219510 Pricing Single pages pdf.indd

PRICING GUIDE 2016
Credit Card
Credit card fees
Initiation fee
R145,00
Monthly service fee
AccessCredit
R49,00
Accelerate Credit cards
R49,00
Kaizer Chiefs
R49,00
Orlando Pirates
R49,00
Blue Credit card – Post 1 January 2014
R49,00
Blue Credit card – Pre 1 January 2014
R35,00
Achiever Credit cards
R35,00
MasterCard® unembossed
R35,00
Gold
R35,00
Titanium
R42,00
Platinum
R57,00
Stand-alone or linked Garage card
R25,00
Monthly service fee
Secondary card fee
R10,00
New products
World Citizen Credit Card
R225,00
Professional
R57,00
Gold bundled fee is only applicable to Consolidator Plus.
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Credit card fees
Base fee
Fee based
transaction
value fee
Maximum/
Minimum
Other fees
Card replacement fee in South Africa
R130,00
Emergency card replacement outside South Africa
R400,00
Same-day replacement
R400,00
Delivery of credit card by courier (depending on distance
and urgency)
R190,00
Retrieval of statement, per statement, older than 6 months
R52,50
Retrieval of one voucher – South Africa
R65,00
– International
R240,00
Late payment fee** From 5 days delinquency
R145,00
Honouring fee**
R130,00
Arrears fee – from 60 days delinquency
R55,00
Internet Banking payment confirmation fee:
By email
R1,05
By SMS
R1,05
By fax
R3,70
Cheque deposit fee branch – per cheque
Cheque deposit fee ATM – per cheque
R30,00
R25,00
Depositing a post-dated cheque
R105,00
Special clearance of cheques deposited
R105,00
Cash withdrawals
Standard Bank ATM and AutoMoney
R4,00
1.35%
R11,50
1.35%
– International
R35,00
1.55%
Over the counter (local and international)
R38,00
1.6%
Another bank’s ATM
– Local
Cash deposits – One free ATM deposit per statement cycle, thereafter
Cash deposits– ATM
R4,00
1.3%
R11,50
1.35%
– Branch
** Applicable to accounts opened or upgraded before 1 June 2007.
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Min R25,00
Credit card fees
Base fee
Fee based
transaction value
fee
Maximum/
Minimum
1.35%
Max R25,00
Balance Enquiries
Standard Bank AutoBank/AutoPlus
(including mini-statements)
One free per statement
cycle, thereafter R1,15
Over the counter at a branch
R6,80
Another bank’s ATM
R5,25
Account payments
Electronic account payment
Branch account payment
R4,00
R45,00
Inter-account transfers
Standard Bank AutoBank
R5,25
Telephone and Internet Banking
R5,25
Over the counter at a branch
R45,00
Provisional statements
AutoPlus
R5,25
Over the counter at a branch
R31,50
History statements at a branch
Two months
R35,00
Four months
R52,50
Six months and greater
R52,50
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Credit card fees
Base fee
Issuing of cheques
Bank cheque issued
R100,00
Internet Banking
Monthly subscription for each card
Free
General transactions
Fuel transactions fee on a
Garage card
R5,00
ATM PIN re-set fee
Free
Branch PIN re-set fee
R3,70
POS declined fee
R7,40
Standard Bank ATM declined fee
R2,60
Other bank ATM declined fee
R4,90
Cash-back at POS transaction fee
R5,20
PureCash at POS fee
R5,20
International currency conversion fee
2,75% of
rand value of
transaction
E-Commerce decline fee
R5,20
Prepaid Airtime at ATM
R1,10
Contact details
If you have further questions, call us on 0861 201 000 or
email us at [email protected]
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Standard Bank Credit and Garage
cards pricing
Your Standard Bank Credit card is an easy, safe and
convenient way to pay for goods and services. It also comes
with a range of special offers and discounts that are exclusive
to you, as a Standard Bank Credit cardholder. Your card also
provides you with exceptional value, including the following:
• Local and international acceptance with over 30 million
merchants worldwide.
• Your Credit card can be linked to your current or savings
account for easy and convenient management of your
money using any of our electronic channels.
• A budget facility where you can spend R200,00 or more
and repay the amount you spend over periods of between
six and 60 months.
• A single credit limit that you may use as you choose, since
you can link additional cards and a Garage card
to your Credit card. You are in total control.
• Get up to 55 days’ interest-free credit if the full outstanding
balance is paid by the due date each month.
• A repayment option to meet your needs. You may choose
to repay the minimum amount, which is as low as 3%
(10% for Accelerate and MasterCard® unembossed) of
the outstanding balance, or R25,00 (R100 for Accelerate
and MasterCard unembossed) whichever is greater.
• You can safely pay for goods and services over the
Internet by registering with MasterCard secure code.
Your Credit card also brings you the
following free benefits, among others:
• Free Internet, Telephone and Cellphone banking when you
link your Internet profile to your Credit card.
• Free and convenient debit order that helps you to manage
your account without hassles.
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• Free basic travel insurance when you pay for travel tickets
with your Standard Bank Credit card.
• No point-of-sale transaction fees when you swipe your
card at a merchant.
• Free electronic statements sent directly to your
email account.
• Free lost card protection, protecting you against
fraudulent transactions on your stolen or lost card
provided that it is reported to us.
• Free budget facility.
• Free account limit changes.
• Free ATM balance enquiries if you choose to display your
balance on screen.
• Plus you also get one of the following free each month:
– Cash deposit at AutoBank
– Balance enquiry at an AutoBank, or AutoPlus.
Added safety and security
Our chip and PIN Credit cards help protect you from
fraudulent transactions. These smart cards include an
electronic chip. Your chip and PIN card can be used only if the
cardholder’s secret personal identity number (PIN)
is entered during the transaction at a merchant.
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How to save money with your
Credit card
Read through our pricing guide and you will see that you
can cut costs by using our self-service channels, including
ATMs, Cellphone, Internet and Telephone banking rather
than a branch. If you make several cash deposits a month,
think about consolidating them into one. Consider swiping
your Credit card for purchases instead of drawing cash, as
the transaction is free and you could also get up to 55 days’
interest-free credit.
How to calculate your costs
Transaction fees have two parts – one fixed and one variable.
For instance, the fee for a cash withdrawal from an AutoBank
machine costs R4,00 plus 1.35%. What this means is, if you
withdraw R500,00 the fee is R4,00 plus referring to the 2016
costs = R500 x 1.35% = R6,75 = R 4,00 + R6,75 = R10,75.
***
Terms and conditions apply.
UCount Rewards
Join our rewards programme for just R20 a month and
collect rewards points every time you shop with your
Standard Bank Credit, Cheque or Debit Card. Get up to 20%*
back on groceries at 9 major grocery retailers* , up to R2*
back in rewards points per litre of fuel at participating Caltex
forecourts, up to 5%* back at Participating Rewards Retailers
and up to 1.25%* back on all your other purchases. Visit
www.standardbank.co.za/UCount for more info.
* See web for details and T&Cs
Move forward with our innovative
payment and banking products!
SnapScan
SnapScan is an innovative app that lets you pay for things
with your smartphone. It’s a simple, safe and convenient way
to pay. Download* the SnapScan app from your app store or
go to www.getsnapscan.com, link your bank card and enjoy
unbelievably simple payments. SnapScan can be used with
any MasterCard® and Visa credit or cheque cards, as well as
selected debit cards, issued by any bank in South Africa.
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Tap to Pay™
Buying small items on the run has just become faster with
your MasterCard® contactless card from Standard Bank.
Waste no time when you pay for purchases up to R200. All
you need to do is tap your card and go. Apply online at www.
standardbank.co.za for yours and use it wherever you see the
contactless symbol .
MasterPass™
Shopping on your computer, tablet or smartphone
online is easier and more secure with MasterPass™.
Download* the app and shop, click and checkout
faster online! MasterPass can be used with any
MasterCard® and Visa credit or cheque card, as well
as selected debit cards, issued by any bank in South
Africa. Visit www.standardbank.co.za/masterpass for
more info.
InstantMoney®
Send money via your cellphone to anyone in South
Africa – quickly and safely! Creating an InstantMoney
voucher is as easy as buying airtime – and funds can
be sent by anyone, to anyone – even if they don’t have
a bank account. Find out more at
www.standardbank.co.za/instantmoney
App for Smartphones or Tablets
You decide where and when you need to do your banking.
Simply open the secure banking app on your smartphone or
tablet, make payments, do transfers, buy prepaid airtime and
much more.
Download* our revolutionary banking app from your app
store or at www.standardbank.co.za/app
*Network providers’ standard data charges will apply.
Terms and conditions apply.
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This brochure is not a comprehensive list of our prices. For further
information, please contact your branch.
Prices include VAT and are subject to change.
Disclaimer
Our products and services, and the terms under which they are offered,
may change. We will inform you within a reasonable time of these
changes. It is in your interest to read your contract carefully. If you have
any questions or need more information contact your branch. Standard
Bank subscribes to the Code of Banking Practice. Please ask your
branch for details.
Standard Bank supports the
Ombudsman for Banking Services
Sharecall number 0860 800 900
Authorised financial services and registered credit provider (NCRCP15)
The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06).
SBSA 219501 – 9/15 PG0011
Moving Forward is a trademark of The Standard Bank of South Africa Limited