Our Credit Union Bulletin - September 2016 - St. Stanislaus

WWW.POLCU.CA • Toll Free: 1.855.POLCU.CA
SEPTEMBER 2016
Special 2.59% 1 Year, Closed
Get a new
Mortgage
or transfer an
existing one to
our Credit Union,
and get $750 in
your account.
($750 applies only to
NON-Broker supplied
mortgages)
Plus, we will cover
transfer costs.
* Terms and conditions may
apply. Ask for details.
You can do multiple things from the comforts
of your home with our FREE and unlimited
Internet Banking and Mobile Banking.
A one stop solution for all your banking needs.
FREE Bill Payments
FREE INTERAC e-Transfers
FREE Cheque Deposits via Smartphones
FREE e-Statements
FREE Text & e-Mail Alerts
Also, you have access to thousands of
surcharge-FREE ATMs in Canada with
THE EXCHANGE® Network
Our Mobile Banking App
Stay connected with us! You can access your accounts
anytime, anywhere from your iPhone® or Android™ mobile
browser. Our Polish Credit Union Mobile app is available in
the Apple and Android stores:
•
•
iTUNES: Polish Credit Union Mobile Banking
Google Play: Polish Credit Union Mobile
Visit our website www.polcu.ca for quick links and latest
information.
MOBILNE USŁUGI FINANSOWE
W sprawach pożyczek hipotecznych oraz planów i usług
inwestycyjnych zadzwoń do działu Mobilnych Usług
Finansowych. Pracownik Credit Union przyjedzie na
spotkanie (także do domu)!
W celu umówienia spotkania prosimy dzwonić
Tel. 1-855-765-2822 wewn. 7
7 DNI W TYGODNIU
Deposit Anywhere is a feature on our banking app that allows you
to deposit cheques by taking a photo of them and submitting them
to our financial institution, anywhere, day or night. With just a few
simple clicks on your iPhone®, iPad®, or Android™ device, you
can deposit cheques directly into your account!
It’s fast, free and secure so try it today!
Toll Free 1.855.POLCU.CA • 1.855.765.2822 • WWW.POLCU.CA
FINANCIAL Services
Membership
Our Credit Union offers a wide range of banking products
and financial services at competitive rates, including
Credit unions in Ontario are regulated by the
Financial Services Commission of Ontario,
in accordance with the provincial government’s
Credit Unions and Caisses Populaires Act.
 Mortgages
 High-ratio Mortgages
Ontario credit unions are among Canada’s
soundest financial institutions. The Deposit Insurance Corporation of Ontario (DICO) insures
Canadian currency deposits, including interest,
to a maximum of $100,000 per Member. Registered deposits held in RRSP, RRIF, RESP, and
TFSA are fully (100%) insured with no maximum
amount. Unique Trust or Joint accounts are insured separately from those in your own name, to
a maximum of $100,000 per account.
 Personal Loans
 Business Loans
 Lines of Credit:
• Overdraft
• Personal
• Home Equity
• Student Line of Credit
For more information, contact the Deposit Insurance
Corporation of Ontario: www.dico.com,
Toll Free 1-800-268-6653
Joining the St. Stanislaus - St. Casimir’s
Polish Parishes Credit Union Limited is
the best decision you could take for your
money
In order to become a member you will need to
fill out a Membership Application Form. You will
need to have originals of the following documents
with you at the time of applying for membership:
• two (2) pieces of identification [one (1) with
a photograph]. We accept: Driver’s Licence,
Passport, Certificate of Canadian Citizenship,
Canadian Immigration Identification Card,
Permanent Resident Card/Document, Social
Insurance Number (SIN).
 Index-Linked Term Deposits
 Canada Savings Bonds
 Canada Premium Bonds
 Ontario Savings Bonds
(CMHC, Genworth)
down payment between 5% – 20%















 Investment Services:
Mutual Funds,
Money Market Funds,
RESP, RRSP and more
Membership Share Accounts
Personal Chequing Accounts
Business Chequing Accounts
Joint Accounts
Trust Accounts
Organizational Accounts
Child-Youth-Student Accounts
‘Silver’ 60+ Saving Accounts
T-Bill Accounts
Term Deposit Certificates (CAD, USD)
GIC’s - Guaranteed Investment Certificates
TFSA - Tax-Free Savings Accounts
RRSP - Regist. Retirement Savings Plan
RRIF - Regist. Retirement Income Fund
RESP - Registered Education Savings Plan
 Internet Banking
 Mobile Banking
 Telephone Banking






Bill Payments
Business Tax (CRA) Payments
Western Union Money Transfers
Currency exchange (USD, CAD)
Safety Deposit Boxes
MasterCard and VISA Merchant
Services
Polish Credit Union TV - “Polish Studio”
Watch us every Saturday 11:00 AM - 12:00 Noon on City
and 24/7 online at www.polcu.tv
Each new member shall purchase (10) ten
membership Shares valued at ($10) ten-dollar
each. The membership Shares will be deposited
to your Membership Share Account.
SCHOLARSHIP
PROGRAM 2016
The CHILD and YOUTH Account (for age 6-15)
can be opened with purchase of (1) one membership Share valued at ($10) ten-dollar. The
Account is opened under the child’s name, but
a parent or guardian also signs the Application
since the child is a minor.
for our Credit Union Student Account Holders
Students interested in applying for the 2016 Polish Credit
Union Scholarship can find application forms on website www.polcu.ca listed under the ‘Scholarships’
and ‘Member News’ section.
To qualify for the Scholarship, you must be a member (primary account holder) of St. Stanislaus - St. Casimir’s Polish Parishes Credit Union Limited and be enrolled in postsecondary studies at an accredited university or college.
STUDENTS (age 16-25) must have full Credit
Union membership, and shall purchase (10) ten
membership Shares valued at ($10) ten-dollar
each. No parent or legal guardian signature is required to open a Student Account.
St. Stanislaus - St. Casimir’s Polish Parishes Credit Union Limited
Mississauga Wisła Plaza, 3621 Dixie Rd.
Mississauga 3145 Dundas St. West, Unit 5
Mississauga JPII Centre, 4300 Cawthra Rd.
Toronto 220 Roncesvalles Ave.
Toronto 2987 Bloor St. West
Toronto 3055 Lake Shore Blvd. West
Toronto 12 Denison Ave.
Oshawa 50 Richmond St. East
Hamilton 709 Barton St. East
 ATM Card in worldwide
INTERAC system for Personal
and Business Accounts
 Point of Sale
 THE EXCHANGE® ATM Network
 MasterCard
www.choicerewards.ca
Tel. 905. 629.0365
905. 828.7333
905. 272.1260
416. 537.2181
416. 236.3248
416. 503.9463
416. 703.0996
905. 432.2200
905. 545.5537
Toll Free:
1-855-POLCU-CA • www.polcu.ca
Monday - Friday: 9 am - 9 pm
Saturday 9 am - 1 pm
Mon: 9 am-6 pm • Tues-Wed: 9 am-5 pm • Thurs-Fri: 9 am-7 pm • Sat: 9 am-1 pm
Monday - Friday: 12 pm-6 pm • Saturday - Closed
Mon-Wed: 10 am-4 pm • Thurs-Fri: 9 am-7 pm • Saturday 9 am-1 pm
Wednesday: 10 am-5 pm
Mon: 10 am-4 pm • Tues-Wed: 2 pm-6 pm • Thurs-Fri: 2 pm-7 pm • Sat: 9 am-1 pm
Mon-Thurs: 11 am-5 pm • Friday: 11 am-6 pm • Saturday: 9 am-1 pm
Tel. 416.537.2181 • Toll Free 1.855.765.2822 • www.polcu.ca