Summer 2014 - SnoCope Credit Union
Transcription
Summer 2014 - SnoCope Credit Union
Sound advic e SnoCope News and Information UPCOMING EVENTS SEMINARS ARE BACK! SnoCope seminars are open to everyone, so feel free to take advantage of this learning opportunity. Please RSVP with Beth Jarvis. Phone: 425-3883481 x123 or Email: Beth@ SnoCope.org. Be sure to provide the name of the seminar you wish to attend, the date, your name, your email & your phone number. We ask for an RSVP as a light lunch will be provided for all attendees. A door prize will be drawn at the conclusion of the event. You must be present to win. TIPS FOR BUYING YOUR DREAM HOME - July 30, 2014 from 12:00 -1:00 pm 3000 Rockefeller Ave, Everett; Robert Drewel Building, Lower Lobby, Public Meeting Room 1. IDENTITIY THEFT PROTECTION - September 23, 2014 from 12:00 -1:00 pm 3000 Rockefeller Ave, Everett; Robert Drewel Building, Lower Lobby, Public Meeting Room 1. BASICS OF PERSONAL FINANCE – October 9, 2014 from 12:00 -1:00 pm - 3000 Rockefeller Ave, Everett; Robert Drewel Building, Lower Lobby, Public Meeting Room 2. For detailed descriptions of all the seminars go to snocope. org. Summer 2014 In the Market to Buy or Sell a Home?1 Want to Purchase or Refinance? Maybe it’s time to look at SnoCope’s HomeAdvantageTM Program The HomeAdvantage program, is an exclusive new member service that can help you search, buy, sell and save on your next home! HomeAdvantage puts all the real estate tools you could ever want or need under one roof. It’s absolutely free and can help you: • Search for a Home - Search through the most current online MLS listings to find the home of your dreams. • Find a Real Estate Agent - Make a connection with a top local Real Estate Agent from a network of hand-picked agents. • Earn a Rebate - Use one of the participating agents to buy or sell a home and earn a cash rebate – the average rebate is about $1,500!2 • Get Listing Alerts - Save your favorite searches and get email updates when new listings become available. • Do Your Research - Research neighborhoods, schools and comparable properties. To learn more call us at 425-388-3481 and ask for a loan officer or go to SnoCope’s mortgage partner website: http://snocopecu.mortgagewebcenter.com. Here’s How to Find the Home of Your Dreams With HomeAdvantage3 We want your home shopping experience to be fun and easy, so we’ve combined all the home search features you want and need into one powerful and easy-to-use program called HomeAdvantage. All you need to do is enroll and you’ll gain access to: online property listings, recent sales data/comparables, demographics, schools, crime statistics and more... Start Your Search Search by price range, neighborhood, city, street, zip code, bedrooms, bathrooms, and style of home…or just circle your area of interest on a map and we’ll show you what’s available. Set Email Alerts Not ready to buy yet, or not finding what you need? Save your favorite searches and receive email alerts when a home that matches your criteria goes on the market! 7:05 PM on July 17 & August 22, 2014 Annual AquaSox Baseball & Fundraiser For The Children’s Miracle Networks July 17, 2014 - Salem Keizer Volcanoes vs AquaSox & August 22, 2014 - Eugene Emeralds vs AquaSox. Don’t miss this great family fun in the sun opportunity. Join SnoCope staff as we watch our local AquaSox “Play ball.” HomeAdvantage and all of its benefits is available to you exclusively through SnoCope Credit Union and it’s absolutely free! To begin your search, just enroll today! To learn more call us at 425-388-3481 and ask for a loan officer or go to SnoCope’s mortgage partner website: http://snocopecu.mortgagewebcenter.com. You can also click on the home search or realtor banner. Members are encouraged to join the fun as we hold a 50/50 raffle to raise money for one lucky attendee and the Children's Miracle Network. Proceeds raised from the raffle will be split. One half of the split will go to the lucky attendee and the other to the Children's Miracle Network. This is an annual event that happens twice a year. Mark your calendars for a twilight evening of fun. For tickets call the AquaSox at 425-258-3673 or go to aquasox.com. As part of the fun, SnoCope will be giving away their famous tiny green piggy banks to encourage youth savings accounts. Mark your calendars now for both of these summertime events. 2014 HOLIDAY CALENDAR INDEPENDENCE DAY Here’s How to Earn a Rebate with HomeAdvantage How would you like an extra $1,5003 in your pocket when you close on your next home sale or purchase? That’s the average rebate members receive when using an approved agent. HomeAdvantage has partnered with some of the top real estate professionals in your area to provide members with an outstanding opportunity to work with a trusted real estate agent and earn a substantial rebate all at the same time. How does it work? It’s really quite simple. When you use any agent in the network to buy or sell your home, you’ll earn a cash rebate equal to 20% of the agent’s commission. That money is yours…apply it towards closing costs, agent commissions or take the cash outright! It’s your choice.3 How much can you save? Use the “Estimate Your Rebate” chart to determine your savings. The rebate is based on the total home price, not the amount mortgaged. HomeAdvantage is an exclusive service provided through SnoCope Credit Union in partnership with CU Mortgage Solutions, our mortgage partner. Best of all, the program is absolutely free! To take advantage of these services, simply enroll today. Once you’ve enrolled, you’ll have access to all the tools and expertise you’ll need. To learn more call us at 425-388-3481 and ask for a loan officer or go to SnoCope’s mortgage partner website: http://snocopecu.mortgagewebcenter.com. Friday, July 4, 2014 LABOR DAY Monday, September 1, 2014 COLUMBUS DAY Monday, October 13, 2014 Footnotes: VETERAN’S DAY 1) Not all applicants may be eligible or can apply. Certain restrictions may apply. Tuesday, November 11, 2014 2) Disclaimer: The HomeAdvantage program is available to you through a relationship between SnoCope Credit Union and CU Home Mortgage Solutions (CUHMS) our mortgage partner. In order to earn a rebate, buyers and sellers must use one of the real estate agents in the approved agent network. Rebate amounts will vary depending on the price of the house and the commission paid out to the agent. THANKSGIVING DAY Thursday, November 27, 2014 CHRISTMAS DAY Thursday, December 25, 2014 NEW YEAR’S DAY Thursday, January 1, 2015 2014 HOLIDAY HOURS 3) The HomeAdvantage program is made available to you through a relationship between SnoCope Credit Union and CU Home Mortgage Solutions. Program rebates are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network of approved realtors. Home buyers or sellers are not eligible for the rebate if they use an agent outside this network. Using SnoCope for a mortgage is not a requirement to earn a rebate. Rebate amounts are dependent on the commissions paid to the agent. CUHMS may have specific rules on how your rebate will be paid out. DAY AFTER THANKSGIVING Friday, November 28, 2014, Close at 3:00 PM CHRISTMAS EVE Get Moving With A Home Loan Or A Refinance! Wednesday, December 24, 2014, Close at 3:00 PM www.SnoCope.org 3130 Rockefeller Ave. Everett, WA 98201 Phone: 425.388.3481 Fax: 425.339.9482 E-mail: [email protected] Hours Monday – Thursday 8:30 am to 5 pm Friday – 8:30 am to 6 pm 24-Hour Call Center 866.692.8669 Executive Line: 800.311.8093 Your savings federally insured to $250,000 NCUA by the National Credit Union Administration, A U.S. Government Agency. NMLS ID #673299 Conventional fixed & adjustable rate mortgages 1st time home-buyers program with no private mortgage insurance Exclusive ‘Closing Date Guarantee’ on purchases – close in 30 days or less Local loan processing, underwriting & servicing Competitive rates and lower closing costs Your servicing will not be sold to another servicer When buying or selling save an average of $1500 with The HomeAdvantage™ Program An easy application process – apply online 24/7 or at the branch The Home Affordable Refinance Program (HARP) Apply online at www.SnoCope.org or call 425-388-3481 today! EQUAL HOUSING OPPORTUNITY