INSIDE This Edition

Transcription

INSIDE This Edition

CO
LI RE MMSE
ST AL E E
IN E RC
GS ST IA
PGATE L
.1
5
A Voice For Upper Cumberland Businesses
February 2010 | Issue 62
Cookeville’s fifth interchange hits temporary roadblock
Crye-Leike
launches Cookeville
commercial division
COOKEVILLE – Citing
positive signs of improving
real estate conditions in the
region, Crye-Leike Realtors has
launched a new Commercial
Division based in Cookeville.
“Crye-Leike Commercial has
placed great confidence in the
Cookeville/Middle Tennessee
market,” said Bill Monday,
managing broker of Crye-Leike
Commercial, Cookeville. “Our
company is putting its money
where its mouth is based on
many positive indicators on
the outlook for the region and
commercial real estate as a
good investment.”
The new Crye-Leike
Commercial, Cookeville
division has four licensed
business brokers offering
auction and real estate sales
services. The team currently
serves the 14 counties of the
Upper Cumberland region in
addition to Bledsoe, Morgan
and Trousdale counties.
JAY ALBRECHT
CBJ Staff
The Tennessee Department
of Transportation delivered an
unexpected message to
Cookeville and Putnam County
officials recently, effectively
putting a temporary hold on
the development of the city’s
fifth interchange project.
According to a TDOT letter
dated Jan. 13, the Federal
Highway Administration
(FHWA) is now requiring
plans to be established for a
northern connector road from
Interstate 40 to U.S. Highway
70 before construction can
begin on the proposed fifth
interchange. The fifth
interchange is slated to be at
Interstate 40 and Mine Lick
Creek Road in southwest
Cookeville and would be an
integral access point for the
soon-to-be-developed
Highlands Regional Business
Park.
The letter states the FHWA
has “serious concerns
regarding the absence of a
substantive road connection to
the north and subsequent
validity of the need for the
interchange. To receive FHWA
approval we believe that this
document [Interchange
Justification Study] will need
to include written
commitments regarding
funding and schedule of the
connecting road to US 70 no
later than concurrent with the
construction of the proposed
interchange.” A revised study
document is to be resubmitted
Jan. 29.
The main issue seems to be
funding the estimated $11
million connector route. The
letter states “Funding for these
local roads would be a
responsibility of local
government entities.”
Although some funding may
be available from federal
See INTERCHANGE pg.2
Nominations
needed for third
annual Ovation
Awards
Photo: Darrell Kerley CBJ
BEVERLEY NASH
CBJ Staff
The Cumberland Business
Journal is now accepting
nominations for its third annual
Ovation Awards special section
scheduled to publish in July.
The Ovation Awards honor
businesses, organizations
and individuals in the Upper
Cumberland region for
excellence in several categories,
from manufacturing and retail
to individual philanthropists
and governmental officials.
“It is our pleasure to
recognize the outstanding
people and businesses of the
Upper Cumberland region
every year,” said CBJ publisher/
editor Jay Albrecht. “These are
the leaders that help make our
communities such a great place
to call home.”
Deadline for submitting
nominations is Monday, May
3. Nominations may be sent by
e-mail to news@ucbjournal.
com or by mail to Cumberland
Cumberland County
Chamber provides
high-speed Internet
access to workers
CROSSVILLE – In
conjunction with the
Tennessee Small Business
Development Center at Roane
State Community College, the
Crossville-Cumberland County
Chamber of Commerce will be
a recipient of a new dedicated
computer workstation
with high-speed Internet
access. The workstation will
be accessible to and will
facilitate businesses who only
have analog connection. The
computer has been ordered
and is expected to be available
for use beginning in the first
quarter of 2010.
See bizbuzz pg.14
sources, it is not yet clear how
local officials plan to deal with
this issue.
City, county and chamber
officials have met with TDOT
on numerous occasions and
thought they had short-term
road connectivity issues
resolved with a southern
connection through the
Highlands Business Park to
Highway 135 (South Willow
Avenue).
“We thought we had a deal
through TDOT and the feds,”
said George Halford,
Cookeville-Putnam County
Chamber president/CEO. “This
is a new twist we just learned
U.C. retailers see strong year-end results
BEVERLEY NASH
CBJ Staff
Retailers in the Upper
Cumberland experienced
better-than-expected
year-end sales, with
increases reported in all
sectors surveyed by the CBJ.
Putnam County saw a 0.7
percent increase over last
year’s numbers in the most
recently published sales tax
figures for November 2009.
“This was the first
year-over-year increase
since March 2008,” said
Henry Bowman, senior
analyst for the Upper
Cumberland Development
District, “and is
representative of the region
as a whole.”
DeKalb and Overton
counties reported greater
than 15 percent year-over-
year increases, though
according to Bowman these
numbers are “probably an
anomaly.”
Other counties in the
region that reported positive
sales were Fentress at 4.2
percent and Warren at 1.5
percent. The region as a
whole saw a 0.9 percent rise
in sales.
A slight increase of 5.4
See RETAIL pg.13
See OVATION pg.13
INSIDE This Edition
McMinnville
Spec...
building may soon have new
tenant
Executive
Profile
Alan Tatum of Payless
Pharmacy
Medical
Profile
Dr. Brian Gerndt, vascular surgeon
with CRMC
U.C.
Banks...
Chart showing 3rd quarter banking
statistics
See Profile pg.6
See MEDICAL pg.10
See BANKS pg.11
CUMBERLAND BUSINESS JOURNAL
705 NORTH DIXIE AVE
COOKEVILLE, TN 38501
See SPEC pg.3
PRSRT STD
U.S. POSTAGE
PAID
COOKEVILLE
PERMIT NO. 76
2
February 2010
www.ucbjournal.com
INTERCHANGE
From page 1
about. We don’t know yet what
happened.”
Although the Highlands Business
Park development will proceed as
All eyes should focus on
making Cookeville’s fifth
interchange a reality
JAY ALBRECHT
CBJ Publisher/Editor
Sometimes it seems our
government, especially federal
government, can’t quite see the forest
for the trees.
The latest case in point centers on
the snag affecting Cookeville’s fifth
interchange project – and the related
Highlands Regional Business Park.
At a time when our local region
needs jobs and a general boost in
economic development more than any
other time in memory, we get hit
square between the eyes with another
sour dose of politics and poor decision
making. Local officials don’t yet know
what happened – or why things
changed – but they do know they
thought they had everything worked
out regarding the fifth interchange
plans until someone, someplace
changed the game.
Maybe it’s a case of poor
planned, this fifth interchange wrinkle
impacts park accessibility.
“The business park will survive
without the fifth interchange, but it
will impact the marketability of the
park land,” said Joe Albrecht, former
Chamber board member and current
communication between
governmental entities or just politics
as usual. Whatever it is, we need
something to change quickly!
The Highlands Business Park is
critical to this region’s future growth.
Once developed, it will provide
industry-ready land in a way Putnam
County has not had available in many,
many years. That equates to jobs –
plain and simple!
Let’s be very clear – the business
park is progressing as planned, with
or without the fifth interchange. But
common sense tells us the business
park will not be nearly as attractive to
prospects if it doesn’t have easy access
to Interstate 40. Without the fifth
interchange, the only access will be a
less-than-attractive route that
involves South Willow Avenue – a
road that doesn’t need more traffic,
especially truck traffic.
When considering the number of
jobs that will be created by the
development of the Highlands
Business Park, one would think that
would more than provide the
“validity” asked for by the Federal
Highway Administration to justify the
Highlands campaign chairman. “As a
community, we need to do everything
we can to support this interchange
being built.”
The Highlands Business Park is a
joint effort of the city of Cookeville
and Putnam County, consisting of
nearly 300 acres and marking the first
major property development to aid jobs
creation in Putnam County in many
years. Officials have indicated initial
bids for infrastructure could be issued
in a couple of months.
Halford cites the recent Hemlock
(Clarksville), Wacker Chemie
(Cleveland) and Volkswagen
(Chattanooga) deals as a prime reason
for Cookeville to be moving forward
quickly with the Highlands Business
Park. According to Halford, Tier 2 and
Tier 3 suppliers for these industries
have been and will be looking at
Cookeville’s central, easily accessible
location.
fifth interchange. A northern
“We have people looking now,” said
connector to Highway 70 seems far
Halford. “We need developed sites
ready to go.”
less important at the present time.
Local officials close to the project say
So, what needs to happen?
First, all of our local officials have they are now redoubling efforts to find
out what changed and what needs to be
already begun working diligently to
done to get the project back on track.
find out how to overcome this
“The project is not dead,” said
obstacle. No one has worked harder to
Albrecht. “It’s just a road block that
date than Cookeville City Manager
we’ve got to overcome.”
Jim Shipley, Putnam County
Executive Kim Blaylock and
Cookeville-Putnam County Chamber
of Commerce CEO/President George
Halford (and other past and present
key chamber leaders) to make this
project come to fruition.
Now, however, our local leaders may
need some outside funding solutions
to help move this forward, assuming
plans for the northern connector route
remain a necessity. That’s where our
state and federal officials must step up
The CBJ is launching a series of articles
and help where possible. Surely there’s
celebrating the entrepreneurial spirit of
some of that federal stimulus money
the Upper Cumberland. If your business
lying around ready to be put to good
or industry is an example, please
Email [email protected] for a
use. Let’s find money, put the plan
questionnaire and details.
together, and finish what we’ve
Reminder: The CBJ is always seeking news.
started.
You are urged to share your company’s news
It’s all about jobs! It’s all about us!
with the U.C.
Let’s make it happen!
Call (931) 528-8852
Internet • Telephone
When opportunity knocks,
you’re ready.
Save with Our
Best Offer Ever!
Agen
Clien
W.S.#
File N
Prog
Loca
Quar
Artis
AE/A
Medi
Limited-Time
89
$
Charter Business High-Speed
Internet®
99
/month with
12-month term*
Ask how to get
FREE Installation
• Reliable network with scalable speeds up to 10Mbps
• 10 email accounts and web hosting
Charter Business Telephone®
• Dedicated business phone line with Unlimited Long
Distance
• 12 essential business calling features
Call 888-845-5143
Or Visit Charter-Business.com/BizReady
© 2010 Charter Communications. *Offer expires 3/31/10 and is only available to new customers subscribing to both Charter Business Internet and Telephone service for a 12-month term. Offer cannot be combined with any other promotions. Free standard installation for 20M service upgrade with phone package. Free installation applies only to standard
installation. Additional fees may apply for complex installs and additional outlets. Local phone service required to receive Unlimited Long Distance (ULD) and applies only to calls within the US, Puerto Rico and Canada. Usage monitored for improper use and abuse, and Charter may move customer to another long distance plan or may restrict or cancel
customer’s service. All services not available in all areas. All services provided are subject to the terms of the subscriber’s agreement/applicable tariff. Taxes, surcharges and other fees may apply. Restrictions apply. Call for details.
Size:
Colo
Date
February 2010
3
www.ucbjournal.com
McMinnville spec building may soon have tenant
JAY ALBRECHT
Publisher/Editor
Editorial
BEVERLEY NASH
GREG LAPLANT
Advertising
Darrell Kerley
AMY BLAYLOCK NEW
DESIGN/LAYOUT
DARRELL KERLEY
Jesse kaufman
Published by PTT VENTURES, LLC
Larry mcdonald
Chairman
MIKE MCCLOUD
Principal Advisor
[email protected]
The Cumberland Business Journal is
published monthly by PTT Ventures, LLC.
It is produced by MMA Creative at
705 N. Dixie Ave., Cookeville, TN 38501.
PHONE: (931) 528-8852. FAX: (931) 520-3833.
E-MAIL: [email protected]. Every attempt is
made to present factual information; neither the
Cumberland Business Journal, nor PTT Ventures
can be held responsible for opinions expressed or
erroneous information provided by contributing
writers. Cumberland Business Journal© by PTT
Ventures, LLC. All rights reserved unless granted
by written permission. Call for subscription rates.
BEVERLEY NASH
CBJ Staff
The Warren County Commission
and the Industrial Development Board
(IDB) are nearing completion on lease
negotiations on a 50,000-squarefoot spec building in Mountain View
Industrial Park.
Three companies expressed an
interest in the building, according to
County Executive John Pelham. One
of those companies, called Project Y
to protect the confidentiality of the
deal, moved ahead in the negotiations,
prompting the IDB to request $500,000
in funds at its meeting in December to
make the structure more suitable. The
building is a shell that can be modified
to fit the needs of interested industries.
“I appreciate the commissioners for
unanimously supporting this project
in these tough economic times,” said
Pelham. “The commissioners and Jeff
McCormick (IDB director) have worked
very hard to get us where we are.”
The county has also had the support
of the Tennessee Department of
Economic & Community Development
in attracting the new company and
new jobs for the region.
“We are close,” said McCormick.
“But the lease has not been signed, and
we are still not ready to announce the
name of the company.”
Though the appropriation for the
funds was approved, the money will
not be released until a lease agreement
is signed. Modifications to the
building, which include office space
and other features specific to the needs
of the manufacturer, will begin once
the lease is in place.
2010
Approval was also given by the
commission for the IDB to request
assistance from the Tennessee
Department of Transportation to pave
an industrial access road into the
project.
Development of the spec building
and maintaining confidentiality
on negotiations is representative
of other successful bids for large
manufacturing projects in Tennessee
in the past year. Several community
leaders have echoed two mantras that
describe how industries – and more
importantly, jobs – were attracted.
First, readiness is key. Municipalities
must have sites that are “shovelready,” with infrastructures in
place. Secondly, “loose lips sink
ships.” County officials who sealed
deals with Hemlock in Montgomery
County, Volkswagen in Chattanooga
and Wacker Chemie in Bradley
County indicated that maintaining
confidentiality for the client was
critical to their success.
Warren County averaged doubledigit unemployment rates in 2009.
DO MORE
FOR YOUR CUSTOMERS
FOR LESS
Find the
best tV solution
For your business
The Cumberland Business Journal’s Ovation Awards were created
for one specific reason - recognizing you, our readers, for your
many outstanding efforts in the business community. We at the CBJ
are fortunate to report on a region with such a progressive and
prosperous economic environment and want to reward leaders who
have paved the way.
CATEGORIES:
• Manufacturing
NOMINATE
• Best Tourism-based Economic
Development Planning
• Best Individual Corporate
Citizen (Philanthropist)
Ballots turned in to CBJ by: MONDAY,
MAY 3, 2010 - WINNERS TO BE
ANNOUNCED in the July 2010 CBJ
BALLOTS
Email to: [email protected]
or Mail to: Cumberland Business Journal
Attn: Ovation Awards
705 North Dixie Avenue
Cookeville, TN 38501
• Business Leadership
PROVIDE your name and best
contact information.
• Restaurant
PROVIDE name and contact
information for nominee (phone,
address, email, company and title)
• Retail Establishment
• Professional Services
• Government
Awards apply only to businesses/
individuals in the 15 county CBJ
distribution area of Cannon, Clay,
Cumberland, Dekalb, Fentress,
Jackson, Macon, Overton, Pickett,
Putnam, Smith, Trousdale, Van Buren,
Warren and White counties.
$10
OFF
Per Month
for 12 Months
FREE
FREE FREE
EXPERT
SIRIUS RADIO
Standard
CONSULTATION
Professional
installation
CHANNELS
fOR 3 MONtHS
Great TV packages for less than $1 a day.
The Technology Store
931-526-7243
921 S Willow Ave
Requires 24-month qualifying programming purchase. Restrictions apply, including business verification and monthly fees for additional receivers. Offer ends 1/31/10 and is available in the continental United States for new, first-time DISH Network
commercial customers. All prices, packages and programming subject to change without notice. All DISH Network programming, and any other services that are provided, are subject to the terms and conditions of the promotional agreement and Commercial
Customer Agreement.
4
February 2010
www.ucbjournal.com
Educational Affiliates acquires
Putnam’s MedVance Institute
BEVERLEY NASH
CBJ Staff
Baltimore-based Educational
Affiliates Inc. recently acquired
MedVance Institute’s Cookeville
campus and its nine affiliate
campuses in Nashville, Florida,
Louisiana and Texas.
MedVance provides training in
allied health professions such as
medical assistant, billing and
coding specialist, pharmacy
technician, radiologic technologist
and surgical technologist. It is a
state-licensed and nationally
accredited post-secondary
institution. Programs range from
six to 24 months in length, with
tuition costs from $5,500 to
$27,000.
The Cookeville campus was
founded in 1970 as Cumberland
School of Medical Technology and
acquired in 2000 by KIMC
Investments, which resulted in the
name change to MedVance.
MedVance is headquartered in
West Palm Beach, Fla. Generations
Partners became the company’s first
and largest institutional investor in
2004 when then-MedVance CEO
Debbie Schwartzberg sold a portion
of the company for $9.5 million in
equity capital. Generations is a
private investment firm that
provides equity capital through
buyout, growth equity and venture
capital investments, and assists
companies that breech $100 million
in revenue. The sale of MedVance to
Educational Affiliates was reported
as a “switch in sponsors” for the
company.
Educational Affiliates provides
post-secondary education
certificates, diplomas and associate
and bachelor’s degree programs
with a focus on allied health. It
operates 40 campuses in 13
primarily eastern states. It has an
enrollment of 16,000 students and
was founded in 2004 by JLL
Partners, a private equity
investment firm, and its CEO,
Duncan Anderson.
John Hopkins, chairman/CEO of
MedVance, was quoted as saying,
“The merger makes senses on many
levels due to geographic overlap, a
nice complement of program
offerings and resources.”
Simultaneous to the sale of
MedVance, Schwarzberg established
GlobalHealth Education & Training
that will act as an intermediary
between colleges and medical
companies to train employees and
management. She also announced
her intention to acquire a regionally
accredited university to provide an
in-source for educational content
and provide access to a variety of
programs.
E.S. Construction
Long Term Protection Satisfaction Guaranteed
T E S T E D. P R OV E N . T R U S T E D.
• Lowers your energy costs
year-round
• No tear-off cost
• Custom-built on-site
• Multi-surface versatility
• Save money by saving energy
931-935-3535
Toll Free 1-866-647-4644
Eddie Pack
www.esconstruction.com
Your #1 Source
For Commercial Roofing Restoration
Crossville Memorial Airport to
receive $1.6 million TDOT grant
BEVERLEY NASH
CBJ Staff
The city of Crossville has
announced a $1.6 million aeronautics
grant for improvements to the
Crossville Memorial Airport.
“We had a very good year in 2009,”
said Mayor J.H. Graham, “highlighted
by the 75th anniversary celebration of
the airport. The future looks bright,
and we want to continue. We know
the first thing industries judge a
community on is their airport.”
The future looks
bright, and we want to
continue. We know the first
thing industries judge a
community on is
their airport.
J.H. Graham
Crossville Mayor
The grants were made available
through the Tennessee Department of
Transportation’s Aeronautics Division
and will be used for pavement
rehabilitation. Sen. Charlotte Burks
and Rep. Eric Swafford helped secure
the airport grant funds.
In announcing the grant award,
Gov. Phil Bredesen said, “Our local
airports are vital to the economy and
travel system of Tennessee. Investing
in our airports helps keep them
competitive and efficient at meeting
the needs of businesses and travelers.
I’m pleased to support continued
improvement at Crossville Memorial
Airport.”
Except for routine expenditures,
grant applications are reviewed by the
Tennessee Aeronautics Commission
(TAC), which is a five-member board
charged with policy planning and
with regulating changes in the state
airport system plan.
“The Aeronautics Division
administers federal and state funding
to assist in the location, design,
construction and maintenance of
Tennessee’s diverse public aviation
system,” reported TDOT Commissioner
Gerald Nicely. “We are pleased to
continue to support Tennessee’s
general aviation and commercial
airports.”
Ronald Cooper, chair of TAC,
explained, “These grants can have a
significant impact on the future of a
general aviation airport and its
economic contributions to our state.
Our board carefully reviews all
applications for grant funds to ensure
that the proper state and local
matching funds are in place and that
the grants will be put to good use.”
The TDOT Aeronautics Division has
the responsibility of inspecting and
licensing the state’s 126 heliports and
75 public/general aviation airports.
The Division also provides aircraft
and related services for state
government and staffing for the
Tennessee Aeronautics Commission.
February 2010
www.ucbjournal.com
Macon County looks for boost
with Cobb-Vantress’ 70 new jobs
BEVERLEY NASH
CBJ Staff
among all county residents, Cobb is
slated to bring millions of dollars in
capital investment and much-needed
jobs into the region. Local residents
have expressed, sometimes heatedly,
concerns over the hatchery’s potential
impact on public health, property
values, the water supply and overall
quality of life in the county.
Cobb is named as a defendant in a
longstanding lawsuit brought by the
state of Oklahoma against 11 poultry
companies in 2005. The state claims
that the chicken waste runs off farm
fields and into area lakes and streams,
posing a health risk to residents in the
area.
Macon County leaders voted down
environmental restrictions that would
have prevented the hatchery from
opening in March 2009, which paved
the way for the company’s plans to
move forward.
Cobb-Vantress is the world’s oldest
poultry breeding company. It began
operations in 1916 in Massachusetts
and currently operates in more than 90
countries and employs 1,700 globally.
The company is now headquartered
in Siloam Springs, Ark. It distributes
products through either direct CobbVantress commercial operations or
through the company’s partnerships
with over 50 distributors worldwide.
The company is a subsidiary of Tyson
Foods Inc.
Attempts to obtain a comment from
officials at Cobb on the start of Macon
County operations were unsuccessful
at press time.
City officials are optimistic that
plans by Cobb-Vantress Inc. to employ
70 workers at its soon-to-becomea-reality hatchery in Lafayette may
signal the start of a bounce back into
single-digit unemployment for the
county.
According to Macon County Mayor
Shelvy Linville, the company will
open construction bids the first week
of February, and hopes to begin
construction as soon as weather
permits. The company hopes to
begin operations at the new hatchery
in September 2010. Only a few
management workers have been hired
thus far, including Randy Yates as
plant manager.
In addition to the 70 initial hatchery
workers, it was reported last year
by The Macon County Times that an
additional 130 jobs could be generated
by Cobb’s plans to potentially build a
company farm in the county.
The rate of unemployment for
Macon County decreased slightly from
11.3 percent in October 2009 to 10.9
percent in November.
“I am anxious for the Cobb-Vantress
Hatchery to be built for two reasons,”
said Linville. “First is to provide muchneeded jobs to the citizens of Macon
County, and second is to put to rest the
negative speculation surrounding the
project.”
Though the prospects for the
hatchery have not always been popular
Discover
r Health Care Cost Increasing?
Power
THE
As an independent agent,
Cumberland Insurance Group
deals with many fine insurance
companies that give our
customers
MORE options, MORE service
and MORE savings. Give us a
call and see the choices we can
offer you!
e Group offers Choices to Help both Employers and Employees
Control and Reduce their Health Care Cost.
High Deductible Health Plans (HDHP):
►Allow Employers to Control their Benefit Cost.
• HOME
►Are Consumer
Directed Health Plans.
• AUTO
• BUSINESS
• LIFE
• HEALTH
Proud Member Of
Combined With
s Account (HSA) • Flexible Spending Account (FSA)
alth Reimbursement Arrangement OF
(HRA)
Best Agents
Lowest Costs
Most Choices
Choice
llow Employees to Control Medical Spending.
mployees have Flexibility to use Medical $$$ Wisely.
Medical Cost are either Pre-Taxed or Tax Deductible.
IT’S
ALL ABOUT CHOICES
$$$ Equals Health Care Savings $$$
ne of our Agents Today for more Information.
An Authorized Agent
ensee of the BlueCross BlueShield Association® Registered marks of the BlueCross BlueShield Association, an Association of Independent BlueCross BlueShield Plans
●
AUTO
SPARTA
●
BUSINESS
●
LIFE
●
SMITHVILLE
287 N Spring St
117 E Bryant St
Sparta TN 38583
Smithville TN 37166
COOKEVILLE
(931) 836-2675 1459 Interstate Dr.(615)
597-4375
Ste 201
(931) 836-8459 fax Cookeville, TN
(615)
597-4390 fax
38501
HEALTH
JAMESTOWN
1007 Old Hwy 127 S
Jamestown TN 38556
SPARTA
(931)
287 N. Spring
St. 879-5923
(931) 879-6637 fax
(931) 372-1222
(931) 372-2762 fax
Sparta, TN 38583
(931) 836-2675
(931) 836-8459 fax
SMITHVILLE
117 East Bryant St.
Smithville, TN 37166
(615) 597-4375
(615) 597-4390 fax
JAMESTOWN
1007 Old Hwy 127 S.
Jamestown, TN 37556
(931) 879-5923
(931) 879-6637 fax
All U.C. counties are participating
in state’s Three-Star program
All 15 counties of the Cumberland
Business Journal’s coverage area are
participating in Tennessee’s Three-Star
community development program.
The Three-Star program helps urban
and rural communities create and
implement strategic economic and
community development plans that
meet the needs and challenges of an
ever-changing economic environment.
It helps communities preserve existing
employment, create new employment
opportunities, improve family income
and develop a strong leadership base
for economic development.
More than 340 Tennessee cities
are represented in the Three-Star
program, with designations earned by
88 Tennessee counties and one city. It
has set high standards and incentives
like no other state-run program in the
nation, according to state officials.
Gov. Phil Bredesen’s five-year, assetbased economic development strategic
plan is the cornerstone of the program.
In 2005, the Southern Growth Policies
Board, a bipartisan public policy
think tank devoted to strengthening
the South’s economy, recognized the
Three-Star program as a best practices
program and a Southern leader in
community certification programs.
Communities progress through three
levels of benchmark requirements
from creating a committee and
developing a five-year community and
economic development strategic plan
to measuring success and sustaining
growth. The benchmarks were
changed in 2009, with requirements
for attainment made more challenging.
Several communities that were
previously at a higher level dropped
to level one under the new guidelines,
and one is being recertified under the
new benchmarks.
Upper Cumberland counties have
reached Three-Star certification in the
following benchmarks:
County Benchmark
Year First Certified
Cannon *working on level 1 recertification 2005
Clay
1
2009
Cumberland
2
2003
DeKalb 1
1985
Fentress 1
2007
Jackson 1
2006
Macon
1
1995
Overton 1
1997
Pickett
1
2007
Putnam 3
2006
Smith
1
1983
Trousdale
1
1988
Van Buren
1
2007
Warren 1
2005
White
1
1994
5
6
February 2010
www.ucbjournal.com
Pharmacist views work as a triad partnership: Alan Tatum, owner, Payless Pharmacy
BEVERLEY NASH
CBJ Staff
“Triad: a chord of three harmonic tones” aptly describes Alan
Tatum’s 32-year partnership approach to pharmacy and also
describes the interest that fills his leisure time as a member of
Mastersingers community choir.
“I view pharmacy as a triad that includes the patient,
physician and pharmacist,” said Tatum. “The patient tells the
physician what is wrong, the physician provides the diagnosis
and the pharmacist adjusts the
dosage for the maximum
benefit.”
Tatum is the owner of Payless
Pharmacy in Sparta and one of
10 owners of Pharmacist Home
Medical in Sparta and
McMinnville. Until recently, he
was also a partner of MedPlus
Pharmacy in Cookeville.
Originally from West
Tennessee, Tatum grew up in
Chicago. He and his wife,
Joyce, also a West Tennessee
native, chose to live in the
Upper Cumberland region
because of its quality of life.
They married during Tatum’s
sophomore year at the
University of Tennessee in
Martin, Tenn., and later moved
to Memphis where Tatum
earned his pharmacy degree
from the University of
Tennessee Health Science
Center.
“After graduating from
pharmacy school in 1977, I
knew I didn’t want to move
back to Chicago, so we started
driving across the state looking
for where we wanted to live,”
Photo: Jesse Kaufman CBJ
explained Tatum. “We fell in
love with this part of the state
and just never went any further.
“The people are so wonderful and friendly. You have four
seasons, a rural lifestyle, yet it is within 90 minutes of
Knoxville, Nashville and Chattanooga. We are big Titans fans,
and we are close enough to attend games, the theater or visit the
[Chattanooga] Aquarium.”
After becoming a licensed pharmacist, Tatum was recruited by
HCA to work as chief pharmacist at White County Community
Hospital. He later worked for several hospitals and nursing
homes in the region. Then in 1986, he began working for
Walmart Pharmacy in Sparta.
“After seeing our prescription business increase more than
five-fold in the five-and-a-half years I was there, I decide I
needed to open my own business,” continued Tatum. “We opened
You & Us.
Working together to address
your financial needs.
Payless Family Pharmacy in 1993.”
A few years later, he joined his daughter, Jennifer Tatum
Cranford, who had just graduated from pharmacy school;
Clarence Smith, owner of Smith Pharmacy in Cookeville; and
Tony Sells, who owns Medicine Chest in Cookeville, to open
MedPlus.
“My daughter wants to get more involved in the store in
Sparta, so we recently decided to sell our ownership in MedPlus
to our two other partners and concentrate on the Payless store,”
he explained. “I will also continue as an owner in Pharmacist
Home Medical.
“In 1996 we realized we had
customers who needed hospital
beds, oxygen and other medical
equipment and services, so we
started Pharmacist Home
Medical. We now have 13
locations throughout Middle
Tennessee with 10 other
pharmacists,” said Tatum.
Tatum has seen many changes
in his 32 years in the pharmacy
business.
“Managed care has brought the
biggest negative change,” he
said. “Often we are doing things
more to satisfy insurance
companies than for the benefit of
our patients.
“One positive change has been
that we can now give
immunizations, vitamin and
birth control shots, and travel
and flu vaccinations, in the
store, which makes it more
convenient for our customers,”
Tatum described.
“We have seen a resurgence in
requests for compounded
medications,” he commented.
“With compounding we can
more closely match the dosage to
the needs of the patient; for
example, as a woman’s body
changes, the strength of hormone replacement medicines needs
to be adjusted.” Tatum is the only pharmacist in Sparta, and one
of only a few in the area, who still compound prescriptions.
In addition to his work as a pharmacist, Tatum has enjoyed
singing with Mastersingers for 15 years. He has served on its
board and has traveled to many different locations, even
performing on Omaha beach at Normandy on an anniversary of
D-Day.
In addition to Jennifer, Tatum and his wife have two other
children who are involved in pharmaceutics. Daughter Tiffany
works for a compounding pharmacy in Memphis, and son
Jeremy works for a generic drug company in Huntsville, Ala.
The couple has five grandchildren.
115 N. Washington Avenue
931-528-5426
800-359-2723
©2007
©2006 UBS Financial Services
Services Inc. All Rights
Rights Reserved.
Reserved. Member SIPC.
February 2010
7
www.ucbjournal.com
Highlands Business Park promises progress on the horizon
BEVERLEY NASH
CBJ Staff
Work on the long-awaited Highlands
Regional Business Park west of
Cookeville should begin in the next few
months, according to city manager Jim
Shipley.
“We recently received the final site
We recently
received the final site plans
from Barge Waggoner (Sumner
and Cannon) and are preparing
to bid out the project.
JIM SHIPLEY
Cookeville City Manager
plans from Barge Waggoner (Sumner
and Cannon) and are preparing to bid
out the project,” said Shipley.
The city is also awaiting federal
government approval for the fifth
Cookeville interchange on Interstate 40
at Mine Lick Creek Road that will
provide greater accessibility to the site.
“Our original approval for the
interchange was only good for eight
years,” said Shipley, “and we have
exceeded that time limit.”
The Putnam County Planning
K&K Trucking closure
affects 85 workers
BEVERLEY NASH
CBJ Staff
Nashville-based K&K Trucking
Company shuttered its Gordonsville
operation on Dec. 23, leaving 85
workers unemployed.
K&K submitted a WARN report to
the state department of Labor and
Workforce Development in early
January, 15 days after it closed.
Under WARN, employers are
required to send a written notice to
the Dislocated Worker Unit of the
Tennessee Department of Labor and
Workforce Development. The DWU
assists employers and employees
by implementing the state’s Rapid
Response System, designed to provide
information quickly that will alleviate
some of the anxieties and problems
caused by a work force reduction.
Employees of K&K said they had no
advance notice that the company was
closing in Smith County, describing it
as “another casualty of the economy.”
K&K was one of Smith County’s
larger employees, and the closing
represents a significant loss for
the community that reported
unemployment rates of greater than 13
percent for all of 2009.
“No doubt it will affect the
unemployment rate here, so it is a big
deal to us,” said County Mayor Michael
Nesbitt.
According to Nesbitt, K&K Trucking
was the second major employer to shut
down last year. Around
200 employees lost their jobs when
Dura Automotive closed.
“We’re doing a marketing plan on
these buildings, so I believe 2010 will
be a better year. Hopefully we’ll be able
to employ from 200 to 300 more people
because of that,” said Nesbitt.
Commission unanimously approved
changing the map of the park in early
2009 to exclude 74 acres of property
that was being held up by its owners
with no signs of resolving.
The business park is 292 acres and is
to be developed by city and county
funds in accordance with an interlocal
agreement in July 2006.
The city of Cookeville and Putnam
County each own half of about $5.2
million in land purchased for the park
beginning in late 2006, and are also
splitting the cost of infrastructure
development, estimated at $14.4 million.
Community leaders are hoping to
attract second tier supply chain
manufacturers from the Volkswagen
manufacturing facility that is under
construction in Chattanooga, and also
other major manufacturing operations
that will boost employment and the
economy of the region.
F R I E N D L Y
S E R V I C E
&
K N O W L E D G E A B L E
S T A F F
Selection
LARGEST
IN
THE
UPPER
CUMBERLAND
Crossroads Wine and Spirits
6099 Nashville highway • Baxter, tN • (931) 858-1116
Easy Access from I-40
[email protected]
8
February 2010
www.ucbjournal.com
Business Personnel Solutions
to open office in Cookeville
BEVERLEY NASH
CBJ Staff
Business Personnel Solutions is
expanding into Cookeville to assist
companies with their human resource
administrative tasks, from payroll and
worker’s compensation to health care
benefits and retirement plans.
BPS is a professional employer
organization (PEO) headquartered in
Knoxville. Allen Snow, former publisher
of Tennessee Life magazine, who has
been handling payroll and worker’s
compensation management for clients in
the region for 12 years, will manage the
local office.
“We are opening an office here
because of client growth and the need
for the services BPS offers,” said Snow.
PEOs have been around for several
decades. They are becoming more
popular, especially with small
businesses that cannot afford to offer
the level of benefits provided by larger
companies. They are not temporary,
staffing, payroll or placement agencies.
According to the company, BPS will
assume liability for processing payroll
and filing taxes and worker’s
compensation under its tax
identification number. BPS also
maintains compliance with state and
federal employment regulations and
develops employee policies and
procedures guidelines.
“We become the employer of record,”
said Snow. “We don’t participate in
hiring, firing or payroll decisions,
though we are ready to help with
consultation.
“We take all of the responsibility and
liability for employee issues and filings
so owners can concentrate on their
businesses. What we really provide is
peace of mind.”
BPS works with both large and small
companies that employ three to 30,000
workers in all categories of work except
high-risk industries, such as long-haul
carriers.
“We are a good fit for all types of
companies,” said Joe Usher, co-founder
and owner of BPS. “We work with
banks, doctors, money firms, lawn
maintenance, restaurants, health care
and other companies.
“For example, BPS can save business
owners more than 400 hours of payroll
work annually, resulting in a savings of
$5,600. And for a company with $2
million in payroll, we can save them as
much as $90,000 annually in worker’s
compensation costs.”
BPS was founded seven years ago in
Knoxville by Usher and Phil Lawrence.
The company currently has offices in
Chattanooga, Knoxville, Memphis,
Nashville, and Tri Cities in Tennessee,
and in Huntsville and Mobile, Ala. In
addition to BPS, the company operates
The Payroll Source to provide complete
payroll services as an option to full PEO
services.
For more information about BPS, visit
www.businesspersonnelsolutions.com,
or phone Allen Snow at 931-349-9203.
State legislators suspend
worker’s compensation law
NASHVILLE-Both houses of the
Tennessee General Assembly have
passed Senate Bill 7001, which
suspends a worker’s compensation bill
that would have had significant
impact on small contractors in the
region and across the state.
The earlier bill, which was enacted
in 2008 with an effective date of Dec.
31, 2009, was intended to eliminate
abuses of the worker’s compensation
system and ensure that all workers on
a construction site were covered.
However, the resulting law was
determined to put undue hardship on
small legitimate contractors by
preventing them from opting out of
costly worker’s compensation policies.
Additionally, it put property owners
at risk of liability from claims against
contractors who were not insured.
The bill was the subject of lively
debate between business leaders and
state legislators at a meeting hosted
by the Cookeville-Putnam County
Chamber of Commerce. Jim Brown,
director of the National Federation of
Independent Business in Tennessee,
moderated the meeting, and ensured
attendees that the NFIB was working
toward a revision.
“Thousands of people would lose
their jobs if the bill becomes effective
as it currently is written,” said Brown
at the December meeting. “The NFIB
will (instead) probably propose raising
the penalties for failing to insure
workers, including imposing
significantly higher fees and loss of
license.”
“The bill went too far,” according to
Rep. Charlie Curtiss, D-43rd District.
“Everyone agrees that we needed to
make changes to help masons and
other independent contractors without
benefits who are not covered if they
The bill went too
far. Everyone agrees
that we needed to make
changes to help masons
and other independent
contractors without benefits
who are not covered if they
are laid off or hurt. Once it
is resolved, I believe
it will result in
lower premiums.
charlie curtiss
Representative - D-43rd Dist.
are laid off or hurt. Once it is
resolved, I believe it will result in
lower premiums.”
The suspension gives legislators
until March 28, 2011, to modify and
re-institute the law. The bill now goes
to the House Commerce Committee,
which is chaired by Rep. Judd
Matheny, R-Tullahoma, who has
promised to “tackle the changes
immediately.”
Please Allow Me To Continue
Serving You As Sheriff
“I ask that you will allow us to continue the advances we
have made in our fight against the drug problem, propertyrelated crimes, and domestic violence during the past seven
and a half years,” Andrews said. “We have accomplished
many of our goals, but our effort must continue.”
David Andrews
RE-ELECT
Putnam County
New Algood Elementary School
SHERIFF
May 4th • August 5th
ELECTION
Paid for by Committee to Re-Elect Sheriff Andrews, Bobbie Wyatt, Treasurer
Dry Valley Road
New Putnam County EMS/Health Dept.
Labor, Employment
& Commercial Law
Interstate 40 at Smithville
Hwy. 111 Rickman
1420 Neal Street | Suite 201 | PO Box 655
Cookeville, TN 38503 | 931-372-9123 tel
931-372-9181 fax
www.wimberlylawson.com
Cookeville Knoxville Nashville Morristown
February 2010
9
www.ucbjournal.com
Clay County started numerous improvements in 2009
RAY NORRIS
Executive Director,
Clay County Chamber
water service is scheduled to begin
soon and will be completed this
spring. County/city leaders and
residents obtained a $300,000 grant
for the project.
Another water project is in process
to replace lines in Celina, Williamson,
MacMillan and Washington. The cost
of these improvements – $500,000
– was funded by a grant. Also, a
sewer project by Clary Construction of
Tompkinsville, at a cost of $379,884,
replaced many sewer lines in Celina.
Even with the recession, 2009 was
the beginning of significant
improvements that will benefit
residents of Clay County.
Highway Projects
The Tennessee Department of
Transportation began replacing the
bridge over Proctor Creek and
building a wider, straighter road from
the bridge to the base of Walker Hill.
Each week’s progress gives a hint of
what the finished product will provide
all who travel here. Completion is
expected in December of 2010 and
will cost $5.1 million, though no
amount can be assigned to the
potential value of lives saved or
injuries prevented by this project.
The Corridor J project is underway
with the letting of a $30.8 million
contract for phase one. A second
phase, scheduled for May of 2010 and
likely also $30 million, will allow
completion by yearend 2012. This
project will provide a new and
improved four-lane Highway 52 from
the Overton County line into Celina
from Cumberland River Hospital to
Brown Street. The redefined route will
not be cut as deeply into the hillsides
in order to avoid the pyrite problems
that were discovered two years ago.
Mayor Reagan and I have met with
the contractors for the Proctor Creek
and Corridor J projects to emphasize
our willingness to assist them in
hiring Clay County residents for the
projects. Both contractors have
Three-Star Certification
Clay County was certified as a
Tennessee Three-Star county, a
distinction shared with 90 other
counties in the state. A financial
benefit of Three-Star status is a 3
percent savings on many grants that
require a matching portion, which is
already saving Celina and Clay
County thousands of dollars.
Miscellaneous Projects
indicated that they will indeed hire
locals.
TDOT has repaved Brown Street
from Highway 53 to the bridge over
the Cumberland River and around the
square, at a cost in excess of $1
million. This has provided a more
inviting and safer drive into Celina,
as well as fixing several low areas
that accumulated rainwater.
The improvements will provide new
areas for economic development, as
they will invite retail business to
settle along the improved route.
Electric Power
Improvements
Tri-County Electric Cooperative has
three projects in process, one at
Bakerton Road, a second at
Gainesboro Road, and another at the
Celina Substation. These will improve
the quality of service and reliability
and also provide additional capacity
to the industrial park and other areas.
The three projects will be completed
at a cost of $586,500.
Water & Sewer Upgrades
Two new ambulances were
purchased in mid-December with a
$300,000 grant. The ambulances will
provide residents emergency medical
aid using state-of-the-art equipment.
Finally, a new 5,000-square-foot,
$500,000 facility is scheduled to be
completed by mid-year on Williamson
Street to house the Clay County Head
Start program, which is currently in
the Community Center. Once the move
is complete, the county will construct
an addition to the Community Center
for a complete ADA (Americans with
Disabilities Act)-compliant court
facility.
The Clifton Rich Road extension of
Tennessee’s safest
mechanical contractor
What does it mean to work with a safety
leader like CHC Mechanical Contractors?
Lower costs, for starters, since we can
reduce our overhead thanks to a superior
safety rating. It also means more projects
completed on time with fewer delays due to
injuries and lost man-hours.
Winner
of the 2008
AGC of
Tennessee
Construction
Safety
Excellence
Award
for specialty
contractors.
NIN
OPE
010!
B. 2
G FE
NEW COOKEVILLE N. WASHINGTON OFFICE
COMMUNITY
SOLID
BANKING
For more than 40 years, we’ve been the
heating, cooling, refrigeration and plumbing
specialist of choice in the Upper Cumberland.
For your next construction project, turn to
Tennessee’s award-winning contractor:
CHC Mechanical Contractors.
F o r O v e r 8 0 Ye a r s
• Personal Banking
• Commercial Banking
• Internet Banking
• Travel Service
u rs in g
ool of N
TTU Sch
CITIZENS BANK
CRMC No
rt h Tow e r
Traditional Banking At Its Best
www.citizensbankcookevilletn.com
347 East Stevens Street
(931)
528-5514
www.CHCcompanies.com
CARTHAGE
615-735-1490
COOKEVILLE
931-528-1999
GORDONSVILLE
615-683-8243
S. CARTHAGE SPARTA
615-735-1619 931-836-2265
10
February 2010
www.ucbjournal.com
m e d i c a l
p r o f i l e
Dr. Brian Gerndt
Avoiding the need for vascular surgery
BEVERLEY NASH
Staff Writer
Dr. Brian Gerndt loves his job. However,
if he could advise potential patients on how
to avoid the need for his skills, he would
tell them to “choose healthy lifestyles.”
Gerndt is a vascular surgeon with Middle
Tennessee Surgical Specialists working on
staff at Cookeville Regional Medical Center.
“Vascular surgeons operate on arteries
outside the chest,” said
Gerndt. “Some of the
blockages are caused by
genetics; however, many
are caused by smoking,
high lipids (or high
cholesterol) from poor
diets, hypertension or
diabetes. There are changes
you can make to improve
lifestyle risks. These
conditions are often not as
much about bad genes as
one might think.”
“We really work as a team,” said Gerndt.
“In fact, I just finished assisting Dr.
Copeland with a redo aortic procedure for
occlusion.
“I decided to move to Cookeville after
receiving a letter from Copeland. Cookeville
is similar in size to where I grew up in
Wisconsin and I saw an opportunity to
work with the team at Middle Tennessee
and at Cookeville Regional
to expand and improve
vascular care in this part of
Photo: Jesse Kaufman CBJ
the state.
Gerndt grew up in Manitowoc, Wis.,
and attended college and medical school
at the University of Wisconsin. He
completed a residency in general surgery
and a fellowship in vascular surgery at the
Photo: Amy Blaylock-New CBJ
“We repair aneurysms
and narrowing in
peripheral arteries, such as
those that carry blood to
the legs, arms, stomach or
kidneys,” Gerndt explained.
“With vascular surgery,
we are able to prevent the
rupture of aneurysms, open
up carotid arteries that carry blood to the
brain in order to prevent strokes, and reestablish good blood flow to a patient’s legs
so they can walk and continue to work.”
Recognizing the first sign of carotid
artery blockage is critical in preventing
strokes. Patients may experience warning
symptoms called transient ischemic attacks
(TIAs) that can last from a few minutes
to an hour. TIAs can include a feeling of
weakness, numbness or a tingling sensation
on one side of the body – for example, in
M E D I C A L
Copeland, Gerndt, Dr. Jeff McCarter and Dr.
Jeff Moore.
“Management at the
hospital provides physicians
the freedom and resources
to offer the highest quality
care for our patients. The
hospital has won several
significant awards in the
past few years.”
Many of the procedures
Gerndt performs are
preventative in nature. The
most common is used to
prevent stroke by removal
of blockage in the carotid
artery, another is the repair
of aneurysms, which if
left untreated is almost
universally fatal.
T H I S
an arm or a leg; the inability to control
movement of an arm or a leg; loss of vision
in one eye or dimming of vision; and the
inability to speak clearly. Even if symptoms
subside, they should not be ignored since
they are usually early indicators that a
stroke is imminent.
University of Tennessee Center for Health
Sciences in Memphis.
“I chose vascular surgery because it was
a little more technically challenging,” said
Gerndt. “Vascular surgery requires more
fine technical detail than typical general
surgery.”
Gerndt was recruited to work at Middle
Tennessee Surgical Specialists by Dr. Scott
Copeland, one of the four members of the
team of surgeons at MTSS, which includes
P R O F I L E
B R O U G H T
Recognitions include
HealthGrades being ranked
as one of the top five
hospitals in Tennessee for
overall vascular surgery
from 2007 through 2010.
It was among the top 5
percent of vascular surgery
groups in the nation and
number one in Tennessee
in 2008, five-star rated
for carotid surgery from
2005 through 2010, and
for repair of abdominal
aorta for 2007 and 2008,
and carotid surgery from
2005 through 2008. The
hospital received the
highest possible Star rating
for abdominal aorta repair
in 2008, and received the
Vascular Surgery Excellence Award from
2006 through 2008.
“With the services that are available
here, there is really no reason for patients
to travel to Knoxville, Chattanooga or
Nashville for vascular care,” said Gerndt.
For relaxation, Gerndt enjoys outdoor
activities, including boating, fishing and
hunting, and spending time with his
daughter.
T O
Y O U
B Y
C R M C
February 2010
11
www.ucbjournal.com
U.C. BANKING STATISTICS - 3RD QUARTER 2009
U.C. Deposits
U.C. Tier-1 Core
Net
Capital Net Income
June 30, 2009* Market
Charge(%)
(000s)
(000s)
Share
offs (000s)
American Bank & Trust of the Cumberlands (31980)
$87,150 1.49% 8.26%
(885)
$128 Overton, Putnam
BankEast (19869)
$54,503 0.93% 9.17%
(1,760)
$2,137 Jackson
Bank of America (3510)
$52,893 0.90% 7.50%
4,527,118 $13,668,380 White
Bank of Putnam County (8432)
$307,498 5.24% 7.56%
2,179 $285 Overton, Putnam, White
Beacon Federal (35329)
$53,156 0.91% 8.30%
2,593 $1,019 Warren
Citizens Bank (893)
$416,078 7.09% 15.79% 6,140 $2,628 Putnam, Smith, White
Citizens Bank (6103)
$69,003 1.18% 8.45%
637 $238 Trousdale
Citizens Bank of Lafayette/Bank of Celina (1711)
$255,611 4.36% 5.58%
1,692 $340 Clay, Macon, Smith
Citizens Bank of Spencer, Tennessee (6092)
$38,566 0.66% 12.98% 362 $224 Van Buren
Citizens Tri-County Bank (20818)
$43,352 0.74% 8.25%
3,326 $1,935 Warren
Clayton County Bank & Trust (6104)
$44,147 0.75% 11.04% 3,732 $2,110 Putnam
Community Bank of the Cumberlands (57111)
$116,967 1.99% 4.07%
(2,328)
$2,183 Fentress, Putnam
Cumberland County Bank (18364)
$222,748 3.80% 7.32%
1,515 $597 Cumberland
FSG Bank (35525)
$144,966 2.47% 8.22%
(31,318)
$12,150 Jackson, Putnam
F&M Bank (9963)
$23,575 0.40% 8.51%
1,605 $1,584 Putnam
First Bank (8663)
$220,010 3.75% 7.47%
(1,310)
$13,422 Cannon, Cumberland, DeKalb
First National Bank of Manchester (4951) $55,468 0.95% 12.60% 1,106 $249 Cannon
First National Bank of McMinnville (4952)
$263,837 4.50% 16.26% 3,055 $75 Warren
First National Bank of Pikeville (4960)
$11,034 0.19% 10.72% 374 $35 Cumberland
First National Bank of Tennessee (19502)
$476,673 8.13% 10.96% 3,554 $1,143 Cumberland, Overton, Putnam, White
First Tennessee Bank (4977)
$277,904 4.74% 12.29% (185,533) $649,445 Putnam
First Volunteer Bank of Tennessee (10307)
$92,912 1.58% 9.05%
4,264 $2,713 Fentress, Putnam
Fort Sill National Bank (16416)
$753 0.01% 13.81% 4,701 $5,038 Cumberland, Putnam, Warren
Greenbank (895)
$91,166 1.55% 10.23% (149,640) $42,459 Macon, Smith
Highlands Federal Savings & Loan Assn. (31232)
$54,933 0.94% 18.77% 151 $- Cumberland
Homeland Community Bank (57632)
$86,980 1.48% 10.12% 176 $63 Warren
Liberty State Bank (11881)
$72,769 1.24% 10.09% 893 $246 DeKalb
Macon Bank & Trust Company (6091)
$213,970 4.12% 11.05% 1,832 $169 Clay, Macon
Peoples Bank & Trust Company of Pickett Co. (22756)
$108,968 1.86% 8.92%
204 $574 Pickett
Peoples State Bank of Commerce (1701)
$16,493 0.28% 7.00%
(848)
$933 Trousdale
Progressive Savings Bank, FSB (32021)
$163,045 2.78% 7.94%
504 $127 Cumberland, Fentress, Putnam
Putnam 1st Mercantile Bank (58079)
$72,142 1.23% 11.78% (1,679)
$1,488 Putnam
Regions Bank (12368)
$851,610 14.52% 8.47%
(466,938) $1,561,321 Cannon, Cumberland, DeKalb, Pickett, Putnam, Warren
Security Federal Savings Bank of McMinnville (31146)
$112,647 1.92% 9.13%
706 $161 Warren
Union Bank (6088)
$140,932 2.40% 12.18% 997 $169 Fentress
Union Bank & Trust Company (9179)
$67,046 1.14% 10.62% 1,389 $72 Overton
U.S. Bank (6548)
$189,641 3.23% 6.17%
1,767,226 $2,653,376 Cumberland, Putnam, Warren, White
Wilson Bank & Trust (26962)
$266,896 4.55% 9.20%
9,866 $2,289 DeKalb, Smith, Trousdale
Bank Name (FDIC #) - UC Counties
Past Due
Loans
(000s)
$1,843 Loan Loss
Reserves
(000s)
$1,026
$4,331 $4,916
PAYROLL
• Generate payroll checks and payroll journals
• Wage garnishments, tax liens, and all other
required deductions
• Generate all W-2, W-4, I-9, 940 and 941
forms
• Tax calculations
• Federal and state tax deposits
- FICA - Social Security tax
- FUTA - Federal Unemployment tax
- SUTA - State Unemployment tax
$22,923,760
$475 $1,603
BENEFITS
• Major medical health benefit plan
• Dental care
• Prescription card
• Disability insurance
• Vision care
• Life insurance
• Section 125 tax plan
• 401(k) retirement plan
• Administration of all employee benefits
package
WORKERS COMPENSATION
COVERAGE
• Eliminate surcharges, premium deposits,
audits, modifiers and sometimes down
payment
• Lower overall workers comp cost in every
direction possible
We provide employee handbooks to outline
policies and procedures that are unique to
your company, as well as federally mandated
$13,277 $15,297
$10,848 $2,369
$3,190 $1,244
$7,846 $2,335
$1,658 $6,422
$5,699 $10,175
$4,304 $2,460
$1,385 $1,308
$23,312 $25,686
$4,977 $5,082
$37,168 $1,530
$2,069 $2,622
$1,187 $547
$3,658 $4,955
$514,959 $943,942
$5,960 $6,091
$1,430 $2,220
$17,573 $310
$1,485 $759
$3,213 $1,262
$4,277 $1,701
$1,629 $7,562 $556 Net Income is net
interest income plus total
noninterest income plus
realized gains (losses) on
securities and extraordinary
items, less total noninterest
expense, loan loss
provisions and income
taxes.
Net Charge-Offs equals
the total amount of loans
and leases charged-off,
less amounts recovered on
loans and leases previously
charged-off.
$50,196
$989 $6,997 Tier 1 Core Capital
includes common equity
plus non cumulative
perpetual preferred stock
plus minority interests in
consolidated subsidiaries
less goodwill and other
ineligible intangible assets.
$23,802
$3,017 $1,640
$1,675
$1,014
$757
$2,165,203 $2,626,828
$1,035 $1,141
$5,830 $886 $7,117,738 $31,438 policies and procedures, allowing for clear
understanding of company policy for all
employees. BPS maintains all personnel files,
employee records and documentation. You
have direct access to support staff, including:
• Payroll
• Human Resources
• Legal services
• Benefits
• Loss control/risk management
• Unemployment claims and hearing
RISK MANAGEMENT
• Professional, experienced risk management
directors and managers
• Safety surveys, evaluations and inspections
• OSHA/EPA reviews and compliance
• Design and conduct employee safety
education programs
• Safety policies and manuals
• Worker’s compensation claims and
administration
• Staffing services
$938
$680
$4,573,534
$14,374
Legend:
U.C. Deposits equals total
deposit share in the 15
counties of the CBJ region.
$393
$18,445 So You Don’t Have To.
• The National Labor Relations Act
• Title VII of the Civil Rights Act of 1967
• Rehabilitation Act of 1973
• Occupational Safety and Health Act of 1970
• Fair Labor and Standards Act of 1968
• Americans with Disabilities Act of 1990
(ADA)
• Pregnancy Discrimination Act of 1993
• Family and Medical Leave Act of 1993
(FMLA)
• The Worker Adjustment & Retraining
Notifications Act
• Consolidated Omnibus Budget Reconciliation
Act (COBRA)
• Immigration Reform and Control Act
• Health Insurance Portability & Accountability
Act (HIPAA)
• Wage and Hour Law
• Equal Employment Opportunity
Commissions (EEOC)
*9/30/09 deposits
not available
$26,267,901 We handle all the non-productive
aspects of being in business...
WHAT WE CAN PROVIDE
Past Due (30/90 day) is
total assets past due and
accruing interest (real
estate loans, installment
loans, credit cards
and related plan loans,
commerical and all other
loans, lease financing
receivables, debt securities
and other assets).
Loan Loss Reserves is
the amount maintained in
allowance for loan and lease
losses to absorb estimated
credit losses associated
with its loan and lease
portfolio.
The Payroll Source has the
lowest cost with the most
to offer GUARANTEED!
• NO SET-UP FEES
• FIRST THREE MONTHS FREE!
All Payroll Source services listed below are included at
NO EXTRA COST!
TAx LIABILITY PAYMENTS AND QUARTERLY TAx
RETURNS & FILINGS
• 940 (Federal Employment)
• 941/941B (FICA & Federal)
• State unemployment
• State withholdings
• Local taxes
PAYROLL MANAGEMENT
• Online time entry (24/7 access)
• Direct deposit (checking and savings)
• Pay-to debit cards
• In-house check printing
• Time Clock Services (biometric, magnetic, barcode, direct keypad)
• Customized reports
• CPA reports
• Government reporting & compliance
• New hire reporting
• Deductions, child supports & garnishments
• Attendance, sick & vacation accruals
• Job costing
• Multi-state filings
• W-2s
ALSO AVAILABLE
• In-house legal attorney for help with employee law at a fraction of
what you would spend
• Employee handbooks with full job descriptions and policies
• In-house IT division can customize integration from your computer
system to ours and back
• Retirement (401k) Services
• Health/Insurance benefits
• Section 125-plans
• Pre-employment screening
HUMAN RESOURCES
We provide continuous updates to maintain
compliance with applicable state and federal
employment laws, regulations, ordinances,
directives, and rules, including, but not limited
to:
TRADEMARKED & LICENSED IN 45 STATES!
Payroll Services...
The Only Thing That Changes is Your Bottom line. Without the Headaches.
CONTACT ALLEN SNOW
931.349.9203
or toll free 866.694.1221
KNOXVILLE, TN
THE
Payr ll
S O U R C E
12
February 2010
FAST FACTS
All Rates Not Seasonally Adjusted
Nov ’09/Oct ‘09/Nov ‘08
Unemployment Rates (%)
10.9/11.3/10.3
10.3/10.3/7.5
13.7/13.3/11.9
15.3/14.4/13.0
12.4/12.7/9.8 11.5/12.0/10.3
12.8/13.3/10.5
13.1/13.0/11.0
9.5/9.6/6.8
10.6/10.7/8.1
14.9/15.7/7.9
13.6/13.4/10.4
11.3/10.8/8.2
Tennessee:
10.9/10.2/7.6
DEC ’09/NOV ‘09/DEC ‘08
Source: Tennessee Dept. of Labor
& Workforce Development
The most recently published
unemployment numbers show signs
of improvement in many counties
across the Upper Cumberland.
Declines in unemployment – if
only slightly – were reported in 10
of the 15 counties in the Journal’s
coverage area for November. The
November statewide rate was also
down slightly from the October rate.
Cannon County reported the
greatest decline at more than a
full percentage point (1.1 percent),
followed closely by Fentress and
NEW
BUSINESS
LICENSES
Overton counties, both with a half
percent drop, and Macon, Van
Buren and Warren counties with a
0.4 percent decrease. The average
15-county combined rate remained
relatively constant at 12 percent
from the previous month’s 12.1
percent rate.
Tennessee reported a statewide
December rate of 10.9 percent, up
0.7 percent from the November
revised rate of 10.2. The December
county statistics were not yet
available at press deadline.
MACON COUNTY
(from the office of County
Clerk Wayne Nabors)
1st Fit Autobody Parts
1540 Shag Rag Road
A Taxi Cab
960 Humble Drive
Affordable Accents
Art & Home Décor
6541 Poplar Grove Road
10.0/11.1/9.3
13.5/16.0/8.0
PUTNAM COUNTY
Clerk James Howser)
Maggio’s Italian Grill
307 College Street
Lafayette, TN 37083
MJ & M Builders
723 Fulia Lane
Westmoreland, TN 37186
The Pampered Pup
11630 HWY 52 West
Westmoreland, TN 37186
Afternoon Studio / Gallery
39 West Broad
Cookeville Auto Brokers
1220 Southside Drive
Cottage Antiques
113 East Spring Street
www.ucbjournal.com
Huntcor Auto Sales
1190 South Jefferson
Wanderabouts Travel
1368 Village Court
Life Transitions
39 West Broad
White County
Memories
1971 Amber Meadows Road
Besaley Construction Co LLC
120 West McMurry Blvd.
Hartsville, TN 37074
Price Ceiling Inc
2000 Lay Dam Road
Clanton, AL 35045
Allied Home Medical 2
165 Mose Drive
Sparta, TN 38583
Middle Tennessee
Recovery Solutions
1475 Dyer Creek Road
Bohannon Comfort Systems
336 Swift Road
Sparta, TN 38583
R T Harwood Flooring
9730 Herd Ridge Road
Raymond Slaughter
6510 Pleasant Ridge Road
Sparta, TN 38583
Clerk Connie Jolley)
Flatt Out Signs
206 Independence Lane
Sparta, TN 38583
A-1 Satellite Distributors
148 North Main Street
Sparta, TN 38583
Richardson Medical
651 North Edgewood Drive
Sparta, TN 38583
CVS Pharmacy #06434
495 South Willow
Re/Max Cross Roads LLC
DBA The U.C. Team
208 South Jefferson
Discount Taxi Cab
945 Grandiose Drive
Sweet Paper Designs
2751 Preakness Drive
ETC. Arts & Antiques
39 West Broad
The Real McCoy Tile Inc
4900 Rocky Point
Glenn C. Tumbush
6075 Center Springs Road
Trafford, AL 35172
Threadz
1732 Heathrow Drive
H&R Block / South Jefferson
565 South Jefferson
Tim’s Tree Service Inc
2250 Pine Knob Road
Lexington, TN 38351
RPM Heating, Cooling,
Plumbing, & Electrical
8328 Roberts Matthews Hwy
Sparta, TN 38583
H&R Block / West Jackson
377 West Jackson
Transformations
715 Spring Valley Road
Auto One
332 Mulligan Road
Sparta, TN 38583
Taylor Made Pet Services
119 Parker Road
Sparta, TN 38583
One Cor Four Two Inc
D/B/A H&R Block
177 Mose Drive
Sparta, TN 38583
Machine Works
3610 Burgess Falls Road
Sparta, TN 38583
We offer...
Full catering services • Full menu choices • Event Planning
CHARTWELLS IS YOUR CATERING SOLUTION for all occasions! Our team
experience in catering all types of events, including weddings, corporate catering,
special events, barbecues and private parties. Just ask us for more information to
help...
OUR CULINARY CREATIONS are abundant with fresh ingredients, clean flavors and
simple elegance. We specialize in everything: corporate events, social gatherings,
beautiful weddings and more.
VICTOR KLINE WILL HELp you with every detail. Let our passion for food make your
events extraordinary!
FROm GRAdUATIONS TO COCKTAIL pARTIES, weddings to office lunches, we
have all new menus just for you, with trendsetting new items, classic dishes and
everything in between!
Victor Kline
Catering Director
- Pastry Chef
931-372-6440
ALSO: 30% DISCOUNT STOREWIDE
FOR VALENTINES DAY 2010!
www.dineoncampus.com/ttu
Don’t Forge
VALENTINES DtA
Y
2010!
February 2010
13
www.ucbjournal.com
RETAIL
From page 1
percent year-over-year was reported
nationally. However, December sales,
which were expected to rise by 0.5
percent over the previous month,
actually dropped 0.3 percent.
Virtually all segments – from clothing
to electronics, groceries and
restaurants – reported declines.
Electronics in particular were hit hard
nationally, down 2.6 percent in
December.
The same cannot be said for
electronics sales in the Upper
Cumberland, however.
“Our sales in December were up by
20 percent over last year sales,” said
Chad Welch, manager at Electronic
Express in Cookeville.
The same was true for local sales of
gifts, clothing, furniture and
automobiles.
“We chose to ignore the negative
press and do business as usual in
December,” said Jenny Spurlock,
owner of J J Jax in Cookeville. “Our
OVATION
From page 1
Business Journal, Attn: Ovation Awards,
705 North Dixie Avenue, Cookeville, TN
38501.
When submitting nominations,
please be specific which category each
nomination references, provide a short
description of why you are nominating
each business/individual, provide your
name and contact information, and
provide the nominee’s name and contact
information (if known).
Ovation Awards apply only to
businesses/individuals in the 15-county
CBJ distribution area of Cannon, Clay,
Cumberland, DeKalb, Fentress, Jackson,
December sales were up by 13 percent
over November and we closed 2009
with an 8 percent increase.”
Kelly Clarkson, owner of The
Marketplace in Cookeville, also
reported “considerably better
December sales.”
“I think people were just in a crunch
to do Christmas shopping,” said
Clarkson. “It was right upon them.”
Even newly opened regional chain
store Burkes Outlet in Crossville met
sales projections after being open for
only two months.
“We are very happy with what we
have done here,” said store manager
Gina Bryars.
Walmart in Crossville also
experienced an increase of 1 percent
in December 2009 over the previous
year’s December sales, after being
down 3 percent in November.
“November was the second-toughest
month we had all year, behind
August,” said Roy Howard, store
manager. “August sales were awful.
We were happy to see the increase in
December.”
Auto dealers in the region, which
had earlier received help from the
Cash for Clunkers program, also
appeared to be on track with
nationally reported volume, especially
for local Ford dealerships.
Nationally, Ford, Lincoln and
Mercury December sales were up 33
percent versus a year ago – the highest
sales month since May 2008.
“We did quite well,” said Angelo
Leonardi, sales manager for Cookeville
Ford-Lincoln-Mercury, which posted a
14 percent December 2009 versus
December 2008 increase. “We felt
December would be a pretty decent
month, but it was better than we
expected. Ford offered good
incentives, so we were able to discount
by $5,000, and even $10,000 on some
vehicles.
Many retailers took drastic measure
to ensure the year ended on a happy
note.
“We reduced prices below what they
were last year (2008),” said Welch,
“and we brought in more computers so
customers had a wider selection.”
Morgan Furniture in Sparta offered
deep discounts to attract customers,
which resulted in a 30 percent increase
in fourth quarter sales, according to
owners Don and Carol Blaylock.
“We combined two of our biggest
sales events of the year into a strong
November/December sales push,” said
Don Blaylock, “and it gave us a good
bounce back.
“We usually give a 50 percent
discount and no sales tax the last
week in December, and in November
we have an anniversary sale. This
year, we tied our longevity into our
year-end sales drive and it worked.”
Morgan Furniture celebrated 44 years
in business in 2009.
“It looks like we may have turned a
corner,” said Bowman. “Of course,
actual December sales numbers will
give a better picture, as well as the
final year-end retail figures, which
won’t be available for about six
months.”
Macon, Overton, Pickett, Putnam,
Smith, Trousdale, Van Buren, Warren
and White counties.
2010 Ovation Award categories
include:
Honoring an effective or unique
promotion of tourism related to
economic development in a community
or region.
• Best Individual Corporate Citizen
(Philanthropist)
Honoring leaders who have helped
pave the way through their generosity,
donations or other volunteer activities.
• Excellence in Business Leadership
Honoring business owners, managers
and other key leaders for their foresight,
management skills and success.
• Favorite Restaurant
Honoring local restaurants for
consistent service, food quality and/or
unique dining experiences.
• Favorite Retail Establishment
Honoring the various retail outlets in
the Upper Cumberland for customer
service, varied or unique product
selection, convenience and overall value
to the community.
• Excellence in Professional Services
Honoring professionals who serve us
well, from accountants and lawyers to
plumbers and HVAC shops.
• Excellence in Governmental
Leadership
Honoring elected/appointed officials
and their respective offices/entities for
their overall commitment and service
to promoting a strong business and
economic environment in the Upper
Cumberland region.
• Spirit of Entrepreneurship
Honoring individuals who have made
something from nothing, who have
withstood the test of time and/or carved
out a unique business model where
none previously existed.
• Excellence in Manufacturing
Honoring innovation, environmental
stewardship, quality work environments,
corporate philanthropy/citizenship, and
consistent or extraordinary growth.
• Excellence in Tourism Promotion
N
g St.
AIGF!
P
m E. Sprin
p
M
8
CA CKOF - 6 pm - g. at 90
Bld
KI
4th
eb. teran’s
e
s., F
Thur keville V
Coo
What You Can Count On With
Greg Cooper As Your Next Sheriff
• Deportation of Illegal Immigrants Arrested for Committing Crimes in Putnam County
• Reduction of State Inmates and Implementation of New Work Programs
• Creation of a High-Intensity Drug and Gang Awareness Program
• An Aggressive Pursuit of Sexual Predators and Sex Offenders
• Senior Citizens Workshops and Programs
• Stronger Neighborhood Watch and Community Police Programs
• Cooperation with Other Agencies
www.gregcooper2010.com
Call Now to Reserve Your
2010 Company Outing Date!
For pricing and more information, please contact Lisa Phillips today at
(865) 428-9889 or [email protected].
For park information, visit us at dollywood.com.
14
February 2010
www.ucbjournal.com
One size fits all doesn’t work with green commercial building
In recent articles, we have
discussed the different amounts of
money that can be saved by building
more energy-efficient buildings.
Some of the topics we have discussed
include heating and cooling systems,
insulation and water efficiencies, as
well as window types. Several
readers have commented on how
efficient these products sound, but
have also asked how these systems
will actually affect the cost of their
new buildings.
With energy-efficient construction
trends catching on, new studies are
beginning to show from no increase
to only nominal increases in costs to
build green versus building a
traditionally designed structure. The
goals of cutting the use of energy
with good-quality, energy-efficient
construction should not cost more
money to the owner. Once you move
toward more trendy energy-efficient
technologies, such as solar panels
and geothermal systems, the
construction cost will rise.
In a report titled The Cost and
Financial Benefits of Building Green,
33 buildings in California that had
received Leadership in Energy and
Environmental Design (LEED)
certifications by the U.S. Green
Building Council were analyzed for
their construction costs. These
projects were placed into four
categories: Bronze, Silver, Gold and
Platinum. The bronze-certified
buildings had a cost premium of less
than 1 percent, the silver was 2.1
BIZBUZZ
From page 1
Cookeville Chamber
promotes Canada to VP
COOKEVILLE — Laura Canada has
been promoted to vice president of
communications and
programs for the
Cookeville-Putnam County
Chamber of Commerce.
Canada will oversee
the membership services,
community development
and public policy divisions
Laura Canada
of the Chamber. She also
will continue to serve as Convention &
Visitors Bureau director and oversee the
operations of the Highlands Visitor Center.
“I feel extremely honored that the
Chamber has entrusted me with this new
role, and I am eager to meet the challenge
they have set before me,” said Canada.
Canada joined the Chamber in January
2007 as communications/Convention &
Visitors Bureau coordinator. In that position,
she spearheaded opening the new Highlands
Visitor Center and bringing the TSSAA
Football Championships to Cookeville.
She also facilitated the design and
implementation of www.MustSeeCookeville.
com, one of the area’s most comprehensive
Web sites featuring information about
Cookeville and the Highlands.
“Laura has certainly earned this
promotion,” said George Halford, Chamber
president/CEO. “Her enthusiasm, persistence
and dedication have helped us make some
truly groundbreaking progress toward
putting the Highlands on the map. This
new role will empower her to play an even
greater part in taking our community and
our region to the next level.”
Incoming Chamber Chair Bob Luna added,
“Laura Canada is a very impressive young
professional who takes the initiative and
successfully completes every project she
GOING GREEN
with Joe Bontrager
LEED Accredited Professional
percent, gold was 1.8 percent and the
platinum was 6.5 percent. The report
concluded that the average price
increase for all 33 buildings was less
than 2 percent.
Because going green can reduce a
building’s energy consumption by 20
to 30 percent, the 2 percent increase
acquired is easily recouped. The
payback on many good, energyundertakes. When George (Halford) told me
of his plans to promote her, I was ecstatic.
Laura truly represents the future leadership
of this community.”
In addition to her work with the Chamber,
Canada serves on the CityScape board of
directors and is vice chair on the Upper
Cumberland Tourism Association Board of
Directors.
Canada earned her MBA from Tennessee
Tech University, graduating magna cum
laude with a B.S. in human ecology and a
minor in business. She came to TTU on a
volleyball scholarship and was named TTU
Athletics Woman of the Year in 2005. She
earned the Collegiate All-American Scholar
Award in 2004 and 2005.
Construction set to begin
on Sweetwater Elementary
School addition
SWEETWATER — Mid-State Construction
crews are set to begin construction of a
new $3 million auditorium and classroom
building at Sweetwater Elementary School.
To make way for the building addition,
Mid-State recently demolished the Ivins
Building, which had stood on the site for
83 years but was only in partial use and
required an ever-growing list of repairs to
meet state fire codes.
The addition is scheduled for completion
in the fall of 2010 and will feature six
classrooms and a 510-seat auditorium
with stage lighting and sound. Mid-State
will also construct a landscaped pavilion
between the old and new buildings. Stone
Steel and Cookeville Glass and Mirror will
efficient technologies can be less
than two years and should not
exceed seven years. Some low-cost or
no-cost green ideas can even
improve employee productivity by
including temperature and lighting
controls and increasing the amount
of natural daylight.
When choosing energy-efficient
technologies for your building, keep
in mind never to use a one-size-fitsall solution. Each building will have
unique usages and challenges. Speak
with a professional who has
experience using a broad spectrum of
technologies and decide what would
work with Mid-State on the building, which
was designed by Sam Moser, a native of
Sweetwater and an architect with Barge,
Waggoner, Sumner & Cannon.
“We consider it a privilege to create
structures that serve both the community
and its children,” said Tony McCracken, MidState vice president. “In fact, the project
itself will serve the community, because
we’re enlisting the services of many local
and area businesses and people, such as
mechanical and electrical contractors, to
work with us in completing it.”
Mid-State was chosen to build the
recently completed Algood Elementary
School and the reconstruction of Jere
Whitson Elementary School, both in
Putnam County. The builder was one of
nine companies to bid on the Sweetwater
Elementary project.
be the best fit for your building. The
best way to approach energy-efficient
construction on your next project is
to decide early in the process exactly
what you want to accomplish with
your building from an energy and
sustainability point of view. This
decision should be ingrained in all
work the designer and contractor
perform.
The key for making energyefficient construction cost-effective
is to start early during the project
and have everyone on board,
including the owner, designer and
contractor. Do not think of energy
savings as an add-on to your
building. Finally, remember that the
initial construction cost is only about
11 percent of the first 40-year life
cycle cost of your building: 14
percent is financing cost and 75
percent is maintenance/utilities.
With proper planning, going green is
not only a wise decision, it is the
only way to design and build your
next building.
Joe Bontrager is a LEED Certified Project
Manager for J&S Construction Company
Inc. in Cookeville, TN. J&S is a locally
owned, full-service construction company
with more than 52 years’ experience
building projects, relationships and trust.
It has completed more than 90,000 square
feet of LEED certified buildings and over
5,000 unique projects with more than a 75
percent repeat customer rate. J&S employs
100 of the finest craftsmen and trade
professionals, including a number of
nationally recognized and award winning
architects and engineers.
Paid advertisement
president of the Home Builders Association.
Dyle receives certification in
short sales and foreclosures
COOKEVILLE – Crye-Leike Realtors
Cookeville broker Judd-Christian Dyle
recently completed a new short sale
and foreclosure course offered by the
National Association of Realtors. The
course is designed to equip realtors with
the tools and know-how to negotiate the
complexities of short sales.
Dyle is a licensed agent in the company’s
Cookeville office on Neal Street. He assists
buyers and sellers in and around Putnam,
Overton, White, Jackson, Cumberland and
DeKalb counties, specializing in all types of
Upper Cumberland Home
& Garden Show holds 36th
annual event
COOKEVILLE –Home Builders Association
of the Upper Cumberland will host the 36th
annual Upper Cumberland Home & Garden
Show Friday, March 5, and run through
Sunday, March 7, at Hyder-Burks Pavilion in
Cookeville.
The Home Show will be open to the public
from 5 to 9 p.m. on Friday, from 9 a.m. to 8
p.m. on Saturday, and from noon to 4 p.m.
on Sunday.
The Show offers vendor booths with
goods and services for home building,
improvement and financing. Landscapers,
contractors, interior designers, mortgage
bankers and more will provide homeowners
with tips on building and caring for their
homes.
“The Home Builders members are
honored to present this event that
showcases the many fine businesses in
this area that offer innovative products
and services for homes,” said Mike Phipps,
residential real estate sales, with a focus on
relocation and bank-owned properties. He
is also a member of the Upper Cumberland
Association of Realtors and the National
Association of Realtors.
Crye-Leike Realtors was established in
1977, and is the sixth largest real estate
company in the U.S. with more than 3,000
licensed sales associates in more than 120
corporate and franchise offices in nine
southern states.
River Park Hospital installs
64-slice CT scanner
MCMINNVILLE – River Park Hospital
recently installed a new 64-Slice GE
LightSpeed VCT XT CT Scanner in its
radiology department.
The new equipment will complement and
extend the range of diagnostic services the
See BIZBUZZ pg.16
CLASSIFIEDS
www.ucbjournal.com
BUSINESS SERVICES
Enhance your business or home with live
interior plants. Dr. Your Plants offers design,
installation, weekly maintenance, and for your
home, vacation plant care. Free Consultation. Call
Mark at Dr. Your Plants, 931-252-4180
COMMERCIAL REAL ESTATE
DONNITA HILL
818 E. 10th Street Cookeville TN
home. With over 2400 SF of heated and cooled
floor space; this building would meet the needs
of many professional organizations. Spacious
kitchen is equipped with all appliances, bathrooms
are handicap accessible, laundry room, plus
beautifully decorated and ready for occupancy.
Shown by appointment only.
______________________________________
(931)520-7009
866-528-4455
1427 Interstate Drive: MLS# 144176
$1,750,000. Situated on 2.98 acres with a daily
traffic count of over 15,000 cars per day. Property
can be divided, currently features a 4875 square
foot commercial building with potential of a
conversion into another business opportunity. Property fenced with an exceptional location for
any type of business.
341 N Spring Street: MLS# 142407 $237,000.
Recently renovated 2-story commercial building
just off Highway 111 in Sparta, TN. This property
has been utilized as a medical facility with 9
offices, plus live-in ability, large parking area in
front and side of building, and handicap accessible.
Security system. Shown by appointment only.
Mike Brady
116 South Lowe Avenue
(931)528-1573
(800)948-3728
______________________________________
470 Old Kentucky Road: MLS#138053
$320,000. Great corner lot zoned General
Commercial on Old Kentucky Road just past
Kangaroo Market, BP, and Consignment Store. Home being sold “As Is”. Easy buildable lot with
good access to Highway 111, Neal Street, and
Highway 70.
______________________________________
1644 S Jefferson Avenue: MLS# 142870
$315,000. An exceptionally well-constructed
commercial building that makes you feel right at
www.firstrealty.net
Retail Building. APX SQFT: 13222 EXTRAS:
High Traffic Location, High Visibility, Living
Quarters, Restrooms. PARKING: Paved.
CONSTRUCTION: Block. EXTERIOR MATERIAL:
ROOF: Rubber. BASEMENT/SUBSTRUCTURE:
Slab, Block Foundation HEATING: Natural
Gas, Electric COOLING: Roof Unit, Central
Air. WATER SUPPLY: City Water. GAS:
H
Are You Getting Enough Sleep?
H
H
H
L
SLEEP UN
H
H
H
H
and accepting patients!
H
IMITED
Sleep Clinic
• Sleep Apnea
• Restless Leg Syndrome
• Narcolepsy
• Insomnia
• Nocturnal Epilepsy
• Other Sleep Disorders
{
SLEEP
UNLIMITED
• Comfortable, like home
• Queen Size Beds
• Flat Screen TV’s with
DVD player
LARGEST
NETWORK
AND MOST
EXPERIENCE
IN THE UPPER
CUMBERLAND
H
• Tired?
• Hard to get out of bed?
• Incessant snoring?
• Breathing difficulties?
TREATING...
SLEEP
ROOMS
15
The Cumberlands. 545 E Spring St. 1700 sq ft.
$1200 month. 2 blocks from square. High traffic
count. Ample parking. Call 931-646-7020 for info.
DEBBIE BILLINGS
116 South Lowe Avenue
[email protected]
(931) 528-1573
(931) 260-5589
www.firstrealty.net
www.DonnitaHill.com
NOW OPEN
Available, Installed, Natural Gas. ELECTRIC
SUPPLY: Available. DIRECTIONS: FROM PCCH:
S ON JEFFERSON, BUILDING ON RIGHT.
PUBLIC REMARKS: LOCATION LOCATION
LOCATION!13,200 FT ON SOUTH JEFFERSON
AND PROFFITT. REAL ESTATE ONLY FOR
SALE, LONG TERM TENNANT WILLING TO
STAY. MANY POSSIBILITIES WITH HIGH
TRAFFIC COUNT. BILLBOARD RENTAL, AND
APARTMENT. EXCELLENT INVESTMENT!! LIST
PRICE: $799,900
February 2010
DR. THUY NGO
• Medical Director
• Neurologist
• Board Certified
in Sleep Medicine
• Sleep Consultant
for over 15 years
Anna Ealy - Registered
Polysomnographic Tech.
Eric Allen - Co-owner
1150 Perimeter Park Drive • Cookeville • 931.525.1160
Excellent investment. 82 units.
Excellent location. High traffic visibility.
Land for additional units.
Located on 4 road frontages.
$200,000
Professional Office Space FOR RENT. Located
in the historic Varsity Cinema in Cookeville. One
small office (600 SF and one larger office (1,200
SF). Common space includes two conference rooms
and presentation room, kitchen, storage and lobby.
Can rent with or without furniture. Negotiable
terms. 931-528-8852. Ask for DD.
February 2010
16
www.ucbjournal.com
BIZBUZZ
From page 14
hospital will be able to offer its patients,
according to CEO John McLain.
“The new technology provides us with
advanced neurological imaging, cardiac
imaging and orthopedic reconstructive
capabilities,” said McLain. “In addition to
improved quality of the images produced,
we are also able to provide improved patient
safety and comfort with lower doses of
radiation and shorter procedures.”
LPL Financial ranked second
in J.D. Power investor
satisfaction survey
BOSTON – LPL Financial Corporation has
received the second highest ranking in J.D.
Power and Associates’ 2009 U.S. Full Service
Investor Satisfaction Study.
LPL Financial is one of the nation’s largest
financial services company and the largest
independent investment broker-dealer in
the U.S. The company is headquartered
in Boston, Charlotte and San Diego, and
operates an office in Sparta managed by LPL
registered principal Don Randolph. Randolph
is a graduate of Tennessee Tech University.
He is also an accredited asset management
specialist and is Series 7, 63, 66 and 24
qualified.
“The J.D. Power results demonstrate how
the delivery of investment advice is evolving
away from big wire house brokerage firms
toward the independent financial advisor,”
said Randolph.
Putnam County among 111
receiving USDA Distance
Learning and Telemedicine
grants
KANSAS CITY, Mo. – A proposed project
that will link six Putnam County schools
through video conferencing has received a
$314,259 grant from the U.S. Department of
Agriculture.
The USDA awarded more than
$34.9 million in Distance Learning and
Telemedicine grants to 111 projects in 35
states, including four others in Tennessee in
Bedford, Cocke, Maury and Sevier counties.
The funds were made available as part of
the American Recovery and Reinvestment
(Stimulus) Act.
The Putnam County schools project will
create a local video interactive network
that will be available as a multipurpose
community resource. The project will be
available to students, teachers, health
professionals and adults in workforce
development.
Moore named cancer liaison
for Cookeville Regional
Medical Center
COOKEVILLE – Urologist Dr. Lee Moore
recently received a three-year appointment
as cancer liaison physician for the cancer
program at Cookeville
Regional Medical Center.
Previously, general and
vascular surgeon Dr. Scott
Copeland held the position.
Moore is also a member
of the multidisciplinary
cancer committee at
Dr. Lee Moore
Cookeville Regional. As cancer liaison
physician, he is among a national network
of more than1,600 physicians who are
responsible for providing leadership and
direction to establish, maintain and support
cancer programs.
Cancer liaison physicians are an
integral part of programs accredited
by the American College of Surgeons
Commission on Cancer. They are responsible
for spearheading program initiatives,
collaborating with local agencies, and
facilitating quality improvement goals
utilizing data submitted to the CoC National
Cancer Database.
The NCD contains data from CoC-
Mon.-Sat. 11am-2:30am
Sun. 12pm-2:30am
203 E. 9th St. Cookeville, TN
accredited cancer programs that assist
in the analysis of patterns of diagnosis,
treatment and quality of care. The data
includes patient demographics, tumor
characteristics, treatment and outcome
information for more than 22 million
malignant cancers diagnosed and treated
between 1985 and 2006.
Cookeville Regional is among an
elite group of cancer programs that
have achieved CoC “approval with
commendation,” a status held by fewer than
40 percent of all accredited programs.
Since The Cancer Center opened in 1999,
it has provided treatment for thousands
of patients in 32 counties in Middle
Tennessee and three counties in Kentucky.
The Cancer Center program represents a
multidisciplinary approach to care based on
education, prevention and early detection.
The Cancer Center gives patients in
the region the option of receiving vital
treatment and care without the discomfort
and inconvenience of traveling long
distances. Services include chemotherapy,
radiation therapy, tomotherapy, clinical
trials, da Vinci and other surgical options,
PET/CT, and a nurse navigator program.
CRMC’s Pierce relocates
office to former cancer
center
COOKEVILLE – Dr. Mark Pierce, infectious
disease specialist with The Physician
Associates at Cookeville Regional Medical
Center, has relocated
his office to the former
location of The Cancer
Center at the hospital.
His office is inside the
hospital’s west entrance,
with parking available
in Lot D at the corner of
Dr.Mark Pierce
Fourth Street and Hickory Avenue.
Pierce will be adding a new service
specifically for patients who need
peripherally inserted central catheters.
PICC-line placement is sometimes needed
for prolonged intravenous (IV) antibiotic
treatment or other long-term IV access, and
for chemotherapy.
In addition to this service, Pierce will
continue to operate The Travel Clinic,
designed to provide travel advice and
vaccinations for those planning overseas
trips.
“Anytime you travel overseas, particularly
to developing countries, it is always a
good idea to take a look at your routine
vaccinations,” said Pierce. “There are many
countries that require certain (types of)
vaccinations before you are allowed to
enter.”
The Travel Clinic is the first of its kind
in the Upper Cumberland region, and
provides patients with one-on-one, sitespecific travel advice and health tips in
addition to vaccines and prescriptions
recommended for the areas to which they
are traveling. Available vaccines include
tetanus/diphtheria, polio, hepatitis A and B,
pneumonia, meningitis, typhoid, H influenza
type B, rubella, yellow fever, Japanese
encephalitis, and flu.
“Two of the biggest health dangers to
international travelers are diarrhea and
malaria,” continued Pierce. “We try to make
patients aware of the ways that they can
avoid these and other illnesses so that they
can make the most of their trip.”
Pierce has extensive experience in tropical
diseases and travel medicine. He founded
and directed the Vanderbilt International
Travel Medicine Clinic earlier in his career
and spent many years doing mission work as
a physician in remote areas of Africa.Pierce
also worked with the National Institutes of
Health as the Clinical Head of the Malaria
Vaccine Development Branch.
For more information or to schedule an
appointment with Pierce, call 931-5208320.
phone: 931.526.3344
to-go: 931.528.1050
www.spankiesrestaurant.com

INSIDE This Edition

Transcription

Similar documents

PDF - Smithville`s Stella Luna gallery closing after 10

INSIDE This Edition - Smithville`s Stella Luna gallery closing after 10

2014-ucbj-june-edition-web - Smithville`s Stella Luna gallery closing

New exits spur growth in nearby Lebanon

2016-UCBJ-Ovation-July-Edition-24pg-WEB

Roof blown off laundromat - Creative Circle Media Solutions

2014-ucbj-may-edition-web - Upper Cumberland Business Journal

Cumberland Harbour is a natural paradise.

Connecting With Cumberland County Annual Report to Our Citizens

Herald-Citizen - Creative Circle Media Solutions

Herald-Citizen - Creative Circle Media Solutions

We`re glad you`re here!

3rd Annual - New Cumberland Federal Credit Union

Invitationfor - Tennessee Orthopaedic Society

VETERANS OF PUTNAM COUNTY TENNESSEE VETERANS HALL

We`re glad you`re here!

Herald-Citizen - Creative Circle Media Solutions

Herald-Citizen - Creative Circle Media Solutions

Herald-Citizen - Creative Circle Media Solutions

obituaries for cookeville city cemetery, cookeville, tn

obituaries€for€cookeville€city€cemetery,€cookeville,€tn

obituaries for cookeville city cemetery, cookeville, tn a