July 1949

Transcription

July 1949

B.C •
Vol. VIII, No. 7
PUBLISHED IN VANCOUVER, B.C.
JULY, 1949
"''
Prince Rupert Fishermen Win Trophy
Treasm·er George Viereck receiving League Achievement Plaque
Gordon Smith, Can adian CU:'.li"A manager, is in the background.
fro
Adjudication Cl:.a irman
OFFICIAL PUBLICATION
13.
c.
OF THE
CV~UIT
AFFILIATED
U~I()~
WITH
C.U.N . A .
TEN CENTS PER COPY-$1.00 PER YEAR
Farley Dickinson.
July, 1949 -
B. C. CREDIT UNIONIST
B. C. .CR£D1T UNIONIST -
J~ly, 1949
official Organ
·of the
96 E . BROADWAY
B . C. CREDIT
V ANCOUVE:R, B. C.
UNION
Phone FA. 2427
tl:Ungs, together with our capacity for unusually rapid
recovery from set-backs is shown by a glance back
down the trail. We were the last province or state on
the continent to get a Credit Union Act, yet the first
in Canada to join CUN A; thus making the Creel it
Union National Association an international one. We
were the first to develop a Health Services Division,
with a charter capable of development on a surprising
scale. We built a strong Central and will help to build
a Dominion-wide central credit union. We have provided, through our Self Endowment Savings Plan, two
million dollars worth of extra protection for our members. Our magazine is "tops", according to Gordon
Smith, Manager of Canadian CUN A, and we have a
Supplies Department that is growing rapidly and con·
sistently.
League Office:
LEAGUE, INC.
THRIFT
J,EAGUE OFFICERS
pres ide nt_____.___ Jim Wallace
MAGAZlNE OFFICERS
ht V ic e-P r es1clen LF. F1lg1ano
Editor _ __________ Geo. Gallagher
2nd V ice-President
Associate Editor
.
F. Humphey
Jean Arc hibald
Secr et a ry ________ Jean A r c hibald
Associate Editor___ Jim Gaunt
•rreas u rcr ___ ___·-··- J. W . Ilurns
Ea. ·
J " ·w llac
Supplies - ·-- ·------A. W. Copp
Associate • 1t?r- 1111
a
e
· " ( on J )•) ----··-------- ----- - George Mahar~
(FAirmont
Ad ve1·t·1s111b
b
A L N. 9707)
h I .
1
e!1~~~~~r ~~c~n~~ 1~\cg'l tti~ect·o~<=-~-~~~=-~~~-~--~=~===~~~~~=~~~=---.-~J. ·w. lB t~r~ ~
We learn from Gordon Smith that most conventions
work alohg different lines to our own, inasmuch as the
general practice is to split up into a few discussion
groups, while we in B. C. tie up every phase of activity
into t11e sole orbit 0£ a small committee. This may or
may not have a bearing on the difference in progress
.and solidity between our neighbors and us, but the
clarity of the reports made by t11e various committees
we ·set up is certainly a great time-saver in our conven·
tions and also ·a great help to the League Directors in
carrying out the policies and instructions laid down by
convention.
. .. PHONES . . .
FAirntont 2427-B. C. C r edit U nion League and Supplies Dept.
FAinnont 2311-B. C. C entral C redit Union, B . Rohmson , . B. C
FAirm.ont :1441-Sc rvic es Dept.; W. D. l\icinl·o sh, ABC. Society .
(Au lllori~cd as Seeond C lass Mail by the Post Office Dept., Ottawa.)
~·8
We reach the heights
" B. C. is an inspiration to every state and
province on this continent."
Special Consideration Given to Credit Union
Members on the Following Merchandise:
Chesterfields
Studio Lounges
Bed Room Suites
Mattresses
Springs
Combination Radios
Lamps
Dinette Suites
Chrome Suites
Washing Machines
Hot Water Heaters
Ironers
Occasional · Furniture
Rugs
Oil Burning Furnaces
Coal and Wood Stoves
Electric Ranges
Floor Polishers
Vacuum Cleaners
Phone New Westminster 3812
DURING BUSINESS HOURS FOR EVENING APPOINTMENTS AND TRANSPORTATION WE
HAVE FIVE CARS TO SERVE YOU!
No Discount at Any Time on Sale Merchandise
HALL
AND
413 COLUMBIA ST. E. -
NUNN
NEW WES'TMINSTER, B.C.
"OUT OF THE HIGH RENT DISTRICT TO SAVE YOU MONEY"
Phone N.W. 3812
For Transportation
Phone N.W. 3812
For Evening Appointments
2
Seven years ago fieldman Bill Tenney of CUN A
helped to prepare the hall for the B. C. Credit Union
League Convention. This was held in the basement of
the St. Regis Hotel in Vancouver; in quarters less in
area than our present league offices on Broadway.
Whatever the cause, our unique progress
in the results to date, and with intelligent
and support from our unions, t11ere is no
earth why B. C. should not always be "an
to all".
Returning to address the record 1949 gathering 1n
the Hotel Vancouver, Bill, now Manager of Organization and Education for CUNA, was impressed more by
the solid way in which ~e had built' than by the actual
material gains we had made since his last visit; so muc~1
so that he made the statement at the head of tlus
column.
is reflected
leadership
reason on
inspiration
. Sheer bigness should not be an end in itself, but, to
paraphrase Kipling "If we can walk wit11 greatness and
keep the common touch" we will continue to hew closest
of all to the motto of our movement, "Not for profit, not
for charity, but for service". And we in B. C. will always
remember that the sole reason for our existence as a
movement is what is under the umbrella, "THE LITTLE
MAN", but no longer the forgotten one.
While this is very gratifying to all ,\rho have worked
to make our province pre-eminent in the credit union
world, it should act as a challenge and spur us on to
still greater achievements in the future. The surface
is barely scratched, and with the experiences of a decade
to guide us there is no reason why we should not go
on from success to still greater success. For we have
the personnel, though admittedly we could do with
further training for them; we have the enthusiasm and
"know how", and are always willing to learn from both
our own and the mistakes of others.
Deadline for Articles
25th of month previous
to publication
News items as soon a,s possible
And in this regard we have made, probably, more
mistakes than ·any other section of the movement; but
at the same time, we have shown an aptitude for recovery from our mistakes and absorbtion of the lessons
taught by them. This dual trait of being entirely unafraid of trying new things and new ways of doing old
after events
3'
July,
1949 -
B.
C. CREDIT UNIONIST
Managing Director's Report
For Year May 1, 1948, to Apr il 30, 1949
I..=;;;;;;;;;;;;;;;;;;;;;=;;;;;;;;;=;;;;;;;;;;;;;;;;=;;~
~;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;~~~=!_I
By JACK BURNS
The past yea1· has proven to be our
best to date from a f inancial point
and for general expans ion.
SUPPLIES
This department h as had a very good
year. Sales volume was $3,000 in excess
of our estimate, reaching an a!l-time
high of $20,930. The charge to the de partment of $2.900 was met and a surplus of $440 was shown. Due to the inc rease in work it was necessary to
sell ou1· small hand feed platen, and r e .
place it with a la1·ger automatic press
We are now in a positon to handle <
g r eater volume of press work wthout
in creasing our personnel.
Credit for our fine showing should
50 to Art Copp who has tak en a per.
sonal interes t in the success of ou1
printing department.
PUBLICA'fION
Subscriptions have increased substan tially to 4,000, with 300 to 600 coming
in each month.
We have appointed a new agent who
has inc1·eased our advertising incom .
by at least 100 percent, and the pre,;enl
issue contaJnB mo1·e a dvertising than
we have ever handled previously.
J
new contract fo1· p r inting has been negotiated with t h e U nion P 1·inters. This
1·educes our cost .of p r inting on all additional copies and prices will remain
fixed t hroughout our entire fiscal year. I
can assure you all that this com in r ·
year will, w ithout a doub t , prove sati sfactory in this depa1tmrnt.
BUILDING
Thl'Oughout the greater part of the
past year we have tried to place oui
building under the joint ownership of
the B.C. Central, C.U. & C. and the
League. Many obstacles stood in the
way of this type of ownership. We were
t herefore, forced to retain ownershir
with the accompanying pr oblem of f in a ncing. Howeve1-, by adjusting rental:'
and with assistance from the B.C. Central and the C.U. & C. we have manag
e d to carry on. While the building
has shown a profit for t he year, t h iP
could have been gl'eater if we had no'
been forced to borrow a considerabl
s um to h andle it.
At the same t ime., we pu1·posely kept
rents l ow for the greater part of the
yea1-, expecting the tenants to assume
eiwnership. It will be necessary to refinance ou1· mortgage in the near future, or acquire more capital in the
League to properly carry on our ope1·
ations if ownership is to b e r etained.
The surplus on our building fo r the
yea1· amounted to $325. The property
values in our district are still risinr:
and we w~u ld have no difficulty in
selling at a profit. With the widenin ['
of Broadway in the offing, and the sub sequent convel'Sion from street car to
buses we would be well advised to retain ownership in the League.
LEAGUE GENERAL
Due to the losing position of our
publication, a!l other expenditures were
cut to a m inimum. This resulted in a
saving of $1,664, which, together w ith
our supplies and building surplusses, reduced om· previous three year's defic!t.
from $1 .300 to $500.
FIELD WORK
Despite curtailed t r avel, we have had
a very good year, increasing- our new
credit unions by 21 to attain our or
jective of 200. A comparative statistical
report is on band showing our year' r·
g-rowtb. Our growth in B.C. has far exceeded that of any other state or pro
vince in North America.
By means of our Endowment Plan .
two million dollars' worth of iusurancr.
protection h as been provided to o u r
members during the past year. To date
this proves to he very :;ound businesf'
for CUNA Mutual as we h ave so far
had only seven claims amounting to
Eome $11,000. This works out to only
abou t 65 percent of premiums paid. If
we are reasonably careful w ith whom
we enter these agreements, the contin
ued success of this program is assured
As a pet'sa'nal "child" of my own, J
am naturally concerned that this plar
be not abused by our members.
Under the direction of Doug Baillie
and with the assistance of the C.U. & C.,
and the B.C. Central most of our annual meetinl?'s were provided with
speakerE. Apart from annual meetings,
I made two trips to t he West Koote navs one tell the South ern Okanagan
and .one to Prince Rupert-the last at
the kind invitation and expense of t hr
Prince H.upcrt Credit Union.
Visits
we r e also made by myself to Terrace
Hornby sland, Fanny Bay, Me nitt, Porl'
Albern'i and Alert Bay. I also attended
a Centennial meeting at Victoria and
made a number of shorter trips in thr
Lower Mainland.
GOVERNMENT ADMINJSTRATION
Mr. Switzer and his staff have been
4
most co-operative during the past year.
They have helped UR to cover annual
m eetings and have done considerablr.
w ork ass isting in the formation of new
credit unions. T hey have a lso helped to
iron out some of the difficulties encountered by 0·1r older g roups.
A complete revision of t he standard
rules was made and I believe that many
of t he changes will benefit our operations and those of the B.C. Central.
Our C1·edit Union Act was consolidated
and is now much easier to follow.
I feel that we owe a s incere vote of
thanks to both M r . W ismer and Mr.
Switzer for the advertisements can;ed
in all our city and country publication~.
on Credit Unions and fo1· the very fine
r adio address by Mr. Wismer during
our centennial celebrations.
DOMINION FIELD
A conference was held in Winnipeg
to discuss the organization of a Domm1on
Co~pern.tive
Credit
Society.
While I was unable to attend t he meeting we were well represented by Rip
Robinson and Gordon But cher. As a result of this meeting, provincial committees were set up -to finalize plans
fo1· the institution of such an organization within the next year, if possible.
As Canadian Vice-president I headed
a delegation to interview the Hon. M1.
McCann at Ottawa to press for an alteration in the Income Tax rulin g compelling Credit Unions to file lar ge num.
be1·s of returns each year.
1¥e were
ve1-y well receiv ed and obtained assurance tha:t a ve1·y simple type of rep orting would be acceptable.
The f orm,
when available, will be handled from
our office to relieve treasurers of any
undue wo1·k. The delegation was s ponso1·ed by the Credit Union National
Association which bore all expenses.
PROVINCIAL FIELD
Durin6 the past year we have hall
three requests from cities and villages
for license fees to be paid by credi~
un ions. Squamish was handled by the
C r e dit Union Department of the Provincial Government and I believe they
are excused from payment. Terrace, J
hope, is also excused. Georg Viereclc.
Alec Nicol and myself went to Terrace
a nd met with the village council. 'While
we attempted to show r easons why W l!
should not be forced to procure a Ji .
cense to oper ate, we made it clear that
we w,o uld welcome the o pportunity of
going to court. The council, on hearing
our rep1·esentations, d ecided to hold anolhe1· closed meeting a nd inform •1s of
thefr findings. This was !:i.st October
B. C.
CREDIT UNIONIST -
July,
and we are. still waiting--we therefore
assume that t h ey decided to do nothing.
P11ince R upert also b iUed the credit
union for a license fee. I wrote to the
city treasurer outlining our reasons fat ·
refusing to pay and informing him that
we would be willing to take the matte r
to court. Since t hen I have heard no·
th ing from either the city or the credit
union on the matter . This situation wil '
recur unti'l such time as we sectil'e.
proper exemption under the Village anc'
Municipalities Act.
*
*
*
During the co!ming year I hope fr
follow up, at regular intervals my in·
itial attempt to report mattei:s of in
terest to credit union treasurers. 1 hop!'
f~el<! \~ark wil) be stepped up if our
fmanc1a l position permits.
However, I do feel that much of my
lime should be devoted to attending
chapter -01· area meetings of director•
and officers. It is impossible to cove:·
the ground wit h out a car. and even with
one our p r ovince presents toe¥ m:i.ny
obstacles to complete coverage in any
one year. !
1949
unions which have not seen fit to join
wi th us never hesitate to accept the
benefits of our combined thinking and
strength. It is my hope that the six
credit unions still outside of our league
will awaken to their respd-nsibilities and
join with us to m ake it possible for
us to say that we truly represent every
credit union in B.C.
I should lik e to express my appreciation of the splendid co-operation I havl'
rec eived from the three boards, the
government, and especially my officers
and fell ow employees. At the same time,
I want you al! to know that no:thing
could have been accomplished without
you, !tile membe~, giving your best
efforts each day of the year.
POOLING
Of the 81 credit unions represented
at the recent convention there w as not
one sing le opponent to the proposed pooling of travel expenses for a convention
delegate. This I 00 percent partic ipation
has had the effect of redu cing the charge
to each c redit u nion to a ridiculously
low fig ure ; to be exact, $ I 0 to each c. u.
Comment on the situation is u nneces·
sary, for the figures tell the story fa r
more vividly than anything else could
possibly do ; b ut as a n example of practicing the co-operation that we preach,
il would seem that it pays in more ways
than one.
·-JERICHO SERVICE LTD.-vour
Neighborhood Imperial Oil Dealer
WE SPECIALIZE IN MOTOR TUNEUPS
In All Makes of Cars
TIRE VULCANIZING AND RECAPPING
We Repair and Service British Cars
4th and Highbury
ALrna 2007; Nights CEdar 4131
NATIONAL FIEI,D
I was again h on ored by my fellow
Canadians and Ame1·icans by being i·eelected as· Canadian executi vP. membei·
of CUNA. This position makes it pos sible for me to attend all CU:"<A, ClTL'lA
M~tual, ?UNA Supply and Mcnaging
D1recte1rs meetings. This has proven
beneficial in my work, and has on occasion helped· my travelling expense to
some of the more distant parts of ,ou1·
province.
CUNA Mutual still has under study
the raising of Life Savings Insurance
to $2,000. The chief argument against
this is that the average savings of cred it
union members to. date is around $150.
It is felt that if the coverage was Increased very few would benefit. Apart
from this, they have so far failed to
settle on the actuarial soundness of ·this
insurance. CUNA Mutual is the only
company writing this type of insurance
~nd is therefore forced to depend on
1ts own experiences, and these, it seems,
cove1· too short a period for either the
company or its actuaries to form satisfactory conclusions.
*
*
*
Although I am ve ry satisfied with om·
last year's progress. I believe we can
~ook forward to an even greater year
1n 1949, We must never allow ourselves
l~ be divided in our thinking -0r plan ning for the future. This can be avoided
only by discussing our p roblems, differences a.nd idiffic~lties .Jn meetings
such as t his. While t he question of
dues becomes contentious a t times, w e
m ust realize that anything worthwhile
rnust be paid for. Immediate tangible
results from our association should not
be expected 'l.t all times. The few credit
Delivered Free
C.O.D.
Telephone TAtlow 1121
1122
25c per dozen paid for
empties. Please have them
1123
ready when driver calls.
1124
Note New Telephone Numbers
1274
This 11dvertisement is not published or displ11yed by the liquor
Control Boord or bv the Government of British Columbia:
15
July, 1949 -
B . C. CREDIT UNIONIST
By DAVE SIDDONS
•
ROM the "League Highlights" column, is is pleasant to note that Jean
!\rchibald's bete noir is the same
a s mine. \Vhether the deadline be daily,
weekly or monthly, it always creeps up
in a manner similar to that employed by
many political gentlemen in the last
little while. One never knows that they
are just around the corner until one
collides in a manner which convinces
both parties that deadlines and elections
are inexorable, necessary and in some
vague way, signs of progress.
Reports on progress this month will
have to include mention of the work of
the committee formed at the Co-op
Unions' confere1!ce several months ago,
to co-ordinate the education and public
relations of Credit Unions and Cooperatives throughout the province. The
first meetings have been given over to
working out the details for the publishing
of a monthly news bulletin for circulation among Co-ops and Credit Unions,
in addition to the Unionist. "Sparks" ,
as the new publication has been christen·
ed, contains news and articles of interest
lo members of both organizations.
A Joint Committee
The "pep" committee, as this group
is to be known as {taken from Public
Relations, Education and Publicity)
thought it rather unusual that in every
other province, the co-ops head the field
as far as publications are concerned.
In B.C., however. the Unionist to date
has represented the combined C. U .' s of
the province, and the Co-ops as a group
have had no official organ. It was considered that a co-op bulletin circulated
amongst credit unionists as well as co-op
members, might well serve the useful
function of spreading the "service" motto
through both fields, and bringing the
two a little closer together.
the "Co-op Pilot", the official organ of
the co-op fishermen, the pep committee
would feel that they were well along
the road. Every month, about 5,000
copies of the Pilot are being read between here and Ketchikan. The com·
mittee feels that it is going to take a
great deal of patient effort on the part
of those who are striving for a better
understanding between co-op and C.U.
members before a circulation like that
will be attained. But judging from the
success of combined credit union-co-op
publications elsewhere in Canada, there
•
would meet us, we chose the latter. And
then Mr. Lloyd Hooper, the resident
missionary, produced Tom, harness, and
a cart. The cart was a very flat, very
slippy modern version of the Bennett
buggy.
F
Fishermen Alread:y in Lead
If "Sparks" had the circulation of
•
seems to be no enduring obstacle in the
way of such a news organ becoming
eventually a very valuable method of
increasing the bond between these two
progressive groups.
Cape Mudge Again
When they eventually film the life
of statesman Jan Smuts, cinemoguls will
not have to look farther than Heriot
Bay for a double, or stand-in. But last
week, it would have been even money
whether the double, Mr. Sepp Bayer,
would survive a night ride which . to my
mind, made the exploits of Paul Revere and General Wolfe's scaling the
heights become secondary incidents m
the history of our pioneer land.
Tom, a 1400-pound gelding of
placid nature, undeniable adaptability,
and the occasional remarkable burst of
speed, holds the reins of equine government on Quadra Island, being the only
specimen of the genus Equus on the
island. The climb from Cape Mudge
village to the Heriot Bay Road is a
switchback gradient of almost 45 degrees. T axioteers from Quathiaski and
Heriot charge an extra $2 for bringing
their vehicles down and up this challenge to the laws of gravity. These ingredients combined to make a scene
which should not be omitted from any
film made to depict the growth of credit
uruons in B. C.
More Thrills From I H.P.
At eleven p.m. Mr. Baver and I
broke up a meeting with the senior
natives of the Mudge settlement regarding their future in the Quadra C. U.,
and emerged into the blackest night
Mudge has seen since the last drop in
salmon prices. Faced with the choice of
bucking the tide to Quathiaski, or climbing Mount Unendable to where the taxi
6
Hooked together in the proper sequence, with Sepp holding down the
stern, myself holding a gas lantern on
the port bow, and Lloyd on the controls, we threw our 1 H.P. into gear
over the trail that 90 H.P. motors
feared to venture. All went fine until
shouts from the rear caused us to halt,
expecting a fourth passenger. To our
surprise, and no doubt his, a very, indignant Mr. Bayer, looking like Jan
Christian in his sternest moments, strode
dustily into the circle of gaslight. He
took his seat again, declining offers of
being lashed to the superstructure, and
Tom set his course again.
As the crazy shadows lurched by and
disappeared into blackness, Tom threw
his best feet forward, all of 'em, and
Sepp suddenly set up a loud wail of
protest just as he was about to disappear over the stern for the second time.
So we swapped places. Then. as we
came onto the plateau at the top, Tom
decided he'd show what a fine pacer
he might have been and set off at a
pace calculated to wreak a heavy toll
011 any dentures sufficiently ill-advised to
have booked passage. Five minutes of
this fireballing, and we made a forced
landing on the main road, just as the
taxi drew up with a definitely less showy
halt than the one Tom put on for his
90 H.P. competition. I have wondered
if this ride might account for the fact
that Sepp hasn't spoken to me since
that night.
I am reasonably certain that any self·
respecting denizens of the lush growth
which characterizes Quadra, who saw
the apparition of the eerie circle of
light propelling itself along the trail; accompanied by loud and regular thumps,
have probably betaken themselves to re·
gions where their nocturnal jaunts ~re
not disturbed by apparitions which
might have supernatural significance .or
be eruptions from !Ong-forgotten burial
grounds.
B. C. CREDIT UNIONIST -
helpful suggestions. Fishing is going to
interfere with regular study groups
amongst the adults, but the stay-athomes should be able to get a good idea
during the summer of what a C. U . can
do for the community. The natives there
are showing increasing interest in the
benefits of co-operation, and I believe
that they will not take long to justify
the opinion of Mr. Arnie!, the Indian
Commissioner for B.C., that Cape
Mudge owes its lead position among the
native communities in B.C. to the ability
of its citizens to recognize opportunity
when it knocks.
The Conference
Hill at the Cape, has already
her school children off as a
of the Quadra Juniors, and
all those who wrote her with
New Boat Supply Service
TARTED in the latter part of April,
the Vancouver Co-operative Society
is now offering a full meat, grocery and
vegetable supply service to the fishing
fleet operating out of Vancouver. Although rather late in the season, nearly
a thousand dollars in supplies went to'
the fleet in the first week of operation.
Launching of the new supply service
was preceded by numerous meetings between Society representatives and the
It is to be sincerely hoped that the . United Fishermen's Co-operative Assoprogress reported at the annual conference just concluded, will b.J,:. used as a ciation, the Fishing Vessel Owners' Assolever by every C.U. member in the ciation and the United Fishermen and
province to gather new members in the Allied Workers Union. All have incoming year. The role of education is dicated support for the project.
steadily being recognized as a prerequiWith the example -0f Prince Rupert
site to successful operation, and it is to
be expected that every member will do and other centres in mind, the operation
his best to support organized study in of a co-operative store in Vancouver to
his group by ensuring that a capable serve the fishing fleet has been discussed
education committee is kept operating.
for many years.
The clear-cut need
for the co-ops to use all capital available
Qualicum Starts Studies
so far to expand fish plant and marketHal Daykin of UBC Extension De- ing facilities, has held off the developpartment, recently made a trip to Qual- ment of such a project.
icum Beach, and reports that local resiDuring the past few months, however,
dents have taken steps to start study
groups, which winds up a very active active consideration has been given to
month by this department.
the possibility of using the facilities of
the Vancouver Co-operative Society. This
organization is operating a successful
grocery and meat business which last
year had a turnover of $115,000. It
was generally felt that by combining
Ed.
S
Brown
this purchasing power with the requirements of the fishing fleet, better prices
could be secured from wholesalers and
thus make prices more competitive. In
addition, it was recognized that fishermen and their families are interested in
many commodities outside of straight
fishing supplies. By joining forces with
other consumers with similar interests, it
was felt that these needs could be met
more effectively than if separate organizations were set up.
If the good support of the fishermen
during the past few weeks is maintained
and increased {both in patronage and
investments) there is a strong possibility
that a proper fishermens' store will be
set up in a central downtown location
within the next few months.
As soon as a representative number of
fishermen have become members, the
Society has offered two places to fishermen on its board until regular elections
are held next March. At that time the
membership will elect a new slate of
officers.
The Vancouver Co-operative Society
has a city-wide membership of over 500.
It is presently operating the store in the
Little Mountain Camp, located at 41 st
Ave. and Heather Street, phone KE.
3490, or after store hours CE. 6893.
FLORIST
ISZ W. Hastings
PA. 144Z
3369 Cambie
FA. 5110
VANCOUVER, B.C.
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II
GRE.EN GOLD II
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July, 1949
REPAIRS - - VULCANIZING
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GORDON'S TIRE SERVICE
2636 East Hastings Street
1
HAstings 1294
July, 1949 -
VANCOUVER CHAPTER OF CREDIT UNIONS
Parables of the Camels
ANY YEARS ago, Rev. William E.
Barton, the father of Bruce Barton,
wrote for the religious papers the Parables
The T enlh Annual Convention of the support was weak, considering the of Safed the Sage. In these days when the
Credit Unions in British Columbia has number of credit unionists in Vancou- world is so concerned with leadership,
come and gone, and any member of the ver, we have learned a number of les- this parable has special meaning:
"We sojourned in Egypt, I and KetVancouver Chapter who worked on the sons which will be of value, if we have
urah, and we rode on Donkeys, and also
entertainment will tell you in no uncer- Lo stage a similar draw in the future. A
tain terms that this was the fi nest con- list of the prizewinners has been pub- on Camels. Now, of all the beasts that
vention, from the standpoint of enter- lished in the Sun newspaper on June 25, ever were made, the camel is the most
and will also be found in this magazine.
ungainly and preposterous, and al~o the
tainment, that the league has ever held.
The Chapter was greatly thrilled by We extend our thanks to both the buy- most picturesque. And he taketh hunself
the manner in which the delegates ex- ers and sellers of tickets, more es- very seriously.
"And we beheld a string of five Camels
pressed their appreciation at the close of pecially the few sellers who worked
that belonged in one Caravan, and they
continuously
to
put
it
over.
the convention. No effort had been
were tethered every one to the camel in
spared to make this a success, everything
When the convention comes back to front of him. But the foremost of the
worked out on schedule, the committees Vancouver you can expect many wonCamels had on a halter that was tied on
worked hard, and were a mighty tired derful things from the Chapter, which to the saddle of a Donkey.
and happy bunch when the proceedings by that time should be a large organiza"And I spake unto the man of Arabia
were all over on the Saturday night.
tion embracing all the credit unions in who had the camels, and inquired of him
The drawing which provided the funds Vancouver and district, instead of only how he managed it.
for the program was fairly successful, some 30 percent as at present. Who
"And he said, each camel followeth
and we hope to cover expenses. Though !mows, at that time they may charter the one in front and asketh no questions.
buses, boats or even airplanes for trips And I come after, and prod up the last
camel.
hither and yon for the visiting delegates.
"And I said, doth not the first camel
In any case this is the ultimate to which
that there is no other camel in
consider
we must aspire if the movement continues to grow as it is doing now. In front of him, but only an ass?
QUALITY BREAD
"And he· answered, Nay, for the firs t
ten short years we have buiit over 200
credit unions with over 35,000 members camel is blind, and knoweth only that
there is a pull at his halter. And every
CAKES and
and millions of dollars in assets. Think
other camel followeth as he is led, and I
it over, it makes you feel good!
prod up the hindermost one.
"And I inquired, how about the
COOKIES, FRESH
A fter all this pep talk we should .get
at least ten credit unions to join up, so donkey?
DAILY
please send in your applications and let
"And he said, the donkey is too stupid
us build up our Chapter to a point to do anything but keep straight on,
where it is something to be reckoned and he hath been often over the road.
with in credit union circles; give us your And I said unto Keturah, 'Behold a picsupport now that we have shown the t u re of human life, for on this fashion
CANADIAN BAKERIES LTD.
world that the Vancouver Chapter is have the processions of the ages largely
been formed. For there be few men who
able to do things for you.
ask otherwise than how the next in front
is going, and they blindly follow, each in
the track of those who have gone before.'
"And Keturah said, 'But how about
the leader?'
"And I said, 'That is the profoundest
secret of history; for often he who
SEALS
STENCILS
SUPPLIES
seemed to be the leader was really behind
t he whole procession, and at the head
was nothing more sensible than a
Vancouver, B.C.
348 West Broadway
donkey.'
"The fools make the fashions, and wise
.. ---·-··------·-.
men follow them.
M
By F. G . LUCAS
RUB BF~~LPU~o!sA Mp S
e
e
WESTERN STAMP WORKS
-- ·~
,. AFTER A 1/RE, IT'S TOO I.A TE •••
f}
I
,,.
J
Let us make sure now that you have
l
, ) 1f ~
-
l
-·
proper and adequate fire insurance
protection. Come in-no obligation.
Peter D. Carr, D.C.
Palmer Graduate
R. G. TH ROWER
1i35 West Georgia St.
MArine 6235
GLenburn 1304-T
8
CHIROPRACTOR
X-Ra:y and N .C.M. Anal:ysis
*
322-25 Rogers Bldg,
PAC. 4736
July, 1949
Ever since Dorothy Thompson started
shoving great gobs of political wisdom
down the throats of the Panting Public,
via her syndicated columns, the unreasonable readers seem to expect women
columnists to be Brains with a capital
"B". In the changing world of today,
frothy feminine subjects are being taken
over more and more by men writers,
who think they are authorities on cooking,
feminine charm and marriage relations.
Women writers are expected to plunge
learnedly into the Larger Issues, to place
unerring fingers on the major flaws in
the economic plan, and triumphantly suggest solutions.
~'-,..<;:'0~">"'--~""''Y'.::--:,-<:.:-Y'-~"'2:r-.::.Y'--_:::,.<;..Y·-
Women.,s
Point of
Vie\V
By MARY MAHARG
<<
This is tough on middle-grade mentalities like mine. It was all I could do
to slide through high school- in fact,
I'd probably have flunked if I hadn't
had a fat but intellectual beau who
allowed me to copy his home work.
Since then I have made several wild
and sporadic attempts towards the Higher Learning, delving at various times
into astronomy, theosophy, art, economics, nuclear fission and -other erudite
subjects, with little success. For instance,
I learned how to split an atom but have
never had a chance to put this knowledge into use.
A u atom can be split by a bombardment of neutrons. - Uranium is bombarded by neutrons if exposed to radium in
the presence of beryllium, but the neutrons must be moving at a speed much
slower than their normal movement. It
was discovered . that they could be retarded by the use of graphite, water or
paraffin. If one of these slowed neutrons
hit a U-235 atom, that atom w~uld divide, giving off additional neutrons to
smash other U-235 a toms. If, however,
there was too much U-238 present, that
would absorb the neutrons and stop the
process. The problem was to have a
sufficient concentration of U-235 so that
India. The Bloodstone, considered an
a lternate birthstone for March, comes
to us from India.
The lucky April birthday child claims
diamonds, which come all the way from
South Africa, with a few coming from
Brazil. The May stone, the Emerald, is
found in Russia, Columbia, Transvaal
and Brazil. The pearl, symbol for June
birthdays, can be fou nd in Venezuela,
the Persian Gulf, India, Australia and
the South Seas, while the Moonstone,
June's alternate birthstone, 1s found
largely in Ceylon.
If you were born in July and have
the Ruby for a birthstone, you may
))
the process would not slop. Simple, ain't
it, Gertie?
At our C redit Union meetings, I sit
and gurgle appreciatively at the brainy
remarks of the other members. But when
the figures start to fly around in my
defenceless head, I retire to a corner
and quietly chew on my bubble gum,
because I still count on my fingers, and
fractions and decimals leave me as bewildered as a cat on a concrete lawn.
So if you want to know the low
down on the World Situation, I'll have
to pass the buck to Dorothy Thompson.
But I do have a perfectly ducky recipe
for lemon meringue pie.
BIRTHSTONE JEWELRY
If you are one of the millions of
people who wear birthstone jewelry, you
a re making a contribution to that important institution, World Trade, because birthsone jewels come from countries all over the world.
Garnets,
for
January's
children,
come to us from Czechoslovakia. Amethysts, for those born in February, are
imported from Brazil, Uruguay and faroff Siberia. The stone for those born
in March, the Aquamarine, comes from
Brazil, Madagascar, Russia, Ceylon and
9
well wonder whether it comes from
Burma, Ceylon, Thailand or Afghanistan, for a11 these countries are noted
for this stone. August's Peridot, sometimes called "Evening Emerald," originates on the Island of St. John, and
the a lternate stone, the Sardonyz, comes
from Brazil and India.
September fo lks have two vanetles
of Sapphires to choose from: The beautiful cornflower b lue sapphire from T hailand, Burma, Ceylon, Australia and
parts of our own country. Or the magnificent Star Sapphire. The fiery, mysterious Opal which is the special domain
of the October-born, is brought to us
from Australia, Mexico and Honduras,
while the clear orange-yellow of the
Topaz sees the first light of day in Ceylon and the Ural Mountains.
For some reason, December's children have three birthstones allotted to
them. hT ere is the Turquoise from Tibet
and Persia or the native Turquoise from
New Mexico, Arizona and Nevada.
The Zircon, which is simila r to the diamond except in brilliance, comes from
French lndo-C hina, Thailand and Upper
Burma. And the azure-colored Lapis
Lazuli i~ found in Afghanistan and
Chile.
July, 1949 -
.B. C. CREDIT UNIONIST -
July, 1949
members need have no fear that Vancouver has a monopoly on good bowlers.
Surely you are not scared of the following figures:
NEWS
PRESIDENT'S CORNER
The city editor was coaching the cub
reporter. "If a dog bites a man," he
explained, "that's old stuff. But if a man
bites a dog-that's news."
The kid seemed impressed. "Now go
out and dig up some news," said the
editor.
An hour later the cub dashed back
and began pounding his typewriter furiously. The editor was curious and finally
strolled over to see what the boy had
written. The headline read: "Fire Hydrant Sprays Dog."
By JIM WALLACE
In looking back at the convention I
am sure that the coming year will be
one of progress and prosperity for the
credit union movement in British Columbia. The large representative gathering
of delegates, their earnestness and enthusiasm a ugurs well for the future.
Materialists wonder why a group of
people devote so much of their time and
energy in an organization such as ours
with no expectations of material gain,
but then idealism was ever a mystery to
the materialist and when you live a life
where every action is prefaced by the
dollar mark it is inevitable that the actions of the idealist will be a little
strange.
History is spotted with ugly chapters
where idealism was so thoroughly misunderstood that stark tragedy resulted,
and yet those ideas in the past, so dearly
paid for, have supplied the stepping
stones to Humanity's progress, the "evergreen oasis" in the common man's upward struggle; and all through the ages
there were people who posed the same
CJ uestion: "Why do they do it?"
Our ideal in the credit union movement is to help our fellow-man help himself, lo help him not in a charitable way
but with dignity and understanding. Our
MARY'S RECIPES
Chive Mayonnaise or Salad Dressing:
To 1 cup mayonnaise or salad dressing,
add 2 tbsp. minced chives.
Fruit Salad Mayonnaise or Salad
Dressing: To 1 cup mayonnaise or salad
dressing, add Yz cup whipped cream.
Horsh-Radish Mayonnaise or Salad
Dressing: To 1 cup mayonnaise or salad dressing, add 2 tbsp. prepared horseradish.
O range Cream Mayonnaise or Salad
Dressing: Add 2 tbsp. grated orange
rind to fruit salad dressing.
Russian Dressing: To 1 cup mayonnaise or salad dressing, add )14 cup
drained chili sauce.
ENGRAVING
OF ALL KINDS
~
reward, the satisfaction of acting completely unselfishly, that and the knowledge that in this goodly company when
we ourselves need a helping hand, that
hand will be extended to us just as unselfishly as was ours.
For that is the spirit of credit unionism, a spirit hard to kill. a spirit that
will in 1949 carry us to greater heights
than ever before.
e TROPHIES
e SHIELDS
e MEDALS
ED.PERCY
PAc. 2718
Room 32 - 423 Hamilton St.
Vancouver, B.C.
When you shop at EATON'S
every purchase is hacked b:v the famous
EATON guarantee
'' Goods Satisfactory
or Money Refunded"
Here are the scores of the winners:
League High Single, Ladies - Miss
N. Bruce, 331 .
League High Three, Ladies N. Brown, 777.
League High Average, Ladies-Miss
]. Innes, 210.
By JACK LAINSON
UR first spring league has gone off
with a bang. Twenty-four teams
competed, and we thank you all for
the splendid attendance record.
O
There will be an mganizational meeting on August 15th at the Maccabees
Hall. You will be contacted over the
phone at a later date in this connection.
Should any of the parties who asked for
alleys be going out of town advise either
W. Bradley, HA 5575R. J. Lainson•
FR. 5 105 or W. Crawford, HA
5961 Y and inform us of your representative. Executives will be one from
each team. Of course, we will be able
to stand the shock of seeing more ; the
hall is large. There is a lot to discuss.
\Ve are on the verge of numerous
changes if endorsed by the membership.
We are all bowling at the same alley12 lanes instead of eight, which will
alter our schedule.
W. B radley, one of our delegates to
the Five Pin Association, has been elected to the executive of that august body,
so we can expect action from now on.
Bill knows the score from A to Z.
We have some fourteen different
Credit Unions bowling in our league; a
very respectable growth since 44-45.
For some reason or other there was
no desire shown by outside Credit
Unions or the other Credit Onion playing
in Vancouver to compete for the provincial trophy donated by the League. I
understand that .this trophy will soon
have different conditions placed upon it.
No matter what the conditions are or
who enforces them the Vancouver Credit
Unions desire to compete for the trophy
unless the powers that be rule that having
held the trophy since its first appearance
we cannot play for it more than four
times in a row. .Come on, you other
C redit Unions, show some interest in
this province-wide play for the trophy.
There is a strong feeling in Vancouver bowling circles regarding a real
province-wide roll-off to decide the
champion team of B.C. Such a competitian need not be run in any one place
but could be played on the alleys of
any town having enough credit unionists
who are bowlers.
Here is how the Post Office ran
their Dominion P.O. competition. Each
town or city picked its teams to represent the different departments. Vancouver had four teams entered, and each
team rolled five games, total pins to
count. T his was done all across Canada, the team captains signed the score ·
sheets, as did the managers of the alleys
wherever games were rolled, and these
scores were accepted as authentic by
those in charge of the tournament.
A similar system could be started here
with little trouble, details could be ironed out and a real B.C. champion team ·
could be awarded the cup that has been
waiting for some such competition . to get
started, thus adding another highlight
to our annual convention.
Here are the high scores for the Vancouver C.U. League. There are many
much lower than these, and out-of-town
~----------------------------~
FIGURE HEADACHE?
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A Remington Portable Adding, Machine,
It applies
S. Bowell & Son
to price. to qualitµ, to value. to performance.
Distinctive
Funeral Service
't~~el~.. ~-~i-~-~~- $165.00
Shop with contidence at EATON'S
REMINGTON RAND LTD.
*
66 Sixth St.
Phone N.W. 2656
NEW WESTMINSTER
~+~T.e~~ToQ~.. C~w1T10
Cloverdale Branch
VANCOUVER
Phone 19S
10
CANADA
633 Richards Street
Mrs.
Vancouver, B.C.
It will be to your advantage to. purchase your machine through the
B.C. Credit Union League Office.
11
League High Single, M enNeill and C. Duchsherer, 375.
J.
Mc-
League High Three, Men- J. Cauldwell, 872.
League High Average, Men - N.
Paille, 230.
A
Div.-High Single, Ladies: M iss
I I
N. ·Bruce, 33 I ; High Three: M rs. M.
Frelick, 682.
I I
B. Div.-High Single, Ladies: Miss
G. Graham, 306; High Three, Miss
C. Trinder, 749.
C. Div.- High Single, Ladies : Mrs.
H. Busler, 287; High Three: Mrs. I.
Brown, 694.
D . D"1v. - ~
Lf"1g h s·mg1e, L ad'1es: M rs.
L. Honker, 309; High Three: Miss
M · Collins, 62 7 ·
E. Div.- High Single, Ladies: Mrs.
C. Shute, 291 ; High Three: Mrs. E.
Morley, 684.
F. Div.- High Single, Ladies: Mrs.
N. B rondage, 34 1 ; High Three : Mrs.
P. Wattum, 7 f 5.
A. Div. - High Single, M en: J .
M???? • 3.7 5 ; High Three : J. Cauldwell, 8 72.
B. Div. _ High Single, Men: F.
Davies, 344; High Three : T. Heeps,
756.
C. Div - High Single, Men: C.
Duchsherer, 375;
F rick, 798.
High Three:
Mr.
D. Div. - High Single, Men : W.
N oskin, 344 ; High Three : L. Waymark, 767.
· E. Div. - High Single, Men: F.
Tilden, 3 1 7 ; High Three: G. Thompson, 856.
F. Div. - High Single, Men: G .
Trotter, 348; High Three : V. Huckell,
810.
If you are not scared, then we expect
to he ar from you c/ o this magazine.
July, 1949 -
Tulv. 1949
~ B .C. CREDIT UNIONIST
League Hi-lights
•
•••
RIEFLY, the full board of direc·
tors meets as a complete unit afte1
the convention, elects officers, and disbands until the next year.
This year the group who met in Room
227 on June 18 had other plans. Prior
to the joint meeting in November all
directors will converge on Vancouver
to discuss the· broader 'isSLLes of the
movement.
Elected President, Jim Wall ace ;
V ice-President, F. Filgiano ; Second
Vice-President ·w as F. Humph~y pf
V ictoria.
the request of one of the American
leagues. Canada would like to put a
bust of Desjardins in the house, and
credit unions will be circularized on this.
Canadian credit unions were still young
when the fund was in operation before,
and were not able to contribute much
to it. Now the general feeling seems
to be that there should be something
Canadian about the house.
B
Convention Date
Special Meeting
July 4 saw the directors gathered
around the boardroom table for an extra
meeting. It was Mr. Wallace's first session in the chair, and he was greeted
with queries, "Is there going to be a
president's column?" As the person responsible for insisting that a president's
column be written last year, Mr. Wallace was not in a position to say nay.
T he editor leaned back and beamed.
Correspondence
T he Calgary Chapter of Credit Unions has writen inviting anyone interested
to attend the quarterly meeting of
CUNA, which will be held in Calgary
on August 11, 12. and 13.
This is the first meeting to be held
in Western Canada, and gives an opportuniy to meet those in charge of the
national bodies. Accommodation can be
arranged at either the Palliser or the
Y ork Hotel in Calgary.
Man'ager' s Report
I
J ack Burns has been travelling again,
this time with Gordon Smith of · the
Hamilton office of CUNA T ogelher
they visited Vernon, Penticton, Keremeos. By using a car they covered
territory in one day that would normally
take Jack three days to get over.
II
Prevent Forest Fires
BRITISH COLUMBIA FOREST SERVICE
C. 0. ORCHARD
Deputy M1"1\tf'r
DEPARTMENT OF LANDS AND FORESTS
With the percentage set-up called for
by the budget, a new system of bookkeeping must be used. As originator of
the system, Farley Dickinson will be
asked to set it up. A sweet revenge.
KENNEY
Union Bay, Hornby Island and Grand
Forks will all be visited by the manager m the coming months.
Committees
The Administrative Committee will
consist of J. Wallace, F . Filgiano, W .
Ramsell, ]. Chausse, ]. Burns and J.
Archibald. This seems a "J" committee, and should be so designated rather
than financial administrative.
From the confusion of an educational
director, and an ducational committee
last year, Mr. Wallace, advised by the
convention, appointed F. Figliano as
Co-ordinator of Education, to be assisted by F. G. Lucas. Mr. Filgiano's
duties will be to co-ordinate all the
various branches of educational work.
Organizing and Membership will be
handled again by A D . Baillie, who
hopes that his speakers' club wil be
working by fall. Pooling in F. Dickinson's hands; Publication in J . Gaunt's;
Publicly release in the office staff ;
Ways and Means under ]. Chausse.
Legislation will be handled by J . Wallace, J. Burns, F . Dickinson and R.
Robinson.
Committee on National
Housing and Mortgage is under W.
Ramsell and N . McLean; while bowling is under A D . Baillie.
Filene Fund
The Filene Fund to build Filene
house in Madison has been ·reopened at
Rose Marie Dress Shoppe
Mrs. E. A
HON . E. T
BJ1 JEAN ARCHIBALD
FADDEN, Prop.
n86 W . 4lst Ave.
KE. 2874
M.no\hr
Penticton 's heavy campaign to have
the 1950 convention in their fair city
having been heartily endorsed by delegates, all that remains is to set the date.
After consultation with 1949 calendars
(moving each day over one place) it
~as decided to hold the 1950 convention from June 21 to June 24, inclusive.
This should give treasurers time to
get home and balance their books for
the end of the month. If the end of the
month did not make an awkward time
for people to be away next year it would
have been an ideal time to hold the
convention from the 27th to the 30th,
but the idea is impractical, and has more
disadvantages than benefits.
Zone Meetings
Last year Canadian delegate·s to the
National meeting, unable to get any
Canadian business done between ses~
sions, felt that zone meetings would be
the answer to their problem.
For a number of reasons this fell
through. It was impossible for people
to attend. Floods, bad weather, snow,
ice all mitigated against them.
Formation of a Canadian Central is
foremost among plans of provincial Central Credit Unions. This would take
advantage of the seasonal availability
of money in one province and then another for use by the Centrals. Mr. Ramsell expressed it quite well, he said that
we cannot achieve our total aims unless
they are right across the country. The
matter of housing loans and farm loans
will also be discussed at these meetings.
Meetings will have to end earlier this
year than they have in other years. Living on a remote bus line, Mr. Wallace
either catches his late bus or is locked
out.
By 11 :30 the prospect was beginning
to look grim, the meeting was adjourned
hurriedly, and he rushed off with a sigh
of relief. Business completed, the bus
could be caught.
HALL AND NUNN FOR FURNITURE SEE PAGE 2
11
July, 1949 -
Schools Challenged to Discover
From Gay to Grave
Dynamic Philosophy
By JIM WALLACE
A. B. MacDONALD DELIVERS CONVOCATION ADDRESS
AT THOMAS MORE INSTITUTE
MONTREAL (CUC) "The
content and purpose of our curricula from
the elementary schools to the universities
have not been designed to build a safe
society," stated A . B. MacDonald, General Secretary of the Co-operative Union
of Canada, as he addressed the 1949
Annual Convocation of Thomas More
Institute for Adult Education held here
recently. "Education of the past and
today has featured shrewdness, adroitness, selfishness, the mind to take advantage of necessity, the will to trample
on the weak."
Actually our institutions could equip
their graduates for a moving, changing,
dynamic society, claimed the speaker.
CENTRAL LATE
NEWS
Last month when writing this column
I suggested that the Central had extra
funds and would be pleased to loan
them, but since then our position has
completely reversed. We would advise
all our members that if they have any
surplus funds in the banks please turn
them over to us, we will pay for them
and can put them to good use helping
certain other members to finance their
members and operations.
Our institution of term deposits has
met with very positive success. At this
time about 75 percent of the funds in
general deposit accounts has been transferred over, and our chequing accounts
outside of Vancouver are beginning to
really increase in number.. I expect to
have Prince Rupert Fishermen's Credit
Union and Lake View Credit Union
before the end of July, and North Peace
Credit Union at Fort St. John is starting
July I . We have opened accounts in
our name in each of the Government
Street branches of the three banks in
Victoria and are anticipating a very
complete participation there. The same
has be·en done in Rossland and Trail.
I expect to open accounts in each of
the three banks in New Westininster,
and would like to hear from the credit
unions there so that we could establish
the right branches.
- ----"Oo•- - - "The vocation of every man and
woman is to serve other people."
-Tolstoy.
To do so they must shape attitudes, develop tastes, and even impose ideas.
Such a course would involve the discovery of an integrated philosophy leading to unity of thought, a purpose and
a goal. Only through the impulse of an
active program can education become
alive and dynamic.
Referring to St. Francis Xavier U niversity at Antigonish, N.S., Mr. MacDonald stated that "through a diversified program of adult education and cooperative action, it has brought a great
measure of economic security, faith, and
hope in the future to the people of the
Maritimes."
In support of this claim the speaker
told the story of Morell, a rural community in Prince Edward Island which
has begun to assume possession and direction of its own resources through cooperative enterprise. The democratic processes are operative there, bringing a
sense of responsibility and pride.
Mr. MacDonald concluded his address with a strong call for positive social action. He urged every graduate
to be alert for opportunities to do his
share in "putting stop to economic evil."
Winners 1949
Convention Drawing
1st prize, No. 242, $250.00, A
\Villson, Electrical Workers; 2nd prize·
No 15 72, electric kettle, F. Carlisle,
P. and S.; 3rd prize, No 2111 , table
lamp, Margaret Hobson, Stry.; 4th
prize, No. 1278, electric pad, G. E.
Wray, C.P. Express; 5th prize, No.
8196, electric fan, Dairyland employees; 6th prize, No. 6292, electric lamp,
B. L. Tomlin, Murrayville; 7th prize,
No. 8106, electric toaster. Dairyland
employees ; 8th prize, N o. 8 3 7 4, $5. 00
bill, Mr. Predider, New Westminster ;
9th prize, No 7949, $5.00 bill, J.
Waugh, B.C.S.R.; 10th prize, No.
i254, $5.00 bill, Mrs. L. Keldsen,
3605 Renfrew ; 1 lth prize. N o. 2101 ,
$5.00 bill, A Hobson. 3135 Gravley
St.; 12th prize, No. I 066, $5.00 bill.
A M. Fridge, 860 E. 64th Ave.; 13th
prize. No. 7852 , cup and saucer, J. S.
North, 3287 W. 38th Ave.; 14th
prize, No. 712 . cup and saucer, G.
Fanning, 4 716 Angus Drive;
15th
prize, No. 2329, bill fold, W. Monk,
St. Helen's and B.C.S.R.
On isolated occasions when government administrative decorum be·comes
slightly awry, the result to persons who
are not too duly impressed with the
ponderosity of bureaucratic thinking, is
often humorous.
I will admit that to enjoy it thoroughly, a person should be slightly " Pixielated" and not too conventional, or as
the old saying goes, "You don't have
Lo be crazy but it helps."
Take the incident a few months ago
when the recipients of Family Allowances received their cheques in an envelope which bore the intriguing mailing
meter slogan
"Recreation Pays Dividends".
This breezy little statement which wa>
by the way advertising Pro Rec Week,
passed unnoticed in the majority of
homes. It was only those fortunate
enough to have a puckish outlook on
life that got a laugh.
The envelopes covering the second
mailng were devoid of this slogan, bearing mute testimony that the "faux pas"
has been discovered, and necessary action taken, togas readjusted and decorum reestablished. However, one should
be forgiven for wondering who in the
Departinent discovered this "ban mot."
I have an idea that it passed all unnoticed over mahogany desks until it
came as a ray of sunshine to the desk
of some Peter Pan indivirlual. who, although spending his working hours surrounded by directives and efficiency still
retained that attribute of the gods, a
sense of humor.
THE WAYS OF GOD
I mar vel at t he wavs of God,
For time and ti~e again
see Him paint such lovely clouds
Above such awkward men.
- E. B. White.
MAC'S
REFRIGERATION
SERVICE
Call FAirmont 8532
YOUR HEALTH
At this year's Annual Meeting, a
committee on health research and preventive medicine was established. This
committee will be a standing committee
and will insert a column in the magazine each month dealing with items of
interest to the members. These articles
will take the form of either information
regarding recent developments in the medical field, particularly the field of public
health, or information from the committee on its own research in improving the
service~ that may be rendered by the
C. U. and C. Health Services Society,
or information regarding personal health
and recreation, the identification of
symptoms and the prevention of disease.
This month it is intended merely to outline the report to the Convention which
received the endorsation of the delegates
present.
We are all concerned with the question of our own health but not too much
attention is paid to the general health
of the peoples of the world. T his is a
serious omission because the lowering of
the standard of health of the people in
general undoubtedly has an adverse effect on our personal health. To this end
the delegates agreed that the Society as
a whole should support the appeal of
the World Health Organization, a part
of the United Nations establishment, for
a minimum budget of $14,900,000 to
further its work in this field. Resolutions
CURTIS MOTORS LTD.
Dodge
aJ1d DeSoto Cars
Dodge Trucks
•
LEE CURTIS, M gr.
MArine 326'1
1105 Granville St.
Vancouver
to this end are to be forwarded to Dr.
Brock Chisholm of the World Health
Organization and to the Department of
Health and Welfare at Ottawa.
It is readily apparent that the prevention of illness is much more desired
than curative procedures, and to that end
the delegates agreed that efforts should
be made to have all Credit Unions and
Co-operatives petition the Government to
make substantial grants to further the
siudy of preventive medicine; to establish a continuing committee from among
the Credit Unions, the Co-operatives, the
B.C. Federation of Agriculture, to discuss. practical methods of positive preventive health programs; to establish a
group of key persons throughout the
movement who could be notified of times
and places of National Film Board
showings of films pertaining to health,
to induce all Credit Unions and Cooperatives to encourage their members
Lo participate in Pro-Rec and other recreational schemes because recreational
activities have a beneficial effect on their
health.
In order that the Credit Unions and
Co-opera tives may properly develop this
program, it was considered advisable
that health committees be set up on each
organization and that bulletins be printed
and provided to them for distribution to
the members. These bulletins will be
short, concise items designed to promote
more interest in general health.
In this, our first column, it is desired
only to outline the program for the ensuing year. We would appreciate any
comments from our readers and will endeavor
to bring you
information,
through the medium of this column, on
any items of health that may particularly
interest you. Please address your letters
to The Committee on Health Research
and Preventive Medicines, c-o C. U.
and C. Health Services, 96 E. Broadway, Vancouver, B.C.
McKay Private Nursing Home
Specializing In
CHRONIC -
Ammonia and Low Pr.essure
Sales • Service • Installation
814 W. BROADWAY
July, 1949
CONVALESCENT AND OLD AGE
AILMENTS
2690 McKAY
DE. _0152
H
16
C. U. &C. Insurance
Company
A
N interesting feature to the delegates
. attending the four days of conventions recently held in the Hotel Vancouver was a report made in the organization of the C U & C Health Services Society.
The insurance company has reached
the point now where a prospectus has
been drafted, and a copy will be sent
to all credit union treasurers and cooperative managers.
The prospectus contains an outline of
~he str.ucture of the company and the
Immediate plans for the raising of capital preparatory to commencing business.
The share capital is set at I 00,000
shares at a value of $5.00 each. Ten
thousand of these shares may be issued
as preferred shares.
Preferred shares
will have the right to the payment of
a dividend not to exceed 5 %.
The shares being offered at this time
will be sufficient to make a total subscription of $I 00,000.00, of which
$40,000 must be subscribed in cash.
This is the minimum amount required
before the company can start operations.
In order to purchase preferred shares
a person must subscribe for five ordinary shares.
In making application for shares,
$I .00 must be paid in cash for each
ordinary share subscription.
In the case of preferred shares it
is necessary to pay $2.50 in cash for
each share subscription.
These shares are being offered to
members of credit unions and co-operatives in British Columbia. Application
and receipt forms in connection with
the purchase of shares will be mailed
out with the prospectus around July 15.
After two months, or about September 15. a check-up will be made o f
the amounts of shares subscribed for
and the amount of cash collected. If it ·
is found necessary, the plans for selling
these shares will be revised in order to
make up any difference that remains between what has been subscribed and
the minimwn required to go into business.
Further information can always be
obtained by writing to the head office
at Broadway and Quebec in Vancouver.
Love-making hasn't changed in a
thousand years. They tell us t hat Greek
maidens used to sit and listen to a lyre
all evening, too.
B. C.
July, 1949 -
CONSUMERS COMBINING
ABC Society News
Those who have registered with the
Buying Club (ABC) as members will
receive their membership cards through
the mail by July 11, Monday, and can
consult the pages of this magazine for
any information connected with transactions through the club.
Here is a list of merchants with whom
arrangements have been made.
We have arrangements for ABC
members with the following firms:
(Our contract with these firms is
on a cash basis only.)
Garvin Appliances Ltd.,
132 East Br.o adway, Fair. 8632,
Household Appliances.
Clapps Shoe Stores,
Main at 7th Ave., Fair. 1508,
Commercial Drive at 2nd Ave.,
Hast. 0781.
Gordon 's Tire Service,
2636 Hastin gs East, Hast. 1294,
Everything in Tires-Accessories.
Regent Tailo.rs,
334 Hastings West, Pacific 8456,
Semi-Ready- Custom Tailors.
McCallum's Hardware Ltd.,
2337 Main St., Fair. 1218,
Radios-Elect. Appliances-Ranges.
Stua1·t's Photo Sservice,
3938 Main St.,
Cameras-Films- Movie Supplies
Blake & Wood,
6516 Robson St., Mar.ine 4041,
Distinctive clothes for men & ladies.
LeRoy Limited,
157 West Hastings, Marine 4036.
Jewellers and Opticians.
Dexter Hardware and Electric,
3365 Kingsway,- Dexter 2002,
Builders' Supplies, E lect. Appliances.
Clugston Hardware Ltd.,
9047 Hudson, Langara 0113,
Bapco Paints, Builders' Hardware,
G.E. Appliances.
Mitchell Bros. Ltd.,
Burrard at 4th Ave., Oherry 5177,
Plumbing, Heating, Oil Burners,
Appliances.
G. J acobsen (Jewcle1·-Wa.tch Maker ),
1196 Davie St., Marine 2015,
Watches-Diamonds- -J ewellery.
Garry Culhame,
326 Cordova St. West, Pacifi c 8546,
Tailored to Measure, Ready to Wear.
For the following firms orders must
be obtained through the office at 90
East Broadway, Fairmont 2441.
(Our contract with these firms 1s
on a cash basis only.)
B.C. Bedding Company,
992 Powell St., Hast. 5866,
Furniture, Mattresses, Chesterfields,
Beds, Rugs, Tile.
Ace Electl'ic Service Co. Ltd.,
144 East Cordova St., Tatlow 2023,
Electrical Appliances and Supplies.
Keith Plumbing and Heating,
2450 Keith Rd., N. Van., North 2391,
Plumbing - Heating.
Tryson & Son,
734 West 6th Ave., Fair. 3884,
Oil Burners.
Mack Trucks,
52 Granville Island, Pacific 7288,
T·rucks - Logging Equipment.
H . Brown,
2408 East Hth Ave., F raser 3317,
E lectrical Supplies.
Gosse Plumbing & Heating,
3180 East 45th Ave., Dexter 2562,
Plumbing and Heating Supplies.
Your directors are making every possible effort to streamline operations so
that members interests will be furthered
to the utmost, but it can readily be understood that in breaking new ground
in trading, as we are doing, it is felt
that to "make haste slowly" is a policy
that will have the best results in the
long run.
ECENTLY the Kelowna and District Consumers' Co-operative Association and the Lakes District Co-operative Association became affiliated with
the Co-operative Wholesale's Associated
Stores Deparment. A total of eighteen
stores throughout the province now use
the accounting and supervisory services
provided by this branch of the B.C.
Co-op Wholesale Society.
The Kelowna Co-op last year had
sales of $108,458.00 and operates one
of the most attractive food stores in the
City of Kelowna. This Association was
established in 194 7 through the action
of the Kelowna Growers' Exchange in
turning over its food business to the
growers and other residents in Kelowna
and district to operate as a straight consumer enterprise with membership open
to all.
Located in the beautiful country lying
south of Burns Lake, the Lakes District
Co-op has gradually built its turnover
from a very small beginning to a volume
last year which exceeded $50,000.00
It serves a community devoted mainly
to farming and the production of lumber.
Mr. Martin Loveng is Manager, and
has been with the organization from the
beginning.
R
When saving up for old age, be sure to
lay up a few pleasant thoughts.
To date some $7 ,500 worth of sales
have been put through, with corresponding benefits to those members taking
part.
Some people are in debt because they
spend what their friends thin kthey
make.-Coronet, Aug. '48.
MILK IS A PROTECTIVE FOOD
:~·
::-
~:-
Two thirds of promotion is "motion."
Oh, dark was the night, and darker their pli,ght
When our fathers fled to the sea;
But they rallied with might, and they ~hasked in the light
When they came to the land of the free,
Not the niggardly plot, not the menial cot
Nor the close met their moistening gaze,
But the broad rolling flood and the rich verdant sod
And the vista of infinite s.pace !
Oh, land of our sires, we list to thy call :
The good of each is the weal of all!
~-~~•oOo~~~-
E go tism-An anesthetic that Natur\"
gives to man to deaden the pain of being
a darn fool.-Reader's Digest, Aug. '48 .
Tis a just reprise, when the people rise,
Of their rights once more aware,
When they rest nowise, till thy raise to the .skies
A structure that all can share.
When their free hearts glow for the truth they know,
None their conquering strength can brave:
Not the rogue who would grow by his fellows' woe,
Nor the fiend who would all enslave!
~;.
~:·
George Adamkiewicz.
Antigonish, N.S.,
March 17, 1949.
Mt. Pleasant Undertaking Co.
LIMITED
Kin.g sway at 11th Avenue
There once was a bonnie Scotch laddie
Who said as he put on his plaidie:
'Tve just had a dish
O' unco guid fish."
What HAD he had? · had he had luddie?
:;.
Ullllllllllllll llllllllllllllllllllllll lllllllllllllllllllllllllllllllll[lllllilllllllll~lllllllllllilllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllillllllllllllllllllllllllllllllilllllllllllllllllllllllllllllllllllillllllllllllllllllllllllllllllllllllll
16
There was an old Fellow of Trinitv
Who solved the square root of Infi'ui ty ,
But it gave him such fidgets
To count up the digits,
He chucked Math and took ltp Di vin ity.
DEPEN!DABILITY
In a boom, prices soar. Large profits
are piled up, from wide margins and
from speculation. Many people are left
short of buying power to take their
share of the goods produced. Sooner or
later, this is reflected in lessened demand
through retail outlets. This falling off in
sales is the signal for a slump.
The cure for booms and busts is to
prevent extortionate prices and the piling
up of trading and speculative profits.
!his is the job at which we are working
m the co-operative movement. In connection with wise legislation to stop
speculative profits in land and other natural resources, it is a job we can accomplish by doing enough business cooperatively to serve as a regulator and
establish equity throughout the economic
system.-Nebraska Co-operator.
F Airmont 0058 • 0059
Credit Unionists!
KING.SWAY CLEANERS & DYERS LTD.
666
3729
2895
3827
is "lt"- that is, the beginning of the expected depression- we do not know, but
we strongly suspect it is. However, if we
should not enter a depression now, it
would not mean that a depression is not
coming.
The primary cause of depressions is the
inability of large numbers of people to
take the goods produced at the prices
asked. This is the result of profiteering
prices and the piling up of profits and
spectulative gains in the hands of a comparatively few. The wastes of war and
inflation of money and credit are cont~ibut~ng factors, but profiteering and
d1spanty are the primary cause of depressions.
Oh, land of our children, we list to thy call:
UNDER:STANDING -
the break in prices of
W HETHER
farm products and related products
Whether or not this is "it," a depression is bound to follow the boom we
have been having. The seed has been
sow_n: . Nothing can stop the reaping.
Po_hticrans are foolish to think that anyth~g can be done now, at this stage of
affairs, to stop a depression. Depressions
can be prevented, but cannot be stopped
when the economic stage has been set by
the effects of a boom.
·
Oh, land of our brothers, we list to thy call:
KINDLINESS -
· Debression Coming:'
Absorbing through taxes a large part
of the profits in a boom does not overco?1e the effect on buying power of high
~nces and profit-piling. Taking profits
rn _ taxes does not stop the soaring of
pnces or restore buying power to the
people.
For us not the chain that was severed in twain
When they broke with the baneful past:
With their feet on the plain and their backs to the main,
Men rated as men at last.
For his arm to lend to a man as a friend,
Each must know that it. profits him too
His will to bend to a common end,
Not to cringe to the selfish few!
-~~-·oOo~~~-
~:·
PHONE
FA. 1000
July, 1949
The March of the People
Mark Twain once wrote: "Let us endeavor so to live that when we die even
the undertaker will be sorry." That is
the spirit on which successful credit
unions are built.
Members can be assured that all is
being done that can possibly be done
in building on the soundeet possible
footing.
~lllllllllllllllllllllllllllllllllllll lllllllllllllll lll llllllillllllllllllllllllllllllllllllllllllllllilllllillllllllllllllllllllllllllllll!llllllllllllllllllllllllllllllllllllllllllllllillllllllllllllllllllllllllllllllllllllllllllllllllilllllllllllllllllllUUlllllllllllllllllllllllll
CREDIT UNIONIST -
Head Office: 1320 KINGSWAY, VANCOUVER, B.C.
Phone FA. 6688
BRANCHES
KINGSWAY ... ....... . ... . .. .... .... . . .. ... . .. .. . . . . .. . . . . . ..
KINGSWAY . . . .. . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . .. . . . . . . . . . . .
WEST 33rd AVENUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
EAST HASTINGS STREET .... . ...... . . . . . . .. . . . .. . ..... . .
17
Satisfaction guaranteed when
your shoes are '!"ebui!Jt by
FA.
DE.
KE.
GL.
4596
1684
4828
1247
CAMPELL BROS.
Shoe Renew
731 West Pender St.
PAc. 5914
I I
I I
July, 1949 -
BROADSIDES .:,~
By
T. A
SWITZER
~-<0,~~~~~~~~~~~,-<:::;~~~~~~~~~
Ir
seems incredible that the secretary this condition suggests that secretaries difference, procrastination, carelessness
of a credit union could hold that and treasurers acting in the dual posi- with this big brother apathy will soon
pos1t10n for almost six months and not tion of secretary-treasurer should, upon lull any program to sleep. We have still
receipt of correspondence, place it all to ·receive from forty to fifty credit
have heard about the league's monthly
before the directors at their first meet- unions, the three copies of the 1949
periodical "The Credit Unionist." Howing for their instructions and disposal. Constitution and RXJles, which should
ever, that seems to sum up the situation
This particularly applies to correspond- have been in my hands by February 1,
in one credit union, according to one
ence that requires administrative deci- 1949. To these delinquents I have
of the delegates to the convention. Un- s10n, or new business.
mailed a last appeal, pointing out that
less I miss my guess, all credit unions
their original rules have been repealed
have been canvassed to subscribe to this
Apath:y rs the Opiate to Democracy
as of June 1, 1949, according to Rule
publication. In a number of credit un89
of the revised rules, and that I am
ions they have gone so far as filing
These words are taken from a speech
with me an extraordinary resolution to given by our Attorney-General, the required now to report any further deassess their members each year enough Honorable Gordon S. Wismer, at the lay of these rules to the minister of this
to cover a full subscription for each first banquet held by your Credit Un- department.
member. Regardless of the value of the ion League in February, 1941. How
There are still twenty credit unions
credit unionist as an educational factor, well he understood human nature! Inwhich have not made the quarterly re-
....•
M
A Poet
ANY people complain that they see
no relationship between literature
and life, particularly between poetry and
life. Poetry, they say, is far removed
from life; it is written by men who live
in crystal towers, men who know nothing
of life because they are out of contact
with it.
•
in
Our Midst
(An interpretation b)} the Rev. G. L.
Kane, Professor of English al St. Francis Xavier Universit)}, of the poem for
co-operators wrillen by Dr. George Adamqiewicz.)
ficiently dignified to be poetic without
being violent. The metre of the poem
is predominantly anapaestic, that is, in
a group of three syllables the accent or
stress falls on the third.
When the:y came to the land of the
free.
This is one reason given by some
people, who consider themselve·s eminently practical, for refusing to read poetry.
"It isn' t practical," they say. Perhaps
such a charge may legitimately be made
about many poems, but certainly not
This metre is admirably suited to the
about all poems. Such a charge could
content of the poem, helping to suggest
never be made, for example, about "The
the forward march of the common man
March of the People," which has just
and making the poem readily adaptable
been written by Professor George Adam- to music.
kiewicz and which appears elsewhere
The poem has three stanzas, which
in this issue.
are designed to represent the three phases
"The March of the People" is a re- of time-past; present and future. In
markable piece of poetry both in form the first, the poet depicts the coming of
and in content. Each of its three stanzas our ancestors from other lands where
1s a double ballad stanza, the line of they lived under persecution and econfour feet alternating with one of three omic oppre·ssion, to this new land of freefeet. The additional technical device of dom and plenty. In the refrain the poet
internal rhyme in every second line of addresses the "land of our sires."
the poem enhances the music of the
The second stanza describes the new
verse. The language of the poem is suf- dignity that has come to men now that
18
••••
they "are rated as men at last." They
have learned to live and work together
for a common end: in a word, they
have learned the principles of co-operation. It is a far cry from the days of
economic slavery to this day of hope
in "this land of our brothers."
The last stanza is, in a sense, prophetic, though the present assures the future.
Men are on the threshold of a new era
of co-operative enterprises in a free and
abundant society. They are building a
new world in this land that will become
" the land of our children."
A musical setting is now being prepared for ''The March of the People,"
which should become the anthem of
people's movements everywhere. In composing the poem, Dr. Adamkiewicz has
done a genuine service to the common
man and given himself a measure of
longevity, if not immortality, for "The
March of the People" may well be sung
as long as the march of the people goes
forward. It is fitting that one from the
Old World should have so perfectly
captured and crystallized the spirit of
the New.
(The poem "March of the People"
will be found on page 17.)
July, 1949
port for March to me. Is it. poss~ble
that the directors of these credit umons
are aware of this, or did the treasurer
or secretary just mislay my letters requesting both the quarterly reports and
the rules? At your convention someone
proposed that copies of correspondence
should be sent to the president as well
as the treasurer of credit unions. This
will not correct a wrong system. It
merely creates extra unnecessary work
and expense. My first paragraph suggests both a system and a remedy to
handle correspondence.
Delinquent Loans
Credit Unions Act and Rules
As I mentioned earlier, many Credit
Unions have not sent in the I 949 copie'S
of the Rules under which they are privileged to operate. I may add that . to
date, Credit Unions are not ordermg
enough copies of the new Act and Rules
to supply even their officers. Some have
ordered the Rules but it is equally important that they have and know the
Credit Unions Act, and it is vitally important that the full membership should
understand their franchise, its privileges
and limitations. Many members do not
know whether officers may borrow from
their Credit Unions, or whether a member may borrow money for a business
enterprise or to build a home. Many
others do not know whether the directors
may charge less than one per cent per
month for loans. Others do not know
that dividends are not deposit interest or
that your Credit Union accepts deposits
and pays interest on them. Others do
not realize they can enter their children
as junior members in the Credit Uni.on
and receive (through the League affiliations) full insurance benefit.
I am getting a number of enqumes
for a definition of a delinquent loan.
If you will refer to Section 34 of the
Credit Unions Act, Subse'Ction 2 and
C lause ( d), you will find a statutory
definition. Then the enquiry asks "If
the directors excuse or extend payment,
is the loan still delinquent?" The answer is "Yes." The statutes under the
above section clearly say so. However,
th~ section also requires that you get
my authority to pay out dividends on
shares, patronage dividend, or remuneration from surplus to any servant, or to
A closer study of the Act and Rules
an educational fund where your delinquent loans exceed ten percent of will benefit you, your Credit Union, and
your outstanding loans. This gives me the whole Provincial Credit Union
an opportunlity to review the actual picture.
attention your officers are giving to
Reserve Fund
these delayed accounts, and where I find
that payments have been made and are
Section 34 of the Act requires you
being made other than for an excused
to set aside at least twenty per cent of
period, I may then approve the paythe net earnings of your Credit Union
ment of dividends, etc. I think you will
each year. At this period of our bus~
agree that this section of the act is
ness it would be well for all Credit
helping your officers collect slow acUnions to consider increasing the
counts. It is also a protective measure
amount set aside from yearly earnings.
for the savings of the members' money
A larger reserve fund would be a better
that is out on loan.
cushion against any reverses in the ~t
The enquiries I have had to date are
ure. Think it over. Your Act permits
from some of the outstanding credit
you
to increase your reserve fund up to
unions, which suggests that they are
twenty
percent of your share capital.
looking ahead as well as around.
,.
Limericks,
Hazy &Crazy
A certain young gourmet of Crediton
Took some pate de foie gr:is and spread
it on
A chocolate biscuit,
Then murmured " I'll risk it."
His tomb bears the date that he said it on.
-Rev. Charles lttge.
::-
~~-
:}
~:-
::-
Wallace
of
Vancouver
Federal
League President.
Pooling ot travel expenses adopted1.
C. U. & C. to enter insurance field.
Dominion Central supported.
::-
There was a young fellow of Perth,
Who was born on the day of his birth,
He was married, they say,
On his wife's wedding day,
And he died when he quitted this earth.
There was a fat canon of Durham,
Who trod on a cloister-bred wurrum,
Said he to the beadle
"Prepare the cathed'l,
And let us proceed to intcr'm."
;:-
):-
::-
Miss Minnie McFinney, of Butte,
Fed always, and only, on frutte.
Said she : "Let the coarse
Eat of beef and of horse,
I'm a peach, and that's all there is tutte."
::-
::·
:;..
There was a young person named Tate
Who went out to dine at 8 . 8,
But I will not relate
What that person named T:ite
And his tete-atete ate at 8.8 .
-Carolyn \Veils,
::-
There was a young man of Devizes,
Whose cars were of different sizes;
The one that was small
\Vas of no use at all,
But the other won several prizes.
::-
Prince Rup.ert wins League Trophy.
Jim
::·
As a beauty I am not a star,
There are others more handsome by far,
But my face-I don't mind it
For I am behind it.
It's the people in front get the jar.
::-
Convention Highlights
::-
A beautiful lady named Psyche
Ts loved by a fellow named Yche.
One thing about Y ch
The lady can't lych
ls his beard, which is dreadfully spyche.
new
There was an old person of Tring
Who, when somebody asked her to sing,
Replied, "Isn't it odd?
I can never tell God
Save the Weasel from Pop goes the King!"
::-
::·
~:-
I wish that my room had a floor,
I don't much care for a door,
But this walking around
Without touching the ground
Is getting to be quite a bore.
-Gellet Burgess.
19
I I
I I
July, 1949 -
Akording
to
Dere Boss.
T
HIS yere I manajed to get to the
annewal Kradit Onion convulsion
and I folowed owt yore instrictions to
the lettur. I snoopd arownd the convulsion horl and wotched the varius delicates in actiun in ordur that I mite hav
sumthing to riport in my colum this
munth abowt the subject of delicates in
actiun. Unfor.tewnately for yore aice
riportur I ran across severeal delicates
in actiun and the actiun thay werr contemplaiting scaired me or! the way down
to my big toe.
I'm Too Yung to Dye
One delicate with a vury feerce voice
tried to rowse the meating to a point
ware it wud take seveer actiun in rigard
to that pore armless caractur whom we
boath admire, me. Amongst other bittur
things he insinerated that my classicul
offalings were nothing butt trash and
drivvel. Anuther feerse delicate said that
the furst delicate wos insulting the uther
varietys of trash and drivel witch as
evry one knows is the basis of modurn
journelism. Things werr rapidly going
from bad to wurse wen my farey godmuther appeered on the seen just like
in the farey storey of Sinderella and the
Seven Dwarfs.
C. CREDIT UNIONIST
B. C. C REDIT UNIONIST -
July, 1949
~~::::::,.<~:::,...::;:~~><:::>-<:Y'Vo"v.<::><;:~~~><:::>-<::Y<::::>·~
c. u.
~
Archie
B.
c.
&
Read These Important Changes
E
fan male has cum from a laidy in the
My fairey godmuther was disgised as
moovment. Yew rimembur the laidy
a pritty yung delicate from Vancoover
dont yew boss~ It wud seam that the
Islland, and she sertinly tolled those
lojjical thing to doo is to transfur me
uther twoo delicates ware thay cud get
to the Laidies Collum. Mary Maharg
off. She spoke in sutch glowing turms
can be transfurred to this collum and
abowt my munthly masterpeeces that
she can chainge the titel to "Akkording
I blushed with embarrisment but oddly to Mary."
enuff I wos forced to agree with evrything she sed. Thare must be sumthing
The Show Must Co Onn
abowt my moddest yung boyish charm
On sekund thort I think I will carrey
that appeels to the fare seeks boss, be- on in my presunt spot boss. I doant
kors anuther membur of that vury same think I wud bee mutch of a success at
seeks Jeeped to her feat immediatly aftur dreeming up resipees for pies and pudmy farey godmuther sat down and she dings. Ennyway I did enjoy the conproseeded to say evun nicer things.
vulshion and I think I had bettur go
to the nekst one witch is going to be
Time for a Chainge
helled in Pentiction. I am going to spend
All this seams to indikate wun thing
or! of the nekst yere thinking up smart
mor that it indikates any uther thing
ansers to giv back to my feerce criticks
boss. My publick so far is maid up enso thay wont be able to say that I am
tirely of the previously mentiuned fare
hideing behined a womans skurts.
seeks. Yew will recorl that my fan male
so far has come entirely from laidies in
Gudbuy for now boss,
the Kradit Onion moovement. Maybe
Yore feerless riportur,
ii wud bee moor honnest to say that my
AR'CHIE.
20
~
a member falling in arrears in his dues
payments, it is planned to adjust all
memberships so that they will commence
at the beginning of a month. In this
respect each person whose membership
commences in the middle of a month
will be billed a small amount to make
this adjustment effective at the beginning
of the following month.
Automatically a billing will go out to
all 'those persons whose instalments are
due the first day of the following month,
giving them ten days' notice of their
position. The system will commence with
the payments due the first day of September. If, after the required period of
grace has expired, no money has been
received, the member will get a second
notice to inform him his policy has
lapsed. Members making the payments
through the credit union treasurer should
make sure the money is sent to the office of the C U & C before the expiry
date in order to ensure continuity of
coverage.
Changes were made in the benefits
being provided and will come into effect when the approval of the College
of Physicians and Surgeons is finally
granted. This approval is expected in
the near future. All members will be
notified of these changes and the effective date as soon as it has been ag. eed
upon. These changes are an expansion
of some of the services now being granted
and will include specialist services, diagnostic, X-ray, and maternity benefits.
The strength of the society grows with
each sound new member it acquires.
What we need to-day is more and more
new memben. The present members can
help by interesting their friends and
neighbors in joining the society. If anyone has any ideas we can use to promote
the society, we will appreciate having
them.
When credit unions or co-operatives
can set up insurance committees on their
own initiative, this should be done.
Contacts will be made with all credit
unions and co-operatives in the Lower
Mainland in the next few months to
set up such committees as a means to
promote and build the society.
We will be glad to hear from any
credit union or co-operative who is willing to make a start. It is not necessary
lo wait until we come to you. You can
make the first move by coming to us.
- - - -- -oOo----- Y esterday is a cancelled check-tomorrow is a promissory note-today is
ready cash ; spend it prudently.
ACH year the annual meeting provides the opportunity for the delegates and the directors to discuss the
problems that are facing the society.
Also to make plans for its future development.
At the annual meeting held recently
these discussion resulted in a number of
changes in the by-laws of the society.
It was necessary to find a solution to
the many problems of members getting
in arrears in their dues payments, and
the subsequent receipt of claims which
might have occurred during the period
the membership had lapsed.
Additions were made to Article 8
of the by-laws to meet this situation.
Persons whose memberships have lapsed
and are in arrears with their payments
for a period of thirty days or less, may
reinstate themselves and their dependents
by paying the arrears and current dues.
When the membership has lapsed for
a period greater than thirty days, it
wit be necessary for the member to
obtain a certificate of health for himself
and his dependents, in addition to the
payment of arrears and current dues
in order to be reinstated. Otherwise he
may join as a new member.
T he society will not be liable for
claims arising out of an accident or
illness occurring during the period m
which the member was in arrears, irrespective of the date when it is treated.
In order to overcome the danger of
Saived by the Belles
Notes
Credit Union National
Meeting at Houston, Texas
By JACK BURNS
May, 1949
The meeting this year opened with
elaborate ceremony with Bill Ramsell
carrying the American flag and Andy
Andrews of F lorida carrying the Canadi an flag. A girls' drum and bugle
band and a Texas group headed by the
State flag bearer all dressed in cowboy
and cowgirl outfits took part. Following
an appropriate solo, the singing of the
American Anthem and God Save the
King, we settled down to business.
The Managing Directors' Reporr
showed 872 new credit unions formed
during the year with a total of 12, 121
now operating in the United States and
Canada.
N ational dues amounted to $119,755,
the largest amount ever received by the
Association. For the first time since
1938 the National Association has acquired a surplus amounting to $19,5 38.
At the present time 57 League·s are
part of the National Association.
D ues for the year 1950 were again
set at six and one-half cents per member on a substitute motion by Bill Ramsell, who intimated that he would approve an increase provided management
came in with a concrete plan for expenditures. Personally, I feel that should
a plan he submitted calling for increased
dues by any means, it wi!l be defeated
by the National Directors. The natural
growth of the movement should take care
of, and a llow for an ever-increasing budget. I hardly expect that the Leagues
will, as a whole, ever be able to afford
more than the present dues.
Filene House will be under way by
July, and this should make it possib!e
for our insurance company to obtam
the much needed space it requires. At
the present time the National and its
..lffiliates are housed in veTy cramped
quarters with no possibility of even renting additional space.
The field staff will be increased by
one man immediately, and possibly by
another in the fall. This will make it
possible to locate one field man in each
of the seven districts.
A resolution calling for the setting up
of our own insurance company to handle
bonding and automobile insurance was
approved. A resolution callin~ for th:
setting up of a company to give deposit
in~urance to credit unions was defeated .
l ·he feeling was that on the one hand
the credit unions are trying to lower
reserves from 20 to 10 percent, and on
the other some are calling for increased
security for the depositors. Therefore,
until there is a more pronounced need
for additional security for depositors,
nothing should be done.
This year, for the first time. the meeting gave full recognition to the Managing Directors' Association. They a~r~ed
that the managing directors, after s1ttmg
for a full week and giving complet_e
study to problems. were in a bet.ter position to bring in recommendations. In
fact they approved without discussion
all of our resolutions including one we
ourselves rejected. This was drawn to
the attention of the Board and it immediately rescinded the motion and reiected it.
· It is most interesting to see the sincere
way the Managing Directors applied
themselves to various problems presented
during their week-long confere1~c.e. The
Nationa l Board is, in my opm1on, on
safe ground approving any actions called
for by this group.
John Eidam, a cooperative law~er,
was elected president by acclamation.
Harold Moses was elected secretary, by
a narrow margin over C. F. Pratt of
California. Marion Gregory was elected
treasurer, edging out Bill Mallard by
a wide margin. At the Executive meeting
following, Art Dunken was elected first
vice-president. The Executive Committee
elected is: W. A. Dunken, H. M .
Cawley, E. Christoph, W. ]. Cyr, Paul
Deaton, H. B. Yates and ]. W. Burns.
On the whole the meeting was very
harmonious-so much so, in fact, that
it leaves little to report. However, the
Canadian delegates present were of the
opinion that now that the Filene Fund
is re-opened, we should do something
toward it. At the time the fund was
raised many of the credit unions in Canada were in no position to contribute to
it. This is not the case today, and I
think that some effort should be made
to raise a reasonable sum of money for
the making of Filene House a really
international endeavor.
The POP Program was not the financial success that was expected, but is
i<oing to be continued in some modified
form.
On behalf of Bill Ramsell and myself I should like to thank you for the
opportunity of representing British Columbia at the National Meetings. We
have done ~II in our power to carry out
properly our assignments and have ~ade
B.C. a recognized section of the mternational picture.
N . H. McDIARMID
PATENT ATTORNEY
Rogers Bldg.
fiOl
PAc. '6721
'lllll!'lllllllllllllllllllllllllllllUlllllllllllllllllllllllllllllllllllllllllllHllllllllllllllllllllllllllllHll!lllllllllllllHlllllnl
RIC~ARDSON
JARMAN
LIMITED
Fashion-Cra.ft
Clothes
Ready for Wearing or Tailored
to Individual Measurement
()23
MArine 4637
Gra.nvllle
Vancouver
~II Ill 11111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111
"Your Credit Union Insurers"
Your Credit Union and you1· League labo1·ed fo r ·a
long period of time to obtain fo1· you a special rate
of fire insurnnce, and that other classes be extended
t o you at the minimum cost.
Remember the replacement value of your home
today is far in excess of the original purchase price
or when you built it. Avail yourself Qf the saving
NOW.
CHRIS.TIE AGENCIES LTD.
Fire -
Automobile -
Floaters -
Life -
Real Estate
611 - 614 Yorkshire Building, 525 Seymour Street
MArine 2188 - 2189
Vancouver, B.C.
21
I I
I
t
B . C. CREDIT UNIONIST
July, 1949 -
CUNAGRAM~
F ROM-The Canadian Branch of
CUNA, Representing the C redit Union
Leagues of Alberta, British Columbia,
Manitoba, New Brunswick, Nova Scotia, Ontario, Prince Edward Island,
Quebec, Newfoundland, Saskatchewan.
438 · L ister Building,
Hamilton, Ontario.
June 1. 1949.
In order that you are informed at all
times, and in a position to help out in
advising credit unions in your province,
we are attaching . hereto copies of a letter addressed to credit unions carrying
Life Savings Insurance Contracts with
REGENT
TAILORS
FOR GOOD
UNION MADE CLOTHES
POPULAR PRICES
Cuna M utual Insurance Society.
In addition you will find reply postal
card and copy of the certificate referred
to in the correspondence.
You may be aware that the insurance
laws were amended requiring that certificates were to be issued to all persons
covered under .group life insurance contracts, other than borrower's insurance.
A tremendous amount of advertising
for the credit union is sure to result from
these certificates.
Therefore, I am requesting that you
a~sist us by informing treasurers and
secretaries of credit unions of the importance of complying with the insura11ce laws of Canada.
Cuna Supply Cooperative have completed a rrangements to purchase direct
fr om manufacturers, C una calendar
banks, and now have full stock of thi s
it em that has been so popula·r with
Canadian credit unions and their members. Price $1 .95 plus postage.
Yours sincerely,
GORDON SMITH.
Ready-Made or Tailored-to-Measure
A. ll).rge st ock of Blue Serge
_ on hand at all time11
324 W . Hqstings St.
PAcific. 8456
The Certificate
During the year 1948 the Insurance
Act in your province was amended to
provide for issuance of certificates to all
E. J. FRIDLIEFSON, N.D.
NATUROPATIIlC PHYSICIAN
Heart Function and Sirculatio.n Test
Hours: 9:30 to 5:00 and by Appointment
603 W. Hastings St.
Office: PA. 9713
Res. FA. 1679-R
HEATING ancl HOME APPLIANCES
e
e
e
e
e
e
e
e
e
e
e
ASSURED' on. SUPPLY
Oil Ranges, H eater s, Range Oil Bw·ners
Oil Floor Furnaces.
Booker Self-Feed Coal Furnaces
All Sizes Cast and Steel Furnaces (installed)
Air Conditioning Units, Coa/ Stokers ( ~nstalled)
Fm·nace Oil Bm·ners and Units
Stewa1·t-Wa1mer Radios
Gas and Electric Wate1· Heaters (installed)
Ice and Electric Refrigerators
Electric and Gas Ranges
Washers, Ironers, Vacuum Cleaners
Free If.eating Estimates, O/d or New Homes
132 E. Broadway
BARRETT
ROOFING
since 1854!
ASPHALT SHINGLES
I NSULATED Brick Type SIDING
f or eve1·y type of home
Heat ing and AApliance Division, Garvin I ce and Fuel Oo. Ltd.
Attractive Designs and Colors
Free E stimat es
Easy Terms
Penhold Roofing Co. Ltd.
604 H omer St.
M A. 2049
22
INSULATION
between the woTld and t h e weather
FA. 7758
CONVENIENT CREDIT TERMS
ance.''
Very truly yours,
GORDON SMITH.
Branch Manager.
GARVIN . APPLIANCES LTD.
FA. 8632
persons covered under a group insuran
contract. In effect this makes it mand~~
tory upon the CUNA Mutual lnsuranc
S~ciety to . furnis~ every credit unio~
usmg our Life Savmgs Insurance in your
~rovince with in?ividual certificates of
msurance to be given to the credit union
members.
A form of certificate as above has
been drafted which will meet the requirements of this Insurance Act. One
of these certificates should be completed
and given to each member of your
credit union who is presently insured
under the Life Savings plan and one
should be issued for each new member
if he is eligible for the insurance. The
information to be filled in by the credit
union treasurer has been kept to a minim um and I do not believe the issuance
of these certificates will prove to be a
burden.
We want to be very sure that all
credit unions which utilize our Life Savings insurance do receive these certificates
and do use them in accordance with the
amended Insurance Act. T his is of the
utmost importance if the C una Mutual
Insurance Society is to continue this
very worthwhi le insurance for your credit
union and the other credit unions in your
province. The certificates are in addition a good advertising medium for your
credit union- in other words, your members will be more conscious of their
credit union and the services it offers
when they have in their possession the
Life Savings certificate as physical evidence of one of those services.
I am enclosing a return postcard with
the request that you indicate ther--on
the approximate number of certificates
you will require for your present membership plus estimated new members for
about a year ; then return the postcard
to us and we will send a supply of the
certificates to you immediately.
For your information, individual certifi cates are not required under your
Loan protection contract, which is classified as "Creditor's Group Life Insur-
MA. 6620
B. C. CREDIT UNION IST -
July, 1949
UN ACUSTOMED
AS I AM
W ant to be a public speaker? Want
to be able to explain to the boss that
you would like a raise or maybe a little
promotion?
Then just read on , and
when you beard the boss in his office
you will have all the vigor of a C hurchi ll, the poise of a Chesterfield ( not the
cigarette) and the forceful arg uments
of a criminal lawyer.
The B.C. Credit Union League is
starling a . public speaking class and is
looking for members. A s part of the
educational program it is proposed to
start this class to fi II the ranks of the
good fo lks that have in the past carried
the burden of speaking at meetings of
the newer organizations, annual meetings
and wherever a speaker on Credit U nionism is needed. You will be trained by a
full y qualified teacher and in the process
will be instructed on cre·d it unionism.
T he classes will start some time in
September and the idea of this little preliminary notice is to try and get as many
names of interested persons as possible
so that arrangements may be made for
accommodation, etc. If you are interested (and who hasn't at some time or
another wished he could get up with the
poise and "savoir faire" to make himself heard ) send your name in to the
League office. We can assure you that
il will be lots of fun and you will be
surprised at the benefits that will accrue
through added confidence.
It is hoped that in the next issue of
the C redit Unionist the plan will have
progressed sufficiently to maybe let you
know who the teacher will be and the
dates of the classes.
We'll move a trlmk
to
a truck load.
WE'LL HAUL IT!
. . . call •• .
Central
Notes
Well, our fifth annual meeting has
come and gone- one works hard and
collects all the information and statistics
that mi ght be required for the meeting
and then finds that only a small amount
is required , and some of the items one
worries about most do not present any
problem at all. We all had the fe eling
that the meeting was highly successful
but not exciting. All the d elegates seemed interested and attentive and quite in
accord with the operations during the
past year, and interested in the future
plans. In fact, the committee work between 11 o' clock and 2 p.m. showed
that the delegates were giving serious
thought to the work whether they were
on a committee that really interested
them or not.
HAst. 0920
829 Powell St.
Vancouver
••
Stop and look both ways
and save a life,
Maybe Your Own!.
The changes the Resolutions Committee suggested a nd their e11dorsement or
otherwise of the various resolutions were
completely in accord with the thinking
of the officers. T he problems brought
out by the C hequing Committee and
their desire to have information on, and
to participate in solving the . problems
in the secondary service indicate a positive desire to get this service established
as soon as possible. I was very pleased
to have a mandate from the committee
on the establishment of a N ational Central Credit Union to proceed with this
work, and to have the mandate endorsed
by the meeting. The work of the Mortgage and Housing Committee will be
advanced with the hope of some .direct
results before Christmas and, of course,
BILL COUPER
·724 Seymour St.
P Acific 2723
Ullllllllllllllllllllllllllllllllllllllllllllllilllllllllllllllllllll!lllllllllllllllllllllllllllllllllllllllllllllllllll!llllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllilllllllllililllllllllllllllllillllllllllllllllllllllllllllllllllllllllllllllllllllll/ll/I
LISTEN TO
'' Chapel Chimes''
A Program of Organ, Violin and Harp Music Ever}} Evening
at !0:45 p.m. from CKWX
• bJJ • • •
HARRON BROS. LTD.
FUNERAL
BOWMAN
STORAGE lTD.
the Pooling Committee showed the advantage of such an arrangement, particularly when one considers the problem of next year's . convention at Penticton.
A t the board meetin.g following the
ceneral meeting, Lindsay M9rrison was
again elected as president, and Farley
D ickinson was elected vice-president,
with Miss C. Hunt~r as secret a ry.
DIRECTORS
"CHAPEL OF CHIM E S"
122 West 6th Street
North Vancouver, B.C.
North 134
55 East 10th Avenue
Vancouver, B.C.
FAir. 0134
ROYAL OAK CHAPEL
Kingsway at Royal Oak
DExter 331ol
llllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllilllllllllllilllllllillllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllll!lllllllllllllllllllllllllllllllllllllllllllllllllllllllB
23
July, 1949 -
Ullllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllilllllllllllllllllllllllllllillllllllllllllllllllllllllllllllllllllllllllltllllllllllllllllltllllltlltlltlltlllllllllllllltllllllllllllllllllllllllllllllllllllllllilllllllllllllllllllttilllllllltlllllllllllltllllllll.
Cuna Calendars
Phone FAirmont 6712
Every credit union on the continent
received a Cuna calendar for 1949, and
it proved so popular that many demands
for extra copies have been made. These
requests, however, could not be satisfied for the simple reason that extra
copies did not exist.
Calendars in any number must be
ordered far in advance of actual receipt, and to avoid disappointment in
1950, orders are being taken now, and
must be in to Cuna at Madison before
August I, 1949. Only by observing
this deadline can CUs get all the calendars they want for 1950.
It is now up to each CU to decide
how many calendars they want, and
then to inform Cuna so that enough
copies can be printed to meet the demand.
The prices are: I 00-$3 7, or 3 7c
each; 200-$68. 10; 300- $99.10;
while 1,000 c a I e n d a r s will cost
3924 FRASER A VE.
CHROME SPECIALTIES
Chrome Furniture
Upholstering
MADE TO ORDER
Your Choice M alerial, Designs and Color
Courtesy Discount to Credit Union Members
Ull llllllllllll lll llllll lll l:Klllll lltllllll lllll/lllltllllllllllllllll lllllllllll llllllll!lll llllilll!lllllllllllllllllllllll ~lllllllllll:l lllllllll lllllll!l lltllll/llll lll lllllllll lll lll lll lll lll illlllliilll/11 111111 1/lllltlllll lllllltllllllllllllllllllilllllll/lllllllltlllllllllllu
For Your Office Needs
•
0
•
Barometers
Thermometers
H umidiguides
•
•
•
Microscopes
Chemistry Sets
Students'
Drawing Sets
•
G
Slide Rules
Fountain Pen &
Pencil Sets
Clarke & Stuart Co. Ltd.
Stationers
550 Seymour St.
and
Printers
P Acific 7311
Vancouver, B.C.
$316.30.
There is a credit union verse for each
month, and this appeals to both young
~nd old. To avoid disappointment, act
quickly. A word to the wise. . ..
BEAR CAT TRACTOR
---- oOo·~---
Save time a.nd money with the Bear Cat.
2 1/3 h.p. Briggs & Stratton motor, Pa1ts
readily available eve1·ywhere.
TiJoes
5.50x16. Handles 8" plow. Power takeoff. In stock.
The next time scientists discover one
of those comets too small to be seen with
the naked eye we suggest they name it
"Budget Surplus'.'
See us for demonstration
Ceperley
Rounsfell &
Company
Milorganite organic fertilizer will do
wonders for your la:wn and garden.
We seJ! Bacon hand wheel cultivators.
Call, Prone or Write
•
•
846 WEST HASTINGS ST.
Willa rd Equipment
INSURANCE
and INVESTMENTS
MA. 3231
860 Beach Ave.
... ...... ,.,................................................
... ...
... ... ... ... ... .... ...
VANCOUVER, B.C.
~......
Vancouver, B.C.
... ....................................... . .
... ... ... ... .............,,,........,.,,.,.""'........,..............,.,,.,,....,..,,
~......
CRIST ALL'S LIMITED
McCALLUM'S
HARDWARE
HARDWARE ELEOTRICAL APPLIANCES
ELECTRIC SUPPLIES
PENDER at RICHARDS
•• •••••• - • • • • • - ••
LIMITED
V A.i.VCOUVER, B .C.
....................,.......""".................,.....................
- .........,.........................,................................,................,.......>V""...
~-
A Complete Hardware Se1·vice
Radio - Electrical Appliances
Oil Burners
FAir. 1218
CE. 9717
•
FOURTH AVE. HEATING & PLUMBING
COMPANY
2337 Main Street (At Kingsway)
A. C. (Arnie) MILLER, Manager
24
2008 West 4th Ave.

July 1949

Transcription

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