Spring 2014 - AmeriCU Credit Union

News from AmeriCU Credit Union
AmeriNews
SPRING 2014
You’ve waited your whole
working life for this...
Now
what?
It’s okay. Most people get a little intimidated when it comes
to managing their retirement savings. It’s hard to know where
to turn or what to believe. One thing’s for sure…you need
smart people you can trust who can help you sort it all out.
That’s what AmeriCU’s Retirement Peace of Mind™ service is all about: it’s
four simple steps to help ensure that you’re making the smartest choices
with your money given your goals.
Retirement Peace of Mind…complimentary for AmeriCU members.
Visit www.americu.org to learn more and schedule
your first appointment. Or if you prefer, call us at
315.356.3300 or email [email protected]
* AmeriCU Capital Management, LLC is a registered investment adviser. All investment strategies have the potential for profit or loss and past performance is not a guarantee of future
results. There can be no assurance that any specific investment will either be suitable or profitable for a client’s portfolio.
www.americu.org | 800.388.2000
AmeriNews Spring 2014
AmeriCU Awards Ten $1,000 Scholarships
At AmeriCU, we believe it pays to invest in education. For 20 years, AmeriCU has recognized members for
academic excellence, by giving ten $1,000 scholarships. We believe this is part of our commitment to being an
active, involved, and caring member of the communities that our members call home. This year, we had more than 50
applications submitted for the scholarship committee’s consideration. We are proud to see our applicants’ achievements
attained both within the classroom and within our neighborhoods. Congratulations to our scholarship winners!
Brandon Robert Bedell – New Hartford
High School
Kateri Kamlnski – Mohawk Valley
Community College
Kayli Smith – Albany College of
Pharmacy and Health Services
Lyndsy Davis – Camden High School
Zachary Lanzar – Syracuse University
Darien Frederick – Thousand Islands
High School
Katie Lastowski – Plattsburgh State
University
Jordan Willson – Mohawk Valley
Community College
Shelby Hayduk – Westmoreland High
School
Kristina Shikula – Mohawk Valley
Community College
Help AmeriCU Change a Child’s Life:
GO GREEN
AND SAVE
TIME, MONEY + TREES!
March 1st - April 15th, for every
member who switches from paper to
eStatements, AmeriCU will purchase
a seedling to plant on Earth Day, in
partnership with area colleges. Visit
www.americu.org to learn more.
THE FAST, STRESS-FREE
WAY TO E-FILE YOUR TAXES!
Prepare and e-file your
federal return, JUST $29.95
ezTaxReturn.com/americu
www.americu.org | 800.388.2000
Starting April 1st 2014, AmeriCU is participating in
Change a Child’s Life, a coin drive, with all proceeds
benefiting local Children’s Miracle Network Hospital(s).
Have spare change in your pockets or at the bottom
of your purse? Stop by a financial center, and donate
it for the kids. Cashing a check and getting coins
back? Drop them in the change box, and help children. Tired of all those pennies
rolling around in your car? Bring them in, and donate them to a great cause. The
deadline to donate your change is May 30th 2014. Every penny helps!
REMINDER: It is important to know the contribution limit and
deadline for each calendar year –which are as follows:
IRA contribution limits for 2013:
HSA contribution limits for 2013:
$5,500: 49 and under
Single limit is $3,250
$6,500: 50 and above
Family limit is $6,450
Deadline: April 15, 2014
HSA contribution limits for 2014:
For the 2014 calendar year, the
IRA contribution totals remain at:
Single limit is $3,300
$5,500: 49 and under
Over 55 catch up contribution for
2013 and 2014 is $1,000
$6,500: 50 and above
Family limit is $6,550
Visit any AmeriCU Financial Center to speak to an advisor – we will be
happy to review options with you!
A smart choice for your local financial needs.
Board of Election Update
The 2014 Slate of Officers are:
The 64th Annual Membership Meeting of AmeriCU
John A. Stevenson, Chairman
Credit Union was held Monday, March 10, 2014, in
the Richard A. Smith Learning Center at the Griffiss
Financial Center. Accomplishments of 2013 and
plans for 2014 were highlighted in the Annual State
of the Credit Union presentation delivered by 2013
George C. Bauer, III, Vice Chairman
Terri Tulowiecki, Chief Financial Officer
Sharon L. Miazga, Recording Officer
Ann S. Tyler, Director
Joseph J. Turcyzn, Director
Charles S. Sorrento, Director
Board Chairman, Ann S. Tyler. Results of the Board of
The 2014 Supervisory Committee Members are:
Directors’ election were announced.
Robert J. Angelhow, Chairman
Copies of AmeriCU’s 2013 Annual Report are available
online at www.americu.org, in our financial centers or by
calling 1.800.388.2000.
Laura Fleck, Member
Credit Union Member Rewards
www.lovemycreditunion.org
As an AmeriCU member, you can
experience one-stop shopping and
great discounts all at one place –
LoveMyCreditUnion.org.
One visit to Invest in America’s
website and you’ll soon discover
fantastic savings on wireless service
Luis M. Marina, Member
and phones with Sprint, and pretty
much everything else at Shop
America. Sprint offers include 10%
off of most recurring charges, waived
application and upgrade fees, plus
discounts on phones and accessories.
Members can get up to 10% on
computers and electronics from Dell.
With Shop America, credit union
members can get cash back when
they use the site to shop at over
1,200 big name retailers including
Target, Best Buy, Macy’s, Home Depot
and more. Save even more when
you use your AmeriCU VISA® Credit
or Debit Card to do the shopping
– thanks to our great rates and low
fees. Stop surfing and start saving at
www.LoveMyCreditUnion.org.
Need a business vehicle FAST?
EXPRESS
VEHICLE
CHECK OUT OUR NEW
LOANS
Need a vehicle for your small business?
Our new EXPRESS VEHICLE LOAN will
put you in the driver’s seat way FASTER
than other lenders – without a lot of
red tape and rigmarole! AmeriCU offers
competitive rates, flexible terms, and
quick turnarounds for both new and used
cars, pick-ups, vans, and SUVs.
RATES AS LOW AS
3.99% APR*
ONLY FOR SMALL BUSINESSES...
ONLY FROM AMERICU.
Stop by any of our 18 convenient
locations or visit www.americu.org.
* APR
= Annual Percentage Rate. Rate effective 03/11/14; rates and terms vary by individual’s overall credit history and underwriting factors and are subject to
change. Estimated monthly payment of $460.39 per $25,000.00 based on a maximum 60 month term. Equal Housing Lender. Membership restrictions apply.
Equal Housing Lender. Membership restrictions apply. Federally insured by NCUA.
A smart choice for your local financial needs.
Upcoming AmeriCU Events
APRIL
MAY
Utica Wine & Chocolate Festival
Utica Auditorium, Utica
Saturday, April 5th | 3:00PM-9:00PM
Admission: $20 in advance ($25 at the door)
AmeriCU Credit Union is the naming sponsor of the fifth annual Wine
& Chocolate Festival. The event will feature tasty treats, gifts, and
samples from New York State wineries. AmeriCU guest, the Carol M.
Baldwin Breast Cancer Research Fund, will be attending the event, and
$1 for every bottle of wine sold will be donated to the Fund on behalf
of AmeriCU. www.uticawineandchocolate.com
Downtown Living Tour
Syracuse, NY
Saturday, May 17th | 12PM-6PM
AmeriCU is excited to partner with the Downtown Committee of Syracuse to
present the 2014 Downtown Living Tour. Tour-goers can see why Downtown
Syracuse has become the neighborhood of choice as doors open to adaptive
reuse and new construction projects featuring market-rate and luxury
apartments, live/work spaces and “green” condos. The tour highlights both
occupied and available units in several of downtown’s historic renovations
in neighborhoods such as Armory Square, Hanover Square, the Heart of
Downtown, Mission Landing and Franklin Square. Advance sale tickets
will be available April 16-May 15 for $12 ONLY at AmeriCU at the
following locations: Armory Square, Auburn, Camillus, Cazenovia, Cicero,
Fayetteville, Liverpool, Onondaga Community College (in the Whitney Center),
and Syracuse (Thompson Road). And if you’re interested in buying one of
these cool spaces (or other real estate), come to AmeriCU first for a FREE
mortgage prequalification and give your purchase offer a big advantage!
www.downtownsyracuse.com/downtownlivingtour
Defensive Driving Course
231 Hill Road, Griffiss Office, Learning Room 158
Tuesday, April 22nd + Wednesday, April 23rd | 5:30-8:30PM
Cost is $35 for members, ($25 if you are under 25) and $40 for nonmembers. You must attend both nights. To register or to learn more,
contact AmeriCU Services, LLC at 315.356.3300 or 1.800.352.9699.
AmeriCU at the Watertown Area Heart Run/Walk
Fairgrounds Arena
Saturday, April 26th | 8AM-1PM
Join us at the Watertown Area Heart Run/Walk at the
Fairgrounds Arena Saturday, April 26th 8AM-1PM in
Watertown! AmeriCU is proud to be a sponsor of this
event, and will be present at the event with a team.
To view more information on the Heart Run/Walk, including
registration and donation information please visit:
www.heartwalk.org
Rome Area Home Show
Kennedy Arena, Rome
Saturday, April 26th | 9AM-5PM
Sunday, April 27th | 9AM-4PM
Admission: FREE!
AmeriCU Credit Union is a sponsor of and exhibitor at the 39th
annual Rome Home Show. Please join us for this event featuring
local area businesses. AmeriCU Mortgage Executives and financial
center staff will be onsite to answer questions for our members.
http://www.romechamber.com/homeShow.shtml
www.americu.org | 800.388.2000
Relay for Life
NYS School for the Deaf, Rome
Saturday, May 31st | 12 PM – Sunday, June 1st | 12 PM
The Relay for Life is a fundraising event to support the American Cancer
Society. The event is a family-friendly environment, featuring entertainment,
food and games. Stop our area Rome financial centers to see how you can help
support the cause! www.RelayForLife.org
JUNE
Taste of Syracuse
Clinton Square, Syracuse
Friday, June 6th – Saturday, 7th | 11 AM-11 PM
AmeriCU Credit Union is proud to be the naming sponsor of the
Taste of Syracuse. The event is located in and around Clinton
Square in downtown Syracuse. Come experience the huge outdoor
festival; be sure to check out the growing list of vendors and family
entertainment! This year’s entertainment will feature Blues Traveler.
www.TasteOfSyracuse.com
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