copayments
Member
Physicians/Providers
Annual deductible
per member per year
Reasons to join
n drugs
Deductible, coinsurance and dollar
maximums
Note: Deductible doesn’t apply to protected class.
Protected class members are responsible
Missourifor copays only.
iagnostic services
Surgical services
hearing
Shot
Pneumonia
Facing a complex medical condition
Out of network
$385 per member
Costs of services are
your responsibility
$650 per family contract
Customer service
Fixed dollar copay:
$25 PCP office visits
$35 specialist office visits
$50 urgent care visits
$125 emergency room visits
Ford protected – $0 copay for
emergency room
Copays
heart failure or COPD
Eye care
In network
Where am i covered
Research monitors
Costs of services are
your responsibility
GM and Chrysler protected –
$100 copay for
emergency room
Percent copay: None
Copay dollar maximums
4
Fixed dollar copay: None
Percent dollar copay: None
Costs of services are
your responsibility
Understanding important terms
Important terms/definitions
Hospital care
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Maternity care
$$$$
Who can join
Insurance pays 100%
Beyond original medicare
Other services
Mental health and substance abuse
treatment
Leaving the hospital
(your copays may apply)
Questions
DME
Substance abuse
Member
Physicians/Providers
$$
Deductible met
SilverSneakers
Preventive care
Prescription drugs
Deductible, coinsurance and dollar
maximums
Reasons to join
Deductible
Eye care
(you pay)
Internet/bcbsm.com/online/live
coaching
MyBlue Medicare Magazine
Physician office services
Outpatient diagnostic services
Surgical services
Missouri
Tobacco cessation
Emergency services
Coping with heart failure or COPD
Customer service
hearing
Shot
Medical costs
Everyday savings
In network:
$385 per member
$650 per family contract
Facing a complex medical condition
Where am i covered
Pneumonia
Research monitors
Deductible — the amount you pay annually before your plan begins to pay. This doesn’t apply to services that require a copay.
Copay — a fixed amount you pay to receive a medical service, usually at the time of service (office visits, emergency room, urgent care).
In-network provider — a provider contracted to be part of the BCN network. In order to avoid having to pay for costs of all services,
you must see an in-network provider.
Out-of-network provider — a provider who doesn’t have a contract to be a part of the BCN network. If you see an out-of-network
provider, you’re responsible for the costs of all services.
5
Who can join
2016 Benefits at a glance
Mental health and substance abuse
treatment
Leaving the hospital
Mental health and substance abuse
treatment
Questions
Leaving the hospital
DME
Substance abuse
Questions
Member
DME
Physicians/Providers
Substa
Preventive services
Vision
exam — VSP 1-800-877-7195
Preventive care
Prescription drugs
Immunization — pediatric and adult
elephone support
Hospital and other services
Alternatives to hospital care
Mammogram
You pay
Deductible, coinsurance and dollar
maximums
Plan benefits
Preventive
care
Pap
smears
$25 copay covered once every 12 months
Reasons to join
Covered in full; office visit copay may apply
Ready to join
Prescription drugs
Deductible, coinsurance and dollar
maximums
Physician office services
Outpatient diagnostic services
Surgical services
Maternity care
Covered in full; office visit copay may apply
Reasons to join
Covered in full; office visit copay may apply
hearing
Who can join
Missouri
Shot
Physician office services
and substance abuse Physician
Leavingoffice
the hospital
azine
services
Routine office visits
Emergency services
Questions
Outpatient diagnostic services
$25 copay per visit
Substance abuse
Coping with heart failure or COPD
Facing a complex medical condition
Where am i covered
Shot
Member Research monitors
Pneumonia
$25 copay per visit/protected class
$25 copay per visit
Routine pediatric care
$25 copay per visit
Annual
gynecological
exam
Prescription drugs
Deductible,
coinsurance and dollar
Coping with heart failure or COPD
maximums
Reasons to join
Facing a complex medical condition
Surgical services
You pay
Covered in full; office visit copay may apply
hearing
Diagnostic X-rays
Covered in full after deductible; office visit copay may apply
Shot
Radiation therapy
Coping with heart failure or COPD
Research monitors Eye care
Customer service
Diagnostic and therapeutic procedures
Laboratory
Outpatient diagnostic tests
services
$25 copay per visit
Where am i covered
Missouri
6
$35 copay per visit
Periodic physical exam
Emergency services
ices
Pneumonia
hearing
Physicians/Providers
services
Customer service
You pay
DME Surgical services
Consulting specialist care (when referred)
e
Eye care
Customer
Covered
in service
full
Missouri
Prostate-specific antigen screening — laboratory services only
Magazine
Member
Physicians/Providers
Facing a complex medical condition
Where am i covered
Pneumonia
Covered in full after deductible; office visit copay may apply
Research monitors
Ey
ons
zine
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Maternity care
Maternity services provided by a physician
e/live
You pay
Maternity care
Prenatal and postnatal care
$25 copay per visit
Mental health and substance abuse
Leaving the hospital
Delivery
in hospital
and well-baby Questions
care in hospital
treatment
Covered in full for professional services after deductible
DME
Substance abuse
Member
Physicians/Providers
Hospital care (inpatient/outpatient)
You pay
Substance abuse
Preventive care
Hospital care
Prescription drugs
Call/nursing telephone support
Number of days of care
Deductible, coinsurance and dollar
Hospital
and other services
maximums
Alternatives to hospital care
Reasons to join
Plan benefits
Unlimited
Eye care
Ready to join
Maternity care
In-hospital physician care, general nursing care, surgery
Missouri
(including all related surgical services, anesthesia, lab, X-rays and drugs)
Covered in full after deductible
Customer service
Outpatient facility services
Physician office services
Eye care
Covered in full after deductible
Who can join
Outpatient diagnostic services
Surgical services
Mental health and substance abuse
treatment
Leaving the hospital
hearing
stomer service
e
Who can join
Shot
Other services
Questions
Emergency medical care*
You pay
Urgent care facility
Ambulance services
Preventive care
Physicians/Providers
Research monitors
tion
Prescription drugs
Deductible, coinsurance and dollar
maximums
*Chrysler and GM protected class members: $100 copay for emergency room
Reasons to join
Physician office services
Outpatient diagnostic services
Surgical services
$50 copay per visit
Covered in full after deductible — ground and air service
Missouri
Customer service
hearing
Shot
Tobacco cessation
Emergency services
Coping with heart failure or COPD
Facing a complex medical condition
$125 copay per visit
Eye care
Ford protected class members: $0 copay for emergency room and urgent care
MyBlue Medicare Magazine
Substance abuse
Member
Hospital emergency
room
waived
if condiadmitted)
Coping with
heart failure (copay
or COPD
Facing
a complex medical
Where am i covered
Emergency services
Pneumonia
DME
Where am i covered
Pneumonia
Research monitors
7
2016 Benefits at a glance
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Maternity care
Who can join
Mental health care
You pay
Maternity care
Outpatient visits
Mental health and substance abuse
treatment
Leaving the hospital
Questions
Contact plan for specific copays
DME
Covered in full up to 45 days, per calendar
Substance abuse year,
renewable after 60 days of nonconfinement
Inpatient psychiatric hospital services
Member
Physicians/Providers
Preventive care
Alcoholism and substance abuse services
Prescription drugs
Substance abuse
Deductible, coinsurance and dollar
maximums
You pay
Reasons to join
Up to 35 visits per year, coveredEyeincarefull
Outpatient visits for crisis intervention and short-term therapy
Missouri
Intermediate care
(intermediate days combined with inpatient mental health)
service
Covered in full up toCustomer
45 days
per calendar year, renewable after 60 days of nonconfinement
Detoxification
gazine
Physician office services
Covered in full
Outpatient diagnostic services
Surgical services
hearing
Shot
Eye care
g telephone support
Pneumonia
Skilled nursing care
Hospital and other services
Alternatives to hospital care
Plan benefits
Skilled nursing facility
care
Coping with
heart failure or COPD
Emergency services
You pay
Ready to join
Facing a complex medical condition
Covered in full after deductible;100 days
Maternity care
renewable after 60 days of nonconfinement
Where am i covered
Nursing services in the home
(when medically necessary)
Research monitors
Covered in full after deductible
Who can join
Home health care
(when medically necessary)
th and substance abuse
Leaving the hospital
Hospice
care
Questions
Covered in full after deductible
Covered in full after deductible
DME
Substance abuse
Member
Physicians/Providers
are
Prescription drugs
Deductible, coinsurance and dollar
maximums
Reasons to join
Eye care
Missouri
8
e services
Outpatient diagnostic services
Surgical services
hearing
Customer service
ons
port
/live
e abuse
Hospital care
Call/nursing telephone support
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Maternity care
Who can join
Other services
You pay
Prosthetics, orthotics
and correctiveLeaving
appliance
(when
medically
Mental health and substance abuse
the hospital
Questions
treatment
necessary)
Other services
Covered in full
DME
Substance abuse
Vasectomies, tubal ligations
Covered in full after deductible;
Member office visit copay may apply
Infertility treatment
Not covered — exclusions include in-vitro fertilization, artificial
insemination and infertility drugs
Physicians/Providers
Durable medical equipment (when medically necessary)
Preventive care
Prescription drugs
Allergy testing, evaluation and serum
Hospital and other services
Alternatives to hospital care
Plan benefits
Ready to join
Deductible, coinsurance and dollar
maximums
Covered in full
Reasons to join
Covered in full after deductible
Covered
in full;Maternity
officecare
visit copay
may apply
Missouri
Customer service
per member per visit
Allergy injections
Physical therapy: 60 treatments per condition per year
MyBlue Medicare Magazine
Physician office services
Outpatient diagnostic services
Covered in full after deductible — Limited to 60 visits per medical
episode, per plan year
Who can join
Surgical services
hearing
Covered in full
every 36 months (two hearing aids are covered
Shot
Pneumonia
in full if member is 19 or younger)
Hearing exam and aid
Leaving the hospital
Questions
Tobacco cessation
Eye care
Emergency services
DME
Coping with heart failure or COPD
Prescription drugs
Facing a complex medical condition
Substance abuse
Where am i covered
Research monitors
Member
Physicians/Providers
Your UAW Trust prescription drug benefit is provided separately through Express Scripts®. Blue Care Network provides
coverage for medical services only. For more information on your drug coverage, contact Express Scripts at 1-866-662-0274.
Prescription drugs
Deductible, coinsurance and dollar
maximums
Reasons to join
Express Scripts® Inc. is an independent company. It is solely responsible for providing prescription
Eye care drug coverage
to UAW Retiree Medical Benefits Trust members.Missouri
It does not provide BlueCustomer
Care
Network products or services to
service
Trust members.
Outpatient diagnostic services
Surgical services
hearing
Shot
Pneumonia
Questions? Call 1-800-222-5992, 8 a.m. to 5:30 p.m. EST, Monday through Friday. TTY users call 711.
Or visit us online at bcbsm.com/UAWTrust.
Coping with heart failure or COPD
Facing a complex medical condition
Where am i covered
Research monitors
9
Blue Care Network service area
Blue Care Network is open to Trust members residing in 26 counties.
You must receive routine care from network providers.
Arenac
Clare
Gladwin
Huron
Isabella
Midland
Bay
Tuscola
Gratiot
Shiawassee
Clinton
BCN is not available
to URMBT retirees
in these counties
Ingham
Jackson
Hillsdale
10
Lapeer
Genesee
BCN is available
in these counties
Eaton
Sanilac
Saginaw
Oakland
Livingston
Washtenaw
Monroe
Wayne
St. Clair
Macomb
Notes
Contact information
Want to enroll?
Call Retiree Health Care Connect
1-866-637-7555
8:30 a.m. to 4:30 p.m. EST,
Monday through Friday
TTY users call 711
Questions?
1-800-222-5992
8 a.m. to 5:30 p.m. EST,
Monday through Friday
TTY users call 711
bcbsm.com/UAWTrust
Prescription drug questions
(Express Scripts)
1-866-662-0274
Open 24 hours a day, seven days a week
(except Thanksgiving and Christmas)
TTY users call 711
Blue Cross Blue Shield of Michigan is
proudly represented by the UAW
CB 12196 AUG 15
R040531

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