here comes 2015! - Neches Federal Credit Union

DON’T PULL YOUR HAIR OUT! CONSOLIDATE YOUR DEBT WITH NECHES FCU PAGE 2
FIRST QUARTER 2015
HERE COMES 2015!
2015
DEBT
CONSOLIDATION
8
1% OFF YOUR LOAN RATE!
Don’t let your debt overwhelm you!
Debt Consolidation Solutions
Neches Federal Credit Union is here to help you with your
debt consolidation needs. Don’t let your debt overwhelm you!
8
PROMOTION DETAILS
Consolidate your debt
with Neches FCU and
have a chance to win
free gas for a year.
- Reduce your loan cost with our 1% *APR Rate Discount
- Convert high rate loans into one loan with easy manageable monthly payments
- Receive up to 5,000 Reward Points with your loan
- Financial Seminar on January 20th at 6:00pm at the 776 Magnolia Branch in Port Neches
• Sign up today by calling Melissa @749-6339
PLUS: HAVE A CHANCE TO WIN GAS FOR A YEAR!
I
f you’re hopelessly drowning
in debt, and can’t negotiate
any lower interest rates with
your credit card companies
or creditors a debt consolidation
loan is a good decision for you.
Similarly, if you’re in serious
trouble with high interest rates,
high monthly payments (that
you’re having trouble with already), and too many bills, a debt
consolidation loan might help.
Combined with a debt repayment
plan or credit counseling, it can
be used to pay off all of your debt
at a fraction of their original cost.
NECHES FCU CAN HELP
We make it easy to help you
consolidate all your debt.
Our friendly loan officers are
ready to assist you with any
questions you might have about
debt consolidation.
- Reduce your loan cost with our
1% APR rate discount.
- Convert high rate loans into
one loan with easy manageable
monthly payments.
- Receive up to 5,000 reward
points with your loan.
- Financial seminar on January
20th at 6pm at the 776 Magnolia
Branch in Port Neches.
Topics include:
• Improving Your Credit Score
• Managing Your Finances
• Consolidating Your Debt
GAS FOR A YEAR
Consolidate your debt with
Neches FCU and have a chance
to win free gas for a year.
Wit h approv e d c re d it . S o m e re stric t io n s may ap p ly. APR = An nua l Percenta ge Ra te. 1% APR ra te d iscount is ba sed on your a ppro ved s i gnature l oan rate onl y. Not i ncl ud i ng cred i t cards , s hared s ecured l oans , or home equ ity l oans . O ff e r v a l i d J a n u ary 1 , 2 0 1 5 to J an u ary 3 1 , 2 0 1 5 . M embers must qua l ify a nd own a Neches FCU Debit Ca rd wit h Rewa rd s i n order to recei ve reward poi nts . P l eas e al l ow 4-6 week s for bonus poi nts to pos t to your
a ccount . 25 0 0 d e b it c a rd p oin ts v al id fo r lo an s fro m $ 5 0 0 - $ 9 ,999.99. 5000 debit ca rd points va l id for loa ns of $10,000 a nd more. May not be us ed i n conj unct i on wi t h ot her offers or gi veaways . Ful l terms and d i s cl os ures
may be pi ck e d u p a t a n y N F CU lo c at io n . F re e Gas fo r a Ye ar Gra nd Prize winner wil l receive a gift ca rd va lued a t $2,000. Al l ta x es and report i ng cons equences t hereof as s oci ated wi t h t he recei pt of t he grand pri z e are
solel y t he re s p o n s i b i l i t y o f t h e win n e r wh o wil l re c e iv e an I R S form 1099 reflect ing t he a ctua l va lue of t he prize. Members must recei ve a l oan over $10,000 to be entered i nto t he drawi ng.
N ECHES FE D E R A L C R E D I T U N I ON · FI R S T QU A R T E R 2 01 5
2
MARDI
GRAS
SETX
AUTO LOANS
NECHES FCU
EASY AUTO LOANS
H
NECHES FCU
HAS YOUR
TICKETS
Mardi Gras Southeast
Texas tickets will be
sold at NFCU locations.
Mardi Gras this year is
February 12th thru
February 15th.
FAST. SIMPLE. EASY.
•Apply Online
• Great Rates
• Additional Discounts
• Save Money
• PARADES ∙ • CONCERTS
• FIREWORKS ∙ • CARNIVAL
• RIDES • OVER 120 FOOD
• CRAFT VENDORS
mardigras.portarthur.com
409.721.8717
ATTENTION
GRADUATING
SENIORS
8
Scholarships Are
NOW Available!
Graduation is coming soon and
?
I
f you are looking to purchase
a new or used auto, or simply
refinance your current vehicle,
vehicle you want to buy. A Neches
FCU pre-approval certificate will also
lock in your rate and give you greater
purchasing power at the dealership.
n
Neches Federal Credit Union will be
Let Neches FCU Put you in the Driver’s Seat
NFCU has financing options
for you. Getting pre-approved by a
Neches FCU loan officer is important
to help you act fast when you find the
FUN FOR THE ENTIRE FAMILY!
CONGRATS
PURCHASE A NEW OR USED VEHICLE:
• Apply online, over the phone, or at any of
our locations.
giving scholarships to graduating
seniors preparing to attend college.
Any graduating senior that is a
member may apply.
TAX TIME 2015
TURBO TAX DISCOUNTS
• Shop with confidence at the dealership.
REFINANCE YOUR CURRENT VEHICLE
• Apply to lower your interest rate and get
additional discounts.
Neches FCU Members get a Discount on TurboTax
Doing your taxes is rarely fun work. We have a few tips to make things simpler.
• Save money month to month by possibly
reducing your car payment.
SAVE THE DATE
R
SAVE TIME AND MONEY
You can start your taxes right through
Neches FCU’s Home Banking page. There
is no need for a separate TurboTax login
and our members receive a discount
along with step by step guidance and
double checks for accuracy.
ANNUAL MEMBERSHIP MEETING
t
GATHER YOUR RECORDS ASAP
B
S
CONSIDER DIRECT DEPOSIT
Thursday, January 29th, 2015 • Rockin’ A Café • Beaumont, TX
Registration 6:30pm • Meeting 7:00pm • Join us for popcorn, cookies, and drinks.
Meet new staff & see how we performed this year! Door prizes will be rewarded!
Applications are available at all Neches FCU locations
or online at www.nechesfcu.org. Completed applications
must be turned in NO LATER THAN April 6, 2015. The
scholarship applicant must be a member of Neches Federal
Credit Union in order to be eligible for the scholarship.
CONGRATULATIONS & GOOD LUCK!
• Take advantage of competitive rates and
discounts.
• Enjoy the convenience of local loan officers
and Neches FCU service...
APPLICATION INFORMATION:
MORE INFORMATION?
Please call one of our friendly staff at Neches FCU and we would
be happy to go over the details of this money savings discount..
We make it easy!
Begin collecting all your receipts,
canceled checks and any income or
deduction information that you will need.
This is the faster way to receive your
return. Please include the Neches FCU
Routing number (313187636) and your
account number plus suffix number.
N ECHES FE D E R A L C R E D I T U N I ON · FI R S T QU A R T E R 2 01 5
4
NFCU
CHRISTMAS
CLUB
ACCOUNTS
C
Did holiday
shopping expenses
sneak up and take
you by surprise?
NEDERLAND BULLDOG
NECHES FCU NIGHT
The Neches team
n
Talk to one of our Neches
FCU member service
representatives about
opening a Christmas
Club Account for 2015.
We offer flexible deposits
and withdrawal options
without penalty. To open
your Christmas Club
account call or stop by
any Neches FCU location.
MERRY
CHRISTMAS
NFCU Floats in
style.
ROADSIDE ASSISTANCE
Credit Union Auto Club
was
created
exclusively
for credit union members
and provides unparalleled
service and unprecedented
value in roadside assistance
protection.
Credit
Union
Auto Club offers a wide
range of roadside assistance
services and other travel
related benefits to credit
union members at significant
savings as compared to
competing auto club plans.
Visit lovemycreditunion.org
or nechesfcu.org for more
details.
NECHES FCU HAS
PARTNERED W/ SPRINT
Neches members now have
another reason to love
their credit union. We have
partnered with Sprint to
offer a 10% monthly discount
on regularly priced Sprint
monthly services. For specific
instructions on how to receive
this exclusive discount please
click through the Sprint
banner on nechesfcu.org or
go directly to cumembers.
sprintsave4cu.com.
COMMUNITY
CORNER
Neches Federal Credit Union having fun and
giving back to the community every month!
GAME DAY LOANS
PROMOTION
CREDIT UNION MEMBER BENEFITS
Neches members now have
access to terrific discounts
on new Chevrolet, Buick and
GMC vehicles through the
Invest in America Program.
Through this program, credit
union members can save
thousands of dollars on new
vehicles. The credit union
Invest in America program
was created to provide credit
union members a way to
invest in America, buy a new
car and save! With the Credit
Union Discount from GM,
all current and new credit
union members will receive
the GM Supplier Discount on
any eligible new vehicle. See
lovemycreditunion.org
for
more information.
NFCU donates $688
to SETX Food Bank
WE CAN HELP
INCENTIVES
GM OFFERS DISCOUNTS
TO CREDIT UNION
MEMBERS
SHARE YOUR
CHRISTMAS
Carl Chesser, Grand
Prize Winner
CHRISTMAS
PARADE
Fun in
Bridge City
ADT HOME SECURITY
Neches Federal Credit Union
and lovemycreditunion.org
have partnered with ADT
to bring even more benefits
to credit union members.
Members can receive $850
in startup equipment plus an
exclusive $425 in additional
equipment with the ADT
Credit Union Member Plan.
See
lovemycreditunion.org
for more information.
SALVATION ARMY
NFCU collects adopt an
angel gifts
TEAM NECHES
AT THE RESERVATION
Neches Night
TRUNK OR TREAT
NFCU having fun!
CMN/CUFK
NFCU donates
over $1400 to CMN
TEAM NECHES
AT THE RESERVATION
Neches Night
6
PRSRT STD
U.S. POSTAGE
PAID
BEAUMONT, TX
PERMIT NO. 10
P.O. Box 1118 | Port Neches, Texas 77651-1118
nechesfcu.org
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States
Government. This newsletter is informational in nature and does not purport to give legal, tax or financial advice.
LOCATIONS
PORT NECHES – Magnolia
776 Magnolia | 409-722-1174
Lobby: M-Th 9am-5pm | Fri 9am-6pm
Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon
PORT NECHES – Nall
2239 Nall | 409-727-1639
Lobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm
Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon
Port Neches – PNG High School
409-722-1174
M-Fri 7:30am-3:30pm
NEDERLAND
2623 Nederland Avenue | 409-729-2831
Lobby: M-Th 9am-5pm | Fri 9am-6pm
Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon
NEDERLAND – Nederland High School
409-722-1174
M-Fri 7:45am-3:30pm
BEAUMONT – Dowlen
1955 Dowlen Road | 409-860-0800
Lobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm
Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12pm
BEAUMONT – Pearl
1254 Pearl Street | 409-832-4936
Lobby: M-Th 9am-5pm | Fri 9am-6pm
Drive-Thru: M-Th 7am-5pm | Fri 7am-6pm
LUMBERTON
299 Country Lane Drive | 409-299-5277
Lobby: M-Th 9am-5:30pm | Fri 9am-6pm
Drive-Thru: M-Th 7am-5:30pm | Fri 7am-6pm | Sat 9am-12noon
MANAGEMENT
Jason Landry������������������������������� President/CEO
Vickie Conkle ��������������������Senior VP of Operations
Paula Cappadonna�������������� Senior VP of Finance
HR | BUSINESS DEVELOPMENT
Scarlett Garsea.���������������� VP of Human Resources
Kristen Stewart.���������� Human Resources Manager
INFORMATION SYSTEMS
John Heard������������������������������������������������ VP of IS
LOANS
BOARD OF DIRECTORS
Buddy Spivey, Chairman
Dave Bennett
George Bryant, III
Ken Dollinger
Bobby Gibson
John Hammond
Ronn Harmon
Jay Hillin
Lisa Rowland ����������������������������������� VP of Loans
Kristin Butler������������������������������������ AVP of Loans
Wayne Stokely.����������� Commercial Lending Officer
Marsha Dougharty������������ Collections Supervisor
Andrea Johnson
MARKETING & BUSINESS DEVELOPMENT
ADVISORY BOARD MEMBERS
Jason Duplant ������������� VP of Marketing & Business
Development
Dawn Fournier��������� AVP of Business
ACCOUNTING
Jill Sandberg.����������������������������
Development
CJ Isom
Linda Thomas
James Smith
AVP of Accounting
MEMBER FINANCIAL SERVICES
Marioreen Gibson����������������������Financial Advisor
MEMBER SERVICES
Alta Frazier. �������������������� AVP of Research & Product
NALL BRANCH
Mark Majors
Charles Sanford
SUPERVISORY COMMITTEE
John DeVillier
Darnell Hanson
Doyle Watson
Development/MSR
Kelly Chatelain. �������������������������
DOWLEN-BMT BRANCH
Kelly Hellweg������������������������������
Branch Manager
Branch Manager
DOWNTOWN-BMT BRANCH
Judy Corbin����������������������������������� Branch Manager
NEDERLAND BRANCH
Jessi Graham �����������������������������
Branch Manager
LUMBERTON BRANCH
TinaWarren����������������������������������� Branch Manager
COMPLIANCE
Nancy Moseley ����������������������
MAGNOLIA BRANCH
Compliance Officer
MeganWoodard.�������������������� Frontline Supervisor
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