07 management

Annual Report 2006
MANAGEMENT
07 MANAGEMENT
AN EXPERIENCED AND
PROFESSIONAL MANAGEMENT
STRUCTURE, COMMITTED TO
REVISING AND GUIDING THE
STRATEGIC PLANS IN ORDER
TO ACHIEVE CORPORATE
OBJECTIVES.
Lionel Olavarría Leyton
General Manager
Humberto Béjares Jara
Manager, Adviser to the Chairman
General Manager
Andrés Atala Hanna
Manager, Risk Adviser
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Annual Report 2006
MANAGEMENT
José Concha Ureta
Chief Executive Officer
Banco Nova de Bci
Pedro Balla Friedmann
Graciela Durán Vidal
Senior Counsel
Marcela Bravo Puldain
Manager
Comunications and
Entrepreneurial Social
Responsibility
Manager, Controller
Nicolás Dibán Soto
Manager, Corporate Risk
Mario Gaete Hörmann
Manager, Support Areas
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Annual Report 2006
MANAGEMENT
Mario Gómez Dubravcic
Ricardo Victorero
Castaño
Manager, Commercial
Area & Subsidiaries
Manager, Business
Development
Pablo Jullian Grohnert
Abraham Romero
Pequeño
Manager, Personnel
Management
Manager, Retail Banking
Eugenio Von Chrismar
Carvajal
Manager, Finance &
International
Adolfo García-Huidobro
Ochagavía
Manager, Marketing
Eduardo Paulsen Illanes
Manager, Bci Innovation
and Corporate Programs
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Annual Report 2006
MANAGEMENT
COMERCIAL AND BRANCHES MANAGEMENT
MARKETING MANAGEMENT
Mario Gómez Dubravcic
Division Manager
Adolfo García-Huidobro Ochagavía
Division Manager
Fernán Barrios Larrañaga
Patricio Canales Lardiez
Juan Adolfo Chomalí Garib
Cristián Del Río Godoy
José Luis Figueras Sepúlveda
Francisco Goycoolea Brucher
Alvaro Guzmán Mussre
Antonio Le Feuvre Vergara
Francisco López Alonso
Claudio Martínez de la Harpe
Francisco Nilo Concha
Víctor Salinas Flores
Manager, Leasing Division
Manager, Real Estate Banking
Corporate Platform Manager
Corporate Platform Manager
Corporate Platform Manager
Leasing Business Platform Manager
Manager, Electronic Banking
Corporate & Real Estate Banking Manager
Business Development Manager
Manager, Medium & Large Companies Banking
Sales Manager, Business Banking
Corporate Platform Manager
Rodrigo Corces Barja
Ignacio Echeverría Saldes
Christian Meyer González
María Inés Nilo Guerrero
Bárbara Schwerter Eckholt
Manager, Segments
Manager, Corporate Image & Subsidiaries
Manager, Mortgages
Manager, Products
Manager, Payment Means
RETAIL BANKING MANAGEMENT
Abraham Romero Pequeño
Division Manager
Sandro Araya Molina
Santiago Castillo Flores
Marcos Castro Vega
Jaime Donoso Schulbach
María Francisca Errázuriz Correa
Luis Felipe Hirane Sarkis
Fernando Iturbe Guzmán
Héctor Rosales Huerta
Eduardo Valenzuela Vaillant
Manager, Individuals Internet Channel
Manager, Regional Businesses Segment
Manager, Business Banking
Manager, Metropolitan Region Businesses Segment
Manager, Preferential Banking
Commercial Manager, Retail Banking
Manager, Agreements & Alliances
Manager, TBanc
Manager, Tele Channel
FINANCE AND INTERNATIONAL MANAGEMENT
Eugenio Von Chrismar Carvajal
Jorge Barrenechea Parra
José Luis De La Rosa Muñoz
Santiago Edwards Morice
Ricardo Gabler Zúñiga
Marian Lingsch Wunsch
Alberto Potin Olazarri
Gerardo Spoerer Hurtado
Division Manager
Gerente, Balance Sheet
Manager, Financial Performance
Manager, Foreign Currencies
Manager, International Division
Manager, International Relations
Manager, Investments
Manager, Distribution
CORPORATE RISK MANAGEMENT
.1955
Nicolás Dibán Soto
Division Manager
Manuel Alfero Ghio
David Becker Schatán
Pablo Castillo Lagarrigue
Pablo Cousiño Espinoza
Fernando Díaz Maturana
Horacio Eyzaguirre Johnston
Fernando Henríquez González
Rodrigo Junco Figueroa
Eduardo Phillips Angulo
Juan Pablo Risco Ríos
Mario Sarrat González
Manuel Tapia Salazar
Patricio Trincado Sabaj
Manager, Corporate Loan Management
Manager, Operational Risk
Manager, Corporate Loan Management
Manager, Technological Innovation
Manager, Corporate Loan Management
Manager, Portfolio Follow-up & Control
Manager, Corporate Loan Management
Manager, Special Accounts Banking
Manager, Corporate Loan Management
Manager, Market Risk
Manager, Retail Banking Loans
Manager, Risk Analysis & Management
Regional Risk Manager
SUPPORT AREAS MANAGEMENT
Mario Gaete Hörmann
Division Manager
Rafael Casanova San Juan
Patricio Clavijo Gatica Francisco Corral Quevedo
Danilo González Asensio
William Johnson Gazzari
Osvaldo Lastra Acuña
Patricio Mardones Celis
Iván Miqueles León
Voltaire Opazo Ibáñez
Ricardo Ramírez Maldini
Arturo Ravanal Urzúa
Manager, Central Services
Manager, Personnel Administration & Productivity
Manager, Branches
Manager, Technological Architecture
Manager, Sales Support
Manager, Banking & Channels Management Control
Manager, Productivity & Investments
Manager, Credit & Collateral Processing
Manager, Safety
Manager, Multi-Channel Back Office
Manager, Leasing Operations
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Annual Report 2006
MANAGEMENT
Patricio Salinas Gutiérrez
Eduardo Schalchli Pinto
Jorge Silva Meza
Eduardo Uchida Silva
Fernando Vallejos Vásquez
Patricio Vio Boisset
Manager, Centralized Operations
Manager, Corporate Datawarehouse
Manager, Central Office
Manager, Systems Development & Maintenance
Manager, Analytical Accounting
Manager, Performance Control
PERSONNEL MANAGEMENT
BUSINESS DEVELOPMENT
Ricardo Victorero Castaño
Division Manager
Andrés Irarrázabal Ureta
Manager, Business Development
COMMUNICATIONS AND CORPORATE SOCIAL RESPONSIBILITY
Pablo Jullian Grohnert
Division Manager
Andrea Barría Muñoz
Guillermo Gallardo Labra Alfred Haindl Ramírez
Patricio Silva Palacios
Manager, Organizational Development & Learning
Manager, Labor Relations
Manager, Selection, Compensations & Processes
Manager, Personnel Development
INNOVATIO AND BCI CORPORATE PROGRAMS MANAGEMENT
Eduardo Paulsen Illanes
Division Manager
José Manuel Izquierdo Correa
Eduardo Uchida Silva
Rodrigo Vélez Sainte-Marie
Manager, Processes
Manager, Bci 2010
Manager, Customer Relations Administration
Marcela Bravo Puldain
Manager
BANCO NOVA OF BCI
José Concha Ureta Division Manager
Carlos Andonaegui Elton Marcelo Labbé del Río Pedro Tapia Guzmán Manager, Legal
Manager, Planning & Performance
Manager, Operations
Gonzalo Terminel Krebs Mauricio Zárate González Gerardo Zegers Domínguez Manager, Human Resources Manager, Commercial & Branches Manager, Loans
CONTROLLER’S DIVISION
Graciela Durán Vidal
Division Manager
Renato Blaskovic Aravena
María Ximena Kutscher Taiba
Manager, Technological Risk Audit
Manager, Processes Audit
LEGAL COUNSEL
Pedro Balla Friedmann
Senior Legal Counsel
Julio Blanco Baeza
Fernando Carmash Cassis
Arturo Prado Puga
Manager, Compliance
Manager, Legal Acts & Contracts
Manager, Judicial Area
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Annual Report 2006
MANAGEMENT
Managerial Committees
Operational Risk Committee
The most important executive level in Bci is made up of the managers reporting to
the chief executive officer, meeting in committees to revise business progress and
orient the strategic plans to achieve the corporate objectives, under the direction of the
policies adopted by the board.
Ensures the continuity of the operational risk management model and determines the
action plans for reducing the risk.
The following is a brief summary of the main management committees that are usually
headed by the chief executive officer:
Guides the technological strategy for the functioning of the Bci Corporation over the
next three years.
Management Direction Committee
Asset Laundering Committee
Defines the corporate guidelines and policies both for commercial or business
development and their proper functioning.
Meets an essentially regulatory function, setting the necessary complementary policies
for preventing asset laundering.
Strategic Planning Committee
Ethics Committee
Defines the position the Bank will occupy in the next three years and determines the
strategy to follow to achieve that position.
Ensures compliance with conduct principles that should be followed by staff of the Bci
companies.
Assets and Liabilities Committee
Personnel Management Committee
Analyzes and manages the financial structure of the balance sheet, planning the
direction and control of flows, matches and financial positions, liquidity, and the
consolidated cost and yield of the flows.
Sets policies and strategies for managing the staff and the processes of selection,
development, compensations, skills, succession, etc.
Prices Committee
.1950
Defines and controls the pricing and discounts policy of all the financial products and
services offered by the Bci Corporation.
Technology Committee
Processes Council
Examined mainly the critical operating processes that should be re-designed.
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Annual Report 2006
1955
“WE HAVE WORKED FOR MANY YEARS WITH BCI AND RELATIONS HAVE
ALWAYS BEEN VERY GOOD. THIS ALL BEGAN BECAUSE MY FATHER, MOHAMED
ALI DAIRE, ALWAYS HAD A CLOSE AND WARM RELATIONSHIP WITH THE BANK”.
70 years
being part of the lives
of its customers
In 1930, in order to obtain better opportunities in life, Mohamed Ali Daire left his native land of Syria and reached the port of
Coquimbo to reunite with part of his family that was installed in La Serena. Although still not 18 years old, not knowing the language
and having no capital, he decided to find a place in the commerce of the area. It was thus that, over a time of adversity aggravated by
the economic crisis of 1932, he continued to work in the textile market.
Mohamed Ali Daire, General Manager of
Almacenes Daire.
Customer since 1955.
With the passing of time, he showed an aptitude for the business and thanks to his entrepreneurial spirit, he formed his own family
business in 1955: the La Batalla shop. Five years later, two of his sons, Masna and Pedro, joined the business with the intention to
follow in his footsteps.
At the same time, Banco Bci opened its first office in La Serena and Mohamed Ali Daire became its first customer. As his on Pedro
recalls, the support of Bci was very important to his father at that time. “He has always been a great supporter of the Bank because it
helped him a lot at the start; he then came to adulate it”.
Since that moment, Banco Bci has supported the creation and development of the businesses of Mohamed Ali who today, 95 years
old, enjoys the success of Almacenes Daire, his textile and household goods businesses which continue to be active thanks to the
work of his sons. To recognize his outstanding professional life, Banco Bci oponed a checking account for him at the office in the Antarctic: “My father felt very proud about this gesture, the Bank has always behaved well toward him and us, has always offered a hand,
and I think that this is because my father always met his commitments, was very correct and this gave the Bank confidence in him”.
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